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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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lowyat101
post Nov 14 2023, 10:54 PM

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I've made some reloads on Shopeepay for the Everyday CB but didn't win any CB. May I know if it's considered as recurring transactions? Coz most of the time it's without the OTC. Any idea if it's possible to force for OTC on Shopeepay reloads?

Thanks

beLIEve
post Nov 15 2023, 12:51 AM

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QUOTE(lowyat101 @ Nov 14 2023, 10:54 PM)
I've made some reloads on Shopeepay for the Everyday CB but didn't win any CB. May I know if it's considered as recurring transactions? Coz most of the time it's without the OTC. Any idea if it's possible to force for OTC on Shopeepay reloads?

Thanks
*
Winners already tipped to do $300-400. If you do ~$200, you have to time it perfectly AND I don't know if RHB keep track down to fractions of a second or not. If they track only every second, then highest value wins.
megakeygen_zero
post Nov 15 2023, 09:11 AM

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will the bank inform us if the application is denied? applied last week via ringgitplus. got an email to submit docs, submitted. then nothing
ClarenceT
post Nov 15 2023, 11:57 AM

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QUOTE(megakeygen_zero @ Nov 15 2023, 09:11 AM)
will the bank inform us if the application is denied? applied last week via ringgitplus. got an email to submit docs, submitted. then nothing
*
Only 1 week!
Be patient, wait for 1-2 months.
xiaoxiaoshen
post Nov 15 2023, 02:57 PM

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QUOTE(megakeygen_zero @ Nov 15 2023, 09:11 AM)
will the bank inform us if the application is denied? applied last week via ringgitplus. got an email to submit docs, submitted. then nothing
*
same here now just wait. or you may check thru online automated voice command.
0392068118 then select language press 1, select credit card press 2, then select CC application status press 4, key in your IC No. press #.
yeah016
post Nov 16 2023, 09:33 AM

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Hi All
I would like to ask about the RHB Shell visa card

user posted image

how is the rabate calculation?
for example, if i spend RM3000 in all the ewallet top up

the rebate will be
RM3000 x 5% ?

OR

it will base on the range to calculate and sum up the rebate?
RM1500 x 1%
+
RM1000 x 2%
+
RM500 x 5%

This post has been edited by yeah016: Nov 16 2023, 09:34 AM
ClarenceT
post Nov 16 2023, 09:36 AM

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QUOTE(yeah016 @ Nov 16 2023, 09:33 AM)
Hi All
         I would like to ask about the RHB Shell visa card

user posted image

how is the rabate calculation?
for example, if i spend RM3000 in all the ewallet top up

the rebate will be
RM3000 x 5% ?

OR

it will base on the range to calculate and sum up the rebate?
RM1500 x 1%
+
RM1000 x 2%
+
RM500 x 5%
*
3000 x5% but capped at RM50 (E-wallet, online etc).

The best is
RM1000 on E-wallet (5%) -> RM50
RM417 on Shell (12%) -> RM50
RM1083 on others (0.2%) -> RM2.16

So spend RM2500 to get RM102.16 CB.

This post has been edited by ClarenceT: Nov 16 2023, 09:39 AM
lovelyuser
post Nov 16 2023, 09:39 AM

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QUOTE(yeah016 @ Nov 16 2023, 09:33 AM)
Hi All
        I would like to ask about the RHB Shell visa card

user posted image

how is the rabate calculation?
for example, if i spend RM3000 in all the ewallet top up

the rebate will be
RM3000 x 5% ?

OR

it will base on the range to calculate and sum up the rebate?
RM1500 x 1%
+
RM1000 x 2%
+
RM500 x 5%
*
If you see carefully, the spending is MONTHLY TOTAL

If you spend RM 3k in e-wallet, you will get RM 3,000 x 5% = RM 50 (not RM 150 as capped at RM 50)

The easiest way is use at Shell RM 417, then RM 1k ewallet, the rest normal retail transaction (can be ewallet too), you will get at least RM 100 rebate monthly
yeah016
post Nov 16 2023, 09:42 AM

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QUOTE(ClarenceT @ Nov 16 2023, 09:36 AM)
3000 x5% but capped at RM50 (E-wallet, online etc).

The best is
RM1000 on E-wallet (5%) -> RM50
RM417 on Shell (12%) -> RM50
RM1083 on others (0.2%) -> RM2.16

So spend RM2500 to get RM102.16 CB.
*
Thanks a lot
yeah016
post Nov 16 2023, 09:42 AM

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QUOTE(lovelyuser @ Nov 16 2023, 09:39 AM)
If you see carefully, the spending is MONTHLY TOTAL

If you spend RM 3k in e-wallet, you will get RM 3,000 x 5% = RM 50 (not RM 150 as capped at RM 50)

The easiest way is use at Shell RM 417, then RM 1k ewallet, the rest normal retail transaction (can be ewallet too), you will get at least RM 100 rebate monthly
*
Thanks a lot
kop2299
post Nov 16 2023, 11:30 AM

