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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC
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beLIEve
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Dec 31 2023, 03:59 PM
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QUOTE(PseudomonasSA @ Dec 31 2023, 03:57 PM) "If there is a tie of transaction time, customers with the higher spend amounts will win" If a customer reloads RM 500-1000 per day to touch n go, the chances will be much better but TNG charges RM 5-10 fee per reload. 1.0. It's called profit sharing. You earn $40, T@NGo earn $5-10. 2.0. If, although highly unlikely, fail to win, then it's called 賠了夫人又折兵
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PseudomonasSA
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Dec 31 2023, 04:01 PM
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QUOTE(skty @ Dec 31 2023, 08:59 AM) that is not the first problem. the first problem is cannot get it done on 12.00.00AM. very random. Agree. There also seems to be discrepancy between the e wallet transaction time and that recorded on RHB bank system. That's the reason why RHB staff are excluded from the campaign - as there may be insiders information
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!@#$%^
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Dec 31 2023, 04:07 PM
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QUOTE(PseudomonasSA @ Dec 31 2023, 04:01 PM) Agree. There also seems to be discrepancy between the e wallet transaction time and that recorded on RHB bank system. That's the reason why RHB staff are excluded from the campaign - as there may be insiders information that being said, most bank campaigns exclude their own staff.
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skty
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Dec 31 2023, 05:30 PM
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QUOTE(PseudomonasSA @ Dec 31 2023, 04:01 PM) Agree. There also seems to be discrepancy between the e wallet transaction time and that recorded on RHB bank system. That's the reason why RHB staff are excluded from the campaign - as there may be insiders information if we are using tng, it basically depends on the tng system on that day. everyday we click submit OTP on the same time (accurate in seconds, this is what we can control), the transaction complete can be various time (this is what we cannot control). no consistency. So it's very random. This post has been edited by skty: Dec 31 2023, 05:31 PM
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loneranger80
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Dec 31 2023, 08:42 PM
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Getting Started

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From what you all observed, is the timestamp captured at the moment OTP generated or at moment OTP submited?
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contestchris
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Dec 31 2023, 09:11 PM
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QUOTE(loneranger80 @ Dec 31 2023, 08:42 PM) From what you all observed, is the timestamp captured at the moment OTP generated or at moment OTP submited? When transaction is completed, meaning when OTP is submitted and captured by the system
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MGM
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Dec 31 2023, 09:55 PM
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QUOTE(PseudomonasSA @ Dec 31 2023, 04:01 PM) Agree. There also seems to be discrepancy between the e wallet transaction time and that recorded on RHB bank system. That's the reason why RHB staff are excluded from the campaign - as there may be insiders information So it is not based on the transaction time stated in ewallet like TnG? So even transaction recorded as 00:00:00 might not win since it might be using rhb system time?
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beLIEve
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Dec 31 2023, 10:04 PM
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QUOTE(loneranger80 @ Dec 31 2023, 08:42 PM) From what you all observed, is the timestamp captured at the moment OTP generated or at moment OTP submited? QUOTE(contestchris @ Dec 31 2023, 09:11 PM) When transaction is completed, meaning when OTP is submitted and captured by the system It's been posted few weeks/months ago by a big time winner. Maybe it was Pseudomonas or someone else. Won over $3k per quarter. QUOTE(MGM @ Dec 31 2023, 09:55 PM) So it is not based on the transaction time stated in ewallet like TnG? So even transaction recorded as 00:00:00 might not win since it might be using rhb system time? It's been in their T&C since day 1.0 over a year ago. RHB follow their system time, whereas banks like Public Bank don't.
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contestchris
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Dec 31 2023, 10:24 PM
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QUOTE(beLIEve @ Dec 31 2023, 10:04 PM) It's been posted few weeks/months ago by a big time winner. Maybe it was Pseudomonas or someone else. Won over $3k per quarter. It's been in their T&C since day 1.0 over a year ago. RHB follow their system time, whereas banks like Public Bank don't. I can confirm it is RHB system time. Example my Maxis transactions will appear as previous day on Maxis app but I always get the RHB cashback correct.
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boyzai07
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Dec 31 2023, 11:17 PM
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Getting Started

