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Credit Cards Maybankard 2 Gold & Platinum Cards V8, Pls read post 1-3 & use Search Topic 1st

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rjb123
post Jan 23 2014, 01:59 AM

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Interesting problem today - tried to make a booking via Emirates and AMEX payment keeps getting rejected.

According to Maybank, the security code I'm entering (ie. 4 digits on the front of the card) are incorrect - looks like when I received my replacement card last month (expiry end Jan 2014) the security code wasn't updated in Maybank's system
mytaffeta
post Jan 23 2014, 02:16 AM

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applied m2card at 1U promo booth, no freebies.. less hassle cuz dont have to bring ur payslip to apply..

oh need to know different between gold vs platinum (not the benefit) such as yearly fee, interest rates, charges and so so..

This post has been edited by mytaffeta: Jan 23 2014, 02:19 AM
Sole X
post Jan 23 2014, 06:32 AM

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QUOTE(mytaffeta @ Jan 23 2014, 02:16 AM)
applied m2card at 1U promo booth, no freebies.. less hassle cuz dont have to bring ur payslip to apply..

oh need to know different between gold vs platinum (not the benefit) such as yearly fee, interest rates, charges and so so..
*
Oh you applied without knowing those details? brows.gif

You can read about them here For Your Info
mytaffeta
post Jan 23 2014, 06:40 AM

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QUOTE(Sole X @ Jan 23 2014, 06:32 AM)
Oh you applied without knowing those details?  brows.gif

You can read about them here For Your Info
*
err i read few times actually.. didnt notice any diff in interest, yearly fee and charges.. but i might miss important note.. tongue.gif nothing diff rite? blush.gif

sj0217
post Jan 23 2014, 08:26 AM

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QUOTE(mytaffeta @ Jan 23 2014, 02:16 AM)
applied m2card at 1U promo booth, no freebies.. less hassle cuz dont have to bring ur payslip to apply..

oh need to know different between gold vs platinum (not the benefit) such as yearly fee, interest rates, charges and so so..
*
no freebies??

you apply in New wing or old wing temp booth??

I have saw few box of cup glass on the table, I through this is free gift for those who apply one?
maiself
post Jan 23 2014, 08:38 AM

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QUOTE(namh @ Jan 15 2014, 05:56 PM)
you earn the same Treatpoints using the Amex.. it is the Treatpoints that can be convert to Enrich miles.. so no problem using Amex Treatpoints because it is the same Treatpoints as using Visa or Mastercard.. and i have done this many time too..
*
Yeah.. u r right..

QUOTE(Human Nature @ Jan 15 2014, 05:57 PM)
I didn't click the link to read further, then maybe you are correct. Why not just call CS for confirmation?  smile.gif
*
Received an answer from them few days ago..

Official answer from MBB CS
~~~~~~~~~~~~~~~~~~~~~~~~~
We acknowledge receipt of your email we wish to confirm that the points earned under your Maybankard 2 cards (Amex + Visa/Master) are combined. Thus, you may use the points earned from both card to redeem for Enrich Miles. Kindly be informed.
~~~~~~~~~~~~~~~~~~~~~~~~~

ronnie
post Jan 23 2014, 08:46 AM

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QUOTE(cristiano7mu @ Jan 22 2014, 06:02 PM)
anyway just called CS... she said its the their system problem and will rectify and reverse it tonight. tmrw should see the correct figures.
*
The total amount due has been rectified... waiting for later 10am onwards to see the "reverse" charges under Transaction History.
razorboy
post Jan 23 2014, 08:50 AM

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Hi guys,

I have a question, I saw on the first post that we can use maybank2u for certain services (DBKL etc), how do we do it? I've usually used maybank2u (savings) to pay my bills. Since I've obtained my AMEX card, I'd like to use it instead.

Thanks
cristiano7mu
post Jan 23 2014, 08:53 AM

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QUOTE(ronnie @ Jan 23 2014, 08:46 AM)
The total amount due has been rectified... waiting for later 10am onwards to see the "reverse" charges under Transaction History.
*
ya same

Outstanding balance correct but transaction history not updated yet.

