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 Recommendation for Credit Cards V2, Please post according to Format stated.

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chiahau
post May 6 2015, 07:21 AM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


Below 36k, BNM's 2 card only rule applies, no?

Plus having 2 car loans tied to your name would make most bank think twice to offer you a card since you're practically knee deep in debt Liao laugh.gif


chiahau
post May 6 2015, 10:25 AM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(victorywp @ May 6 2015, 08:42 AM)
issuers not cards.

uob = 1 issuer
*
Cheh.

Meaning even if I am earning less than 36k, I can whack all the low end cards from Bank A and still can get few more from Bank B ( Since not more than 2 issuer in this case )?
chiahau
post May 6 2015, 10:39 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(victorywp @ May 6 2015, 11:26 AM)
yes, but all the cards will share the same cl under the same issuer.

fyi, conventional and islamic (or other non- conventional) are considered as different issuers. for eg. mbb2cards and mbb ikhwan. even hlb wise and hlb mach.
*
Thanks boss.

Just 1 last question since I am curious.

If I keep pledging FD to get CC, would I still be bound by the rule of 2 issuer under 36k p.a.? wink.gif
chiahau
post May 13 2015, 06:37 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(zamnrul @ May 13 2015, 02:47 PM)
why so difficult to apply cc...all want epf all that ...
*
Because anyone can just fake a payslip but it's harder to fake EPF statements ( not impossible thou. )

But nevertheless, if you are a good paymaster with no history of any late payments for anything, high chance you will be approved quite smoothly.
chiahau
post Jun 8 2015, 09:52 AM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(victorywp @ Jun 7 2015, 10:45 PM)
cimb cash rebate
*
Hi boss, any other recommendation for weekday cards for cashback?

Already having 2 cards and Ikhwan ( both definitely will get 50 bucks cashback due to family spending and etc ) but kinda need another card for weekdays cash back since I'm traveling out often.

Eyeing HLB Mach/Wise or UOB One or Citi's card but no idea which to pick up.

Any good recommendations?
chiahau
post Jun 17 2015, 08:31 PM

Fatthau StalKer
********
All Stars
14,082 posts

Joined: Aug 2009
From: Malaysia


QUOTE(xxx306 @ Jun 17 2015, 08:20 PM)
Tq fruitie. May i know where the branch? How about cimb at sunway pyramid?
*
CIMB at KLCC also can.

HLB Mach at Midvalley / Pavillion.



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