Yes, banks prefer you to have loans as they want to know your behaviour of serving loans. A good paymaster record is better than the one with no record. A loan doesn't mean you have to be in a huge debt. A loan is to prove your paying ability. This is what banker told me.

Banks will never reveal the real reason why they reject you, so you can only keep trying to apply. They offered you the card in the first place but the approval is still subject to the management, which means its not pre-approved.

So if u think the money u have in savings account is too little... top it up and on the safe side, let it stay for 3 months then u can apply for the cc again.

Try applying at KLCC Maybankcard Centre. It took me 1 hour to get my platinum cards. No need any documents since salary goes into maybank.

Have you tried that? The bank is overseas bank as well

No need to worried about that..just apply..
oversea income also is income...if it is a well known company..even better..they can check easily from internet

It would always be a b**** to apply a card when you don't have a credit history. The same thing happened to me previously. I applied OCBC three times, CIMB and Citibank. All rejected me. And for God sake, my salary goes into CIMB every month. Stupid CIMB!!! Later on I gave up and applied Bank Islam card, and fortunately approved. A few months later, I applied more cards and approved instantly without much problem. I guess your best bet would be to go Maybank card centre in KLCC.

i used oversea income prove to upgrade from gold to platinum card

it is a well known university i believe

fair enough. will try to make application with my overseas pay slip tomorrow.

attach your oversea bank statement as well, as long as it can tally, bank will most likely approve. tried on mbb, ocbc, citibank, scb, cimb and uob

How long does it take to know the answer? On the spot?

guys, currently where/which mall has the Maybank2u card roadshow/membership drive?

I wanna apply maybank 2 cards but also want to get free sign on gifts. anyone knows?

There is no free sign-on gifts from Maybank.
You can forget about this.

i submitted online, about a week provided you submitted all the relevant documents and forms during submission

so applying at shopping centre/roadshow are as good as applying online?

Yes. If you apply in 1U (not sure if the renovation is over) or KLCC Card Centre, you will get your card within an hour.

for Maybank2 Gold card as well within 1 hour?

Yes.

Cool! Thx a lot. Wanted to fill up online then u gv me awesome info.

through email or online application? i just need to provide IC, bank statement and 3 months pay slip?
i will go to the branch and see if they accept overseas pay slip and if not, will do it online

Just to confirm here that 1u card centre is already opened as usual

they don't have online application. everything goes through email. read their website