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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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TongCN
post Mar 14 2025, 11:12 AM

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My application since 17th Feb 2025 until now still "in review"

Dunno how long gonna take and whether the Ringgitplus promo still ok to proceed or not if approve
Though TNC doesn't mention ineligible after approve from certain date.

» Click to show Spoiler - click again to hide... «

ericlaiys
post Mar 14 2025, 11:14 AM

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QUOTE(TongCN @ Mar 14 2025, 11:12 AM)
My application since 17th Feb 2025 until now still "in review"

Dunno how long gonna take and whether the Ringgitplus promo still ok to proceed or not if approve
Though TNC doesn't mention ineligible after approve from certain date.

» Click to show Spoiler - click again to hide... «

*
gift will honor even late approval. gift lock on day u do submission and not date of approval
TongCN
post Mar 14 2025, 11:22 AM

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QUOTE(ericlaiys @ Mar 14 2025, 11:14 AM)
gift will honor even late approval. gift lock on day u do submission and not date of approval
*
I did read some TNC lately will have this "expiry clause" if not approve before certain date, dunno are those flash promo.

This one Clause 2.4 : https://media.ringgitplus.com/creatives/upl...LjE3MzY5MDU2Mjg.

This post has been edited by TongCN: Mar 14 2025, 11:23 AM
confusedway
post Mar 14 2025, 11:53 AM

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QUOTE(TongCN @ Mar 14 2025, 11:22 AM)
I did read some TNC lately will have this "expiry clause" if not approve before certain date, dunno are those flash promo.

This one Clause 2.4 : https://media.ringgitplus.com/creatives/upl...LjE3MzY5MDU2Mjg.
*
it says - This Promotion will run from 3rd March 2025 (11:00 AM) until 17th March 2025
(11:00 AM), both dates inclusive, unless otherwise notified ("Promotion Period"). The
Organiser reserves the right to end the Promotion earlier than 17th March 2025
(11:00 AM), and applications received after the Promotion ends will not be
considered.

so you submit before 17.03.25? if yes you are in...


2.4 Applicants’ application must be approved by Alliance Bank and activated
before 16th April 2025 (11:59 PM), whose Balance Transfer / Fast Cash
application is approved by Alliance Bank before 16th May 2025 (11:59
PM) and subsequently make a total spend of RM300 in retail transactions
(“Retail Spend”) by 16th May 2025 (11:59 PM).

if they dont approve before 16.04.25 cancel or dont activate the card la...

BTw this is RHB or Alliance???
rko0504
post Mar 14 2025, 12:19 PM

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QUOTE(LostAndFound @ Mar 13 2025, 09:25 AM)
Yes it's legit. They will try to hardsell you on something or other, whether investment or holiday plan/subscription or whatever.

The thing they hardsell you is the scam. But you can just say "not interested". They will give you the voucher anyhow.

That being said... those vouchers are normally just one night stay. Cash value seems like a lot, but if you're the sort who won't add on another night or so (in which case its no longer free) then you may feel waste time to do all the holiday prep work just for one night.
*
Is it worth it for the voucher?
LostAndFound
post Mar 14 2025, 12:22 PM

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QUOTE(rko0504 @ Mar 14 2025, 12:19 PM)
Is it worth it for the voucher?
*
Depends on you. When I was younger (late 20s) every few months someone would offer. At that time we take only, me and my wife go enjoy one day holiday. But tiring and after a while we don't bother anymore. If we plan holiday we prefer to choose our location and timing, and have a longer stay (at least 3 days). Also the relative worth is less now because financially better off then when starting out and have to count every cent.
rko0504
post Mar 14 2025, 12:25 PM

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QUOTE(LostAndFound @ Mar 14 2025, 12:22 PM)
Depends on you. When I was younger (late 20s) every few months someone would offer. At that time we take only, me and my wife go enjoy one day holiday. But tiring and after a while we don't bother anymore. If we plan holiday we prefer to choose our location and timing, and have a longer stay (at least 3 days). Also the relative worth is less now because financially better off then when starting out and have to count every cent.
*
Mine i see they show 3d2n voucher. But dont know when attend is the same or not.
LostAndFound
post Mar 14 2025, 12:27 PM

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QUOTE(rko0504 @ Mar 14 2025, 12:25 PM)
Mine i see they show 3d2n voucher. But dont know when attend is the same or not.
*
For me only you will know whether the time spent (your main cost) is worth it. If you're working in audit no day no night then maybe not worth it la. My industry flexible timing so I had no issue to go listen to hard selling. Just have to discipline to say no thanks, please give me my voucher.

They won't refuse to give voucher one, not worth it for them. The voucher itself probably got restrictions (cannot use during peak period etc).
TongCN
post Mar 14 2025, 03:39 PM

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QUOTE(confusedway @ Mar 14 2025, 11:53 AM)
it says - This Promotion will run from 3rd March 2025 (11:00 AM) until 17th March 2025
(11:00 AM), both dates inclusive, unless otherwise notified ("Promotion Period"). The
Organiser reserves the right to end the Promotion earlier than 17th March 2025 
(11:00 AM), and applications received after the Promotion ends will not be
considered.

so you submit before 17.03.25? if yes you are in...
2.4 Applicants’ application must be approved by Alliance Bank and activated
before 16th April 2025 (11:59 PM), whose Balance Transfer / Fast Cash
application is approved by Alliance Bank before 16th May 2025 (11:59
PM) and subsequently make a total spend of RM300 in retail transactions
(“Retail Spend”) by  16th May 2025 (11:59 PM).

if they dont approve before 16.04.25 cancel or dont activate the card la...

