any promotion with new apply sup card?

Hi guys, I am looking for a credit card with cash back/rebate/reduction features. Would be an added advantage if got pay wave. The rebate thing I would like to keep it as simple as possible.

Would usually spend on petrol, outing with gf (meal and movie) and occasionally buy stuff online (very minimal)

I applied HLB Wise but got rejected, so wanna know what other cards that has similar features like HLB Wise.

Thank you in advance!

This post has been edited by Belphegor: May 12 2015, 03:25 PM

It will be more helpful if you use the template as posted in post #1.

Thanks for the tip.

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, meal, Cash Back/Rebate,

4. Existing credit cards if any: Nil.

5. Looking at CC from: Nil. Relatively new in this so no idea which to look for.

6. Others: Will use this card for petrol, meal, movie, occasional online purchasing. Got rejected by HLB Wise earlier, so this card is confirm out of suggestion.

This post has been edited by Belphegor: May 12 2015, 03:41 PM

Start with Maybank2Cards.

Any other choices besides Maybank AMEX? I already planning to go for that, but want to see if there is any other better choices.

mbb2amex is good and suitable for your needs = petrol, meal, movie, occasional online purchasing.

Hi all,

1. Annual Income: RM 100k

2. Free Lifetime Annual Fee: can be free or waived

3. Card required for: List all your needs. Petrol, insurance, bills, grocery, shopping

4. Existing credit cards if any: Cimb platinum MC

5. Looking at CC from: open at the moment
6. Others: I want cash back and rewards points especially on the weekdays (everyday)

Thanks!

if your expenses is >rm1k per month, can try aeon watami cc.

why so difficult to apply cc...all want epf all that ...

Because anyone can just fake a payslip but it's harder to fake EPF statements ( not impossible thou. )

But nevertheless, if you are a good paymaster with no history of any late payments for anything, high chance you will be approved quite smoothly.

1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: A Must (or with simple condition)

3. Card required for: Good cash back and/or reward points conversion without a lot of restrictions.

4. Existing credit cards if any: Maybank2Cards

5. Looking at CC from: Open

6. Others: I like Maybank2Cards especially the AMEX. But recent points inflation makes me want to look for better option. There are still a lot of merchants who don't accept AMEX (restriction) and the cash back is only on weekends (another restriction).

Thank you.

what categories you would like to use on?

No specific categories, but I mostly use CC on petrol, groceries and dining.

get yourself pbb vs for groceries and dining.
as for petrol, you may still use mbb2amex or get yourself a uob one or hlb wise.

Will look into those. Thanks.

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate/installment (intend to use for Petrol & Grocerios only plus installment on electronic products)

4. Existing credit cards if any:

2012 had cc maybank & cimb.

Maybank i pay min everymonth till now but intend to clear off this month. about 1.2k left. in CCRIS, it shows "belum jelas" but its not under special interest. 0000 for the past 12 months
For CIMB, i defaulted payment and started paying in 2014. January 2015, i completed paying and got release letter already.
Also just completed pay off RHB easy late last month (April 2015)

5. Looking at CC from : IDK!! so many.

6. Others:

a ) if i finish paying maybank cc, how fast i can reapply for their cc?
b ) what will happen if i apply cc from many banks at 1 time?

Hi All,

Need your advice on selection on the CC.

What is the CC that have a best cash back (preferably weekdays spending) for all requirement perhaps (most important; petrol, groceries, insurance, phone bills, utilities)
PLUS with the additional features of have FREE airport lounge? (is there any? )

annual income: 100k.

Thanks!

Probably you can use the template on first post for better suggestions.

hi all,

1. Annual Income: RM 80k

2. Free Lifetime Annual Fee: Must

3. Card required for: List all your needs. Petrol, bills, grocery, shopping

4. Existing credit cards if any: mbb2 amex, ocbc cc going to terminate the card due to cash back reduce to 0.1%

5. Looking at CC from: open at the moment
6. Others: I want cash back especially on the weekdays ,i have amex for weekend already

Thanks!

This post has been edited by KB1: May 16 2015, 12:25 PM