But that's not a premium card.

you should put your annual income instead of credit limit at the first part. i thought 40k is your annual income lol...

you may go for mbb vs or pbb vs.

1. Annual Income: RM24K to RM36K.

2. Free Lifetime Annual Fee: Must

3. Card required for: Cash Back/Rebate food and beverage and shopping

4. Existing credit cards if any: MBB2 CARD

5. Looking at CC from: ANY .

hlb mach

got other recommend , i am wonder HLB Customer services .

Your income too low, so stick to your current card will be better.
If you can spend rm1000 sharp every month and pay on time with still have balance of rm1000 after all expenses, then only consider other cards.

repost. havent receive any reply.

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate/installment (intend to use for Petrol & Grocerios only plus installment on electronic products)

4. Existing credit cards if any:

2012 had cc maybank & cimb.

Maybank i pay min everymonth till now but intend to clear off this month. about 1.2k left. in CCRIS, it shows "belum jelas" but its not under special interest. 0000 for the past 12 months
For CIMB, i defaulted payment and started paying in 2014. January 2015, i completed paying and got release letter already.
Also just completed pay off RHB easy late last month (April 2015)

5. Looking at CC from : IDK!! so many.

6. Others:

a ) if i finish paying maybank cc, how fast i can reapply for their cc?
b ) what will happen if i apply cc from many banks at 1 time?

i already replied you at post #1974 below...

im sorry, i missed that.

1. Annual Income: 80k - 100k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Cash Back/Rebate/Pts Redeemption (intend to use for Petrol & Groceries)

4. Existing credit cards if any: Maybank2 Cads.

5. Looking at CC from : None

6. Others:

mbb vs: https://forum.lowyat.net/topic/3299626

use for one year then cancel.

1. Annual Income: RM50K to RM60K.

2. Free Lifetime Annual Fee: Must

3. Card required for: Installment,Petrol, bills, grocery, shopping

4. Existing credit cards if any: MBB2 CARD

5. Looking at CC from: Any

6. Other : Just want to find a card to replace my Citibank clear card since they refuse to waive annual membership fee.

uob one card.
if they don't waive af then cancel.

Hi all,

1. Annual Income: RM36K

2. Free Lifetime Annual Fee: A Must.

3. Card required for: Weekdays spending and places that doesn't accept AMEX.

4. Existing credit cards if any: m2c

5. Looking at CC from: Any

Just need a card to compensate low cash back for m2c VISA and weekdays spending

what categories intended to spend on? if petrol, grocery, utility,.. still uob one. call for af waiver.

mostly on dining, gorcery, utility...so its still uob one card?

Thanks for the recommendation thou.

you may also consider hlb mach.

Hi all,

What is best crdit card to use for dining that not accept AMEX? haha

HLB MACH. I'm using it now.

Applicable for penang?