QUOTE(mamamia @ Jul 27 2016, 04:13 PM)
Thanks for inform.Received mine as well.
Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here
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Jul 27 2016, 04:27 PM
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354 posts Joined: Aug 2012 |
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Jul 27 2016, 06:46 PM
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1,615 posts Joined: Sep 2011 |
QUOTE(mamamia @ Jul 27 2016, 04:13 PM) QUOTE(rdevil33 @ Jul 27 2016, 04:27 PM) Based on your past experience, are the cashback points credited into the cardholders' account batch by batch? Coz i haven't received mine yet. I'm relatively new and this is my first cashback Edit: I understood how it works now. The "BONUS POINTS AVAILABLE" under Card Details shows 0. But when I click "Redeem Rewards Now", I can see my "Cashback MYR50" on the top left of the screen. Submitted my request for cashback to be credited into my card account. This post has been edited by ckweng: Jul 27 2016, 06:52 PM |
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Jul 27 2016, 08:04 PM
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1,057 posts Joined: Oct 2011 |
QUOTE(ckweng @ Jul 27 2016, 06:46 PM) Based on your past experience, are the cashback points credited into the cardholders' account batch by batch? Coz i haven't received mine yet. I'm relatively new and this is my first cashback Me too. Bonus points available showing 0 but in 360 rewards page can do redemption.Edit: I understood how it works now. The "BONUS POINTS AVAILABLE" under Card Details shows 0. But when I click "Redeem Rewards Now", I can see my "Cashback MYR50" on the top left of the screen. Submitted my request for cashback to be credited into my card account. |
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Aug 2 2016, 09:23 AM
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#2224
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1,444 posts Joined: Nov 2005 |
QUOTE(mamamia @ Jul 27 2016, 04:13 PM) need help. I would like to make clear 1 question after read the TnC.1) cash rebate is based on posting date right, but I don't see any posting date in my statement. cause now I got made rm1.5k transaction on 31 July and I'm not sure the cash rebate for this transaction will be under July or August Thank you This post has been edited by wan7075: Aug 2 2016, 09:25 AM |
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Aug 2 2016, 09:32 AM
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6,426 posts Joined: Jun 2005 |
QUOTE(wan7075 @ Aug 2 2016, 09:23 AM) need help. I would like to make clear 1 question after read the TnC. If no posting date, u can argue that it is within same month as stated in your statement1) cash rebate is based on posting date right, but I don't see any posting date in my statement. cause now I got made rm1.5k transaction on 31 July and I'm not sure the cash rebate for this transaction will be under July or August Thank you |
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Aug 2 2016, 02:09 PM
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611 posts Joined: Sep 2014 |
QUOTE(mamamia @ Aug 2 2016, 09:32 AM) I doubt this is arguable since these days all trx are electronically recorded. The bank could always say that the trx date is just not visible to us afterall but they do have the records. |
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Aug 2 2016, 02:24 PM
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#2227
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QUOTE(kawteem @ Aug 2 2016, 02:09 PM) I doubt this is arguable since these days all trx are electronically recorded. The bank could always say that the trx date is just not visible to us afterall but they do have the records. CashBack Gold MasterCard means the Standard Chartered CashBack Gold MasterCard Credit Card.cashback transactions means all retail purchases (local and international) but excludes all types of transactions made at petrol stations or petrol kiosks including purchases of petrol, and any type of insurance payments. A month is defined as the period which runs from the first day of a particular calendar month to the last day of that calendar month. Retail purchases must be posted to your account within a particular month to be included towards meeting the minimum of RM500 per month in retail purchases. in TnC it mentioned posted to your account.. but I only saw 1 date in Std Ctd online account. so if I saw the unbilled transaction record in the std ctd website is on 31/7, then do u think it is under July cash back? |
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Aug 2 2016, 02:35 PM
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611 posts Joined: Sep 2014 |
QUOTE(wan7075 @ Aug 2 2016, 02:24 PM) CashBack Gold MasterCard means the Standard Chartered CashBack Gold MasterCard Credit Card. My input just now was on my personal opinion and I am just into my second month using this card only.cashback transactions means all retail purchases (local and international) but excludes all types of transactions made at petrol stations or petrol kiosks including purchases of petrol, and any type of insurance payments. A month is defined as the period which runs from the first day of a particular calendar month to the last day of that calendar month. Retail purchases must be posted to your account within a particular month to be included towards meeting the minimum of RM500 per month in retail purchases. in TnC it mentioned posted to your account.. but I only saw 1 date in Std Ctd online account. so if I saw the unbilled transaction record in the std ctd website is on 31/7, then do u think it is under July cash back? It's better to wait for input from others. |
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Aug 2 2016, 07:09 PM
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6,426 posts Joined: Jun 2005 |
QUOTE(wan7075 @ Aug 2 2016, 02:24 PM) CashBack Gold MasterCard means the Standard Chartered CashBack Gold MasterCard Credit Card. I remember aromachong mentioned the cashbavk is based on transaction date since the statement showing transaction date only. It is not fair to customer if the bank said their system show August while customer see as July.cashback transactions means all retail purchases (local and international) but excludes all types of transactions made at petrol stations or petrol kiosks including purchases of petrol, and any type of insurance payments. A month is defined as the period which runs from the first day of a particular calendar month to the last day of that calendar month. Retail purchases must be posted to your account within a particular month to be included towards meeting the minimum of RM500 per month in retail purchases. in TnC it mentioned posted to your account.. but I only saw 1 date in Std Ctd online account. so if I saw the unbilled transaction record in the std ctd website is on 31/7, then do u think it is under July cash back? :confused: |
