1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: Got or not also can, if don't have better la.

3. Card required for:
Priority: Petrol, Education, Cash Back/Rebate Only, Low interest rate on any kind of installments
Not-so-priorty: AirMiles, Overseas Transactions, Free LCCT Lounge Access

4. Existing credit cards if any: Only CIMB and Maybankard debit card.

5. Looking at CC from: Whichever bank I am qualify and they have what I need, but wanna try get international bank.

6. Others: compatible with bonus link? I not sure how the loyalty thing works.

This post has been edited by Belphegor: Nov 11 2014, 05:01 PM

Maybankard 2 Gold & Platinum Cards you mean?

Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Only can apply gold.. T.T

This post has been edited by Belphegor: Nov 11 2014, 07:58 PM

Yeah just checked. Planning to get the AMEX. Can get 5% wor!

A quick question! Which bank currently offers Paywave service?

Thanks to you both! Since the category already narrow down, another question raise up.

Which would be better? Maybank or UOB? What's their requirement to apply?

Maybank AMEX 2 cannot get paywave right?

Oh okay. Thank you so much for the clarifications. So all of the fast paying method mentioned above serve the same purpose right? If yes then I'll check which merchant offers ExpressPay. I still prefer AMEX MBB 2.

Hi guys, I am looking for a credit card with cash back/rebate/reduction features. Would be an added advantage if got pay wave. The rebate thing I would like to keep it as simple as possible.

Would usually spend on petrol, outing with gf (meal and movie) and occasionally buy stuff online (very minimal)

I applied HLB Wise but got rejected, so wanna know what other cards that has similar features like HLB Wise.

Thank you in advance!

This post has been edited by Belphegor: May 12 2015, 03:25 PM

Thanks for the tip.

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, meal, Cash Back/Rebate,

4. Existing credit cards if any: Nil.

5. Looking at CC from: Nil. Relatively new in this so no idea which to look for.

6. Others: Will use this card for petrol, meal, movie, occasional online purchasing. Got rejected by HLB Wise earlier, so this card is confirm out of suggestion.

This post has been edited by Belphegor: May 12 2015, 03:41 PM

Any other choices besides Maybank AMEX? I already planning to go for that, but want to see if there is any other better choices.