BTw this is RHB or Alliance???
*
I'm giving example of the latest one has this new 2.4 clause so in future might need to notice

Mine one is RHB without this clause, so still within the period of submission.
stranger88
post Mar 16 2025, 12:18 PM

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QUOTE(LostAndFound @ Mar 13 2025, 09:25 AM)
Yes it's legit. They will try to hardsell you on something or other, whether investment or holiday plan/subscription or whatever.

The thing they hardsell you is the scam. But you can just say "not interested". They will give you the voucher anyhow.

That being said... those vouchers are normally just one night stay. Cash value seems like a lot, but if you're the sort who won't add on another night or so (in which case its no longer free) then you may feel waste time to do all the holiday prep work just for one night.
*
Thanks this is helpful, gonna ignore this
darkz91
post Mar 17 2025, 06:42 PM

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Good day, i finally got my RHB Shell card.

What's the best allocation for CC spending to achieve best cashback? Is it still this one? ;

RM1000 on E-wallet (5%) -> RM50
RM417 on Shell (12%) -> RM50
RM1083 on others (0.2%) -> RM2.16

alesi616
post Mar 18 2025, 12:22 PM

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hi all,
For RHB SHELL VISA,
Is JOMPAY entitle for 5% online cashback or just counted as filler amount only?

Thanks.
cybpsych
post Mar 18 2025, 12:47 PM

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QUOTE(alesi616 @ Mar 18 2025, 12:22 PM)
hi all,
For RHB SHELL VISA,
Is JOMPAY entitle for 5% online cashback or just counted as filler amount only?

Thanks.
*
for cashback eligibility, read the t&c document
beLIEve
post Mar 18 2025, 12:47 PM

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QUOTE(darkz91 @ Mar 17 2025, 06:42 PM)
Good day, i finally got my RHB Shell card.

What's the best allocation for CC spending to achieve best cashback? Is it still this one? ;

RM1000 on E-wallet (5%) -> RM50
RM417 on Shell (12%) -> RM50
RM1083 on others (0.2%) -> RM2.16
*
yes

QUOTE(alesi616 @ Mar 18 2025, 12:22 PM)
hi all,
For RHB SHELL VISA,
Is JOMPAY entitle for 5% online cashback or just counted as filler amount only?

Thanks.
*
Filler
xiaoxiaoshen
post Mar 19 2025, 04:49 PM

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QUOTE(MGM @ Feb 28 2025, 11:20 AM)
Got my new rhb shell cc early Jan n was charged sst.
Then my shell reward cc late Jan was charged sst.
Call CS 2 weeks ago for sst rebate.
After spent 3x for shell cc, the next day rebate credited.
Reward cc sst rebated same day without condition. This round very efficient.
*
you mean new card can get SST rebate also? it just approved yesterday. after 2 times reject. thumbup.gif

This post has been edited by xiaoxiaoshen: Mar 19 2025, 04:50 PM
MGM
post Mar 19 2025, 07:13 PM

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QUOTE(xiaoxiaoshen @ Mar 19 2025, 04:49 PM)
you mean new card can get SST rebate also? it just approved yesterday. after 2 times reject.  thumbup.gif
*
Yes
beLIEve
post Mar 19 2025, 07:55 PM

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QUOTE(xiaoxiaoshen @ Mar 19 2025, 04:49 PM)
you mean new card can get SST rebate also? it just approved yesterday. after 2 times reject.  thumbup.gif
*
To be precise, they give $25 rebate. They did not mention anything about GST. It's up to you how you want to inteprete.
xiaoxiaoshen
post Mar 25 2025, 10:12 AM

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QUOTE(LostAndFound @ Mar 6 2025, 10:24 PM)
No additional charges from RHB side for using this. The pin will arrive in your SMS. When reloading the pin to TNG TNG will ask whether you want to pay 1% to them or not.

But beware, I've been doing this regularly, every once in a while the pin won't show up. Then you have to report to them, they will send you back and forth to show proof until you get back your pin.

You can decide if that's worth it, or better to just pay the 1% charge.
*
damn! first time reload RM500 got missing Pin x 1 . how and where to report? what info shall provide to them.

meaning the missing pin occur quite frequent?
beLIEve
post Mar 25 2025, 11:09 AM

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QUOTE(xiaoxiaoshen @ Mar 25 2025, 10:12 AM)
damn! first time reload RM500 got missing Pin x 1 . how and where to report? what info shall provide to them.

meaning the missing pin occur quite frequent?
*
whatsUp to 0129795600

provide phone number, date & time of missing pin, and amount
xiaoxiaoshen
post Mar 25 2025, 12:11 PM

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QUOTE(beLIEve @ Mar 25 2025, 11:09 AM)
whatsUp to 0129795600

provide phone number, date & time of missing pin, and amount
*
thank got it back, prompt respond from the whatapps number.

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