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Aug 2 2016, 07:49 PM
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#2230
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QUOTE(mamamia @ Aug 2 2016, 07:09 PM) I remember aromachong mentioned the cashbavk is based on transaction date since the statement showing transaction date only. It is not fair to customer if the bank said their system show August while customer see as July. update: just now call to cs. and after they checked they said it was posted on 1/8. she asked me to wait for august statement to come out.. |
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Aug 2 2016, 08:58 PM
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QUOTE(wan7075 @ Aug 2 2016, 07:49 PM) update: just now call to cs. and after they checked they said it was posted on 1/8. she asked me to wait for august statement to come out.. Stan chart cash back card is one of the slowest, compared to other cash back cards like HLB wise, CIMB MC, UOB VOX. PBB VS. Not only that, you have to redeem instead of auto cash back |
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Aug 3 2016, 10:42 AM
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21,310 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(wan7075 @ Aug 2 2016, 07:49 PM) update: just now call to cs. and after they checked they said it was posted on 1/8. she asked me to wait for august statement to come out.. Then you need to wait until End of Sep 2016 to check August's rebate calculation.Based on my June's rebate received of RM30, a transaction swiped on 31-May-2016 (posted on 1 June 2016) was under May's rebate calculation.... else I would have RM31.00 in rebate. This post has been edited by ronnie: Aug 3 2016, 11:17 AM |
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Aug 3 2016, 01:17 PM
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#2233
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QUOTE(ronnie @ Aug 3 2016, 10:42 AM) Then you need to wait until End of Sep 2016 to check August's rebate calculation. may I know on the statement, the day written is 31 may or 1 june?Based on my June's rebate received of RM30, a transaction swiped on 31-May-2016 (posted on 1 June 2016) was under May's rebate calculation.... else I would have RM31.00 in rebate. |
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Aug 3 2016, 02:47 PM
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21,310 posts Joined: Jan 2003 From: Kuala Lumpur |
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Aug 3 2016, 06:00 PM
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Hi guys, just to ask you all.
Is it now the bank won't tell you the reason why they reject your credit card application? Previously I got submit before the credit card application, but they just inform me the credit card application fail. That's all. And then they say they unable to disclosure the reason why they reject me the application of credit card. Is it true bank unable to disclosure? Stupid this Shit CXBXi bank. |
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Aug 3 2016, 08:01 PM
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2,493 posts Joined: Mar 2014 |
QUOTE(JuneResources @ Aug 3 2016, 06:00 PM) Hi guys, just to ask you all. Are you sure this is the right thread to post? Is it now the bank won't tell you the reason why they reject your credit card application? Previously I got submit before the credit card application, but they just inform me the credit card application fail. That's all. And then they say they unable to disclosure the reason why they reject me the application of credit card. Is it true bank unable to disclosure? Stupid this Shit CXBXi bank. Anyway, normally banks do not disclose the reason, unless you have a RM or good relationship with the agent, they might tell you if you apply through them. If apply directly with the bank, then no. Check your CCRIS, debt ratio, outstanding balance, BT, total credit limit, PTPTN etc. |
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Aug 4 2016, 09:27 AM
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4,168 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(kelvinlzy @ Aug 3 2016, 08:01 PM) Are you sure this is the right thread to post? Sorry, I'm not sure this is the right thread or not. But I believe should have feedback as long as it is regarding SCB credit card.Anyway, normally banks do not disclose the reason, unless you have a RM or good relationship with the agent, they might tell you if you apply through them. If apply directly with the bank, then no. Check your CCRIS, debt ratio, outstanding balance, BT, total credit limit, PTPTN etc. But for CCRIS, debit ratio and all this info how to check? Can check through online or need to walk-in where? I appreciate your help to advise for this. |
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Aug 4 2016, 10:25 AM
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21,310 posts Joined: Jan 2003 From: Kuala Lumpur |
My card was approved on 20-April, my luggage will be send on 31-August onwards... still waiting patiently
Actually I did receive the 24" Fiorucci luggage today also via GDEX. This post has been edited by ronnie: Aug 4 2016, 10:53 PM |
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Aug 4 2016, 11:12 AM
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4,404 posts Joined: Jun 2012 |
QUOTE(JuneResources @ Aug 4 2016, 09:27 AM) Sorry, I'm not sure this is the right thread or not. But I believe should have feedback as long as it is regarding SCB credit card. Try this: http://www.bankislam.com.my/home/calculato...tio-calculator/But for CCRIS, debit ratio and all this info how to check? Can check through online or need to walk-in where? I appreciate your help to advise for this. |
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Aug 4 2016, 12:05 PM
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Senior Member
2,493 posts Joined: Mar 2014 |
QUOTE(JuneResources @ Aug 3 2016, 06:00 PM) Hi guys, just to ask you all. Is it now the bank won't tell you the reason why they reject your credit card application? Previously I got submit before the credit card application, but they just inform me the credit card application fail. That's all. And then they say they unable to disclosure the reason why they reject me the application of credit card. Is it true bank unable to disclosure? Stupid this Shit CXBXi bank. QUOTE(JuneResources @ Aug 4 2016, 09:27 AM) Sorry, I'm not sure this is the right thread or not. But I believe should have feedback as long as it is regarding SCB credit card. I thought you were talking about other bank? CXBXi bank? But for CCRIS, debit ratio and all this info how to check? Can check through online or need to walk-in where? I appreciate your help to advise for this. For CCRIS you can either email BNM or walk in to print it out. You can also try the above method as per Sis fly126 reply. |
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