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Hi guys.. Has anyone pledge fd for visa infinite? I had walked in RHB bank but the banker told me no such thing pledge fd for visa infinite. The card must apply as usual.
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beLIEve
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Dec 31 2023, 11:30 PM
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QUOTE(boyzai07 @ Dec 31 2023, 11:17 PM) Hi guys.. Has anyone pledge fd for visa infinite? I had walked in RHB bank but the banker told me no such thing pledge fd for visa infinite. The card must apply as usual. Holding higher tiered cards == indicates your status in society. Visa Infinite is one of the highest tiered card in most banks. Holding it means you earn a minimum of its required income each year. If everyone can pledge FD, then no meaning already. This post has been edited by beLIEve: Dec 31 2023, 11:30 PM
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Mr Leo
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Dec 31 2023, 11:33 PM
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Getting Started

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QUOTE(PseudomonasSA @ Dec 31 2023, 03:03 PM) May I know what does it mean for RM750 for eWallet? Is it minimum reload rm750 to get the chance win rm40?
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beLIEve
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Dec 31 2023, 11:38 PM
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QUOTE(Mr Leo @ Dec 31 2023, 11:33 PM) May I know what does it mean for RM750 for eWallet? Is it minimum reload rm750 to get the chance win rm40? Allocation from the bank to winners each day
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BenChiew
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Jan 1 2024, 01:49 AM
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QUOTE(beLIEve @ Dec 31 2023, 11:30 PM) Holding higher tiered cards == indicates your status in society. Visa Infinite is one of the highest tiered card in most banks. Holding it means you earn a minimum of its required income each year. If everyone can pledge FD, then no meaning already. Pledging FD is just a last ditch effort to collaterise a credit facility. All banks wants to be assured that one has regular income to sustainably service the credit facility. This is the most fundamental of all credit line. The infinite tier is the highest and usually carries a substantially higher credit limit. So the bank want to know you can constantly service the facility.
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BenChiew
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Jan 1 2024, 01:55 AM
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QUOTE(beLIEve @ Dec 31 2023, 11:30 PM) Holding higher tiered cards == indicates your status in society. Visa Infinite is one of the highest tiered card in most banks. Holding it means you earn a minimum of its required income each year. If everyone can pledge FD, then no meaning already. Pledging FD is just a last ditch effort to collaterise a credit facility. All banks wants to be assured that one has regular income to sustainably service the credit facility. This is the most fundamental of all credit line. The infinite tier is the highest and usually carries a substantially higher credit limit. So the bank want to know you can constantly service the facility.
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songokujames
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Jan 2 2024, 09:21 AM
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 So , only 500/40= 12.5 winners everyday for ewallet top up now. But why got 0.5 winner? I tot minimum spend is rm200 to be eligible for 20% cashback (RM40). So this mean the last winner only get Rm20? This post has been edited by songokujames: Jan 2 2024, 09:25 AM
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lowyat101
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Jan 2 2024, 11:03 AM
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QUOTE(songokujames @ Jan 2 2024, 09:21 AM)  So , only 500/40= 12.5 winners everyday for ewallet top up now. But why got 0.5 winner? I tot minimum spend is rm200 to be eligible for 20% cashback (RM40). So this mean the last winner only get Rm20? 12.5 winners sounds like not worth the effort to wait at 12am especially now with the 1% if using TnG ewallet
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MGM
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Jan 2 2024, 11:23 AM
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QUOTE(lowyat101 @ Jan 2 2024, 11:03 AM) 12.5 winners sounds like not worth the effort to wait at 12am especially now with the 1% if using TnG ewallet Most likely must be done at 00:00:00 RHB system time. Someone seems very successful >90%.
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contestchris
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Jan 2 2024, 11:27 AM
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QUOTE(MGM @ Jan 2 2024, 11:23 AM) Most likely must be done at 00:00:00 RHB system time. Someone seems very successful >90%. Successful people likely have scripts running
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MGM
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Jan 2 2024, 11:32 AM
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QUOTE(contestchris @ Jan 2 2024, 11:27 AM) Successful people likely have scripts running Really? Then IT expert = winner!
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