Realised one thing... the "statement balance" figure why isnt it updated after i paid my bill 2 days ago. saw payment credited.. I am new user.
ronnie
post Jan 23 2014, 09:00 AM

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QUOTE(cristiano7mu @ Jan 23 2014, 08:53 AM)
ya same

Outstanding balance correct but transaction history not updated yet.

Realised one thing... the "statement balance" figure why isnt it updated after i paid my bill 2 days ago. saw payment credited.. I am new user.
*
Statement Balance does not change upon making payment. It changes on Statement Date.
If you make payment, your Minimum Payment amount becomes RM0.00 (that's one of the indicator you have paid)
maskedchan
post Jan 23 2014, 10:08 AM

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QUOTE(sj0217 @ Jan 23 2014, 08:26 AM)
no freebies??

you apply in New wing or old wing temp booth??

I have saw few box of cup glass on the table, I through this is free gift for those who apply one?
*
that cup glass are for those who spend min. RM500 in 1utama and eligible to redeem smile.gif
DarReNz
post Jan 23 2014, 11:15 AM

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i saw there was 1 of them promoting at the old wing while sitting down with all the chinese new year deco booth

This post has been edited by DarReNz: Jan 23 2014, 11:16 AM
lucas114
post Jan 23 2014, 01:14 PM

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QUOTE(cristiano7mu @ Jan 22 2014, 06:02 PM)
anyway just called CS... she said its the their system problem and will rectify and reverse it tonight. tmrw should see the correct figures.
*
QUOTE(ronnie @ Jan 23 2014, 08:46 AM)
The total amount due has been rectified... waiting for later 10am onwards to see the "reverse" charges under Transaction History.
*
The amount has been credited back into my cc account and shown in the transaction activity.
Wazzzap
post Jan 23 2014, 01:16 PM

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i tried applying for these 2 cards several times..not sure why they rejected all

i have only one credit card, car loan and a joint property loan

earning 30k++ per annum, car loan 50k and 300k joint loan

too high credit risk? but i tried applied for citibank and it got approved

This post has been edited by Wazzzap: Jan 23 2014, 01:18 PM
victorywp
post Jan 23 2014, 01:23 PM

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QUOTE(mytaffeta @ Jan 23 2014, 02:16 AM)
oh need to know different between gold vs platinum (not the benefit) such as yearly fee, interest rates, charges and so so..
*
QUOTE(mytaffeta @ Jan 23 2014, 06:40 AM)
err i read few times actually.. didnt notice any diff in interest, yearly fee and charges.. but i might miss important note.. tongue.gif nothing diff rite?  blush.gif
*
yes, no difference in terms of annual fee, interest rate, charges,.. only complimentary golf and insurance.
victorywp
post Jan 23 2014, 01:25 PM

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QUOTE(Wazzzap @ Jan 23 2014, 01:16 PM)
i tried applying for these 2 cards several times..not sure why they rejected all

i have only one credit card, car loan and a joint property loan

earning 30k++ per annum, car loan 50k and 300k joint loan

too high credit risk? but i tried applied for citibank and it got approved
*
yes, too high credit risk if you ask me. different banks have different methods of credit analysis.
Wazzzap
post Jan 23 2014, 01:27 PM

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oh well i guess maybank is pretty strict although i believe i have good credit rating as im a good payer

i guess that doesnt help in their criteria

This post has been edited by Wazzzap: Jan 23 2014, 01:28 PM
victorywp
post Jan 23 2014, 01:28 PM

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QUOTE(razorboy @ Jan 23 2014, 08:50 AM)
Hi guys,

I have a question, I saw on the first post that we can use maybank2u for certain services (DBKL etc), how do we do it? I've usually used maybank2u (savings) to pay my bills. Since I've obtained my AMEX card, I'd like to use it instead.

Thanks
*
same way of paying via m2u. just choose amex rather than savings account.
tednet
post Jan 23 2014, 01:33 PM

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QUOTE(Wazzzap @ Jan 23 2014, 01:27 PM)
oh well i guess maybank is pretty strict although i believe i have good credit rating as im a good payer

i guess that doesnt help in their criteria
*
might be ur 300k joint loan made them worried... but if u make loan with them and have good record, they might offer u the cards instead...
Wazzzap
post Jan 23 2014, 01:47 PM

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my car loan is with them and never once miss my payment

but i guess that doesnt matter to them..perhaps they have too many applicants they wouldnt really bother

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