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Just got the World MC, the monthly total spending criteria is based on statement cycle or calender month?
ClarenceT
post Nov 16 2023, 11:37 AM

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QUOTE(kop2299 @ Nov 16 2023, 11:30 AM)
Just got the World MC, the monthly total spending criteria is based on statement cycle or calender month?
*
Same as Affin Duo Visa.
A bit different from Public Bank CC (one day earlier for RHB CC).
lowyat101
post Nov 16 2023, 12:31 PM

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QUOTE(beLIEve @ Nov 15 2023, 12:51 AM)
Winners already tipped to do $300-400. If you do ~$200, you have to time it perfectly AND I don't know if RHB keep track down to fractions of a second or not. If they track only every second, then highest value wins.
*
thanks. missed out the "higher value" part so next will try to reload higher than 200 then


effectz
post Nov 16 2023, 09:39 PM

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QUOTE(lovelyuser @ Nov 16 2023, 09:39 AM)
If you see carefully, the spending is MONTHLY TOTAL

If you spend RM 3k in e-wallet, you will get RM 3,000 x 5% = RM 50 (not RM 150 as capped at RM 50)

The easiest way is use at Shell RM 417, then RM 1k ewallet, the rest normal retail transaction (can be ewallet too), you will get at least RM 100 rebate monthly
*
Spare rm420 for fuel.
Take rm2080 minus monthly groceries, online and utilities.
Utilise it for other as hoc expenses, compliment it with ewallet.
contestchris
post Nov 17 2023, 10:25 AM

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Anyone else received the bankwide loyalty campaign rewards?

Based on the T&C for this campaign:

The Winner(s) selection process & Campaign Reward(s) fulfilment conditions for Category 3 are as follows:-

a) The selection of Winner(s) will be one (1) month after 15 June 2023 and one (1) month after end of the Campaign Period and subject to fulfilment of meeting the Qualifying Criteria in Campaign Reward(s) Category 3 as stated in Clause 4.

Source: https://www.rhbgroup.com/pdf/TnC_BankwideLo...0435.1683263128

I received the campaign reward for the first half of the campaign (as at 15 June 2023). However, the campaign rewards for the second half (as at 15 August 2023) have yet to be fulfilled. The campaign ended on 15 August 2023 and yet till now, there has been no rewards received. It's been over 3 months now.
joice11
post Nov 17 2023, 10:48 AM

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QUOTE(contestchris @ Nov 17 2023, 10:25 AM)
Anyone else received the bankwide loyalty campaign rewards?

Based on the T&C for this campaign:

The Winner(s) selection process & Campaign Reward(s) fulfilment conditions for Category 3 are as follows:-

a) The selection of Winner(s) will be one (1) month after 15 June 2023 and one (1) month after end of the Campaign Period and subject to fulfilment of meeting the Qualifying Criteria in Campaign Reward(s) Category 3 as stated in Clause 4.

Source: https://www.rhbgroup.com/pdf/TnC_BankwideLo...0435.1683263128

I received the campaign reward for the first half of the campaign (as at 15 June 2023). However, the campaign rewards for the second half (as at 15 August 2023) have yet to be fulfilled. The campaign ended on 15 August 2023 and yet till now, there has been no rewards received. It's been over 3 months now.
*
never recieve any point before even i spend a lot with shell credit card,
what activity u participated and get the reward for first half?
contestchris
post Nov 17 2023, 12:10 PM

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QUOTE(joice11 @ Nov 17 2023, 10:48 AM)
never recieve any point before even i spend a lot with shell credit card,
what activity u participated and get the reward for first half?
*
Normal spend above rm200

RHB quite kind. Some of my spending got qualify for 4 campaign cashback concurrently
rko0504
post Nov 17 2023, 12:13 PM

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QUOTE(megakeygen_zero @ Nov 15 2023, 09:11 AM)
will the bank inform us if the application is denied? applied last week via ringgitplus. got an email to submit docs, submitted. then nothing
*
After you apply via ringgitplus, how long they call to submit documents? Coz after receive RP email said that bank will call.
megakeygen_zero
post Nov 17 2023, 03:02 PM

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QUOTE(rko0504 @ Nov 17 2023, 12:13 PM)
After you apply via ringgitplus, how long they call to submit documents? Coz after receive RP email said that bank will call.
*
two or three days after applying via RP's whatsapp, RHB emailed and asked me to submit docs. Submitted, few hours afterwards RHB called and asked whether I have submitted

I said yes, then they said we will check and inform you. then no more response haha
Mr Leo
post Nov 17 2023, 10:19 PM

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QUOTE(megakeygen_zero @ Nov 17 2023, 03:02 PM)
two or three days after applying via RP's whatsapp, RHB emailed and asked me to submit docs. Submitted, few hours afterwards RHB called and asked whether I have submitted

I said yes, then they said we will check and inform you. then no more response haha
*
can try to call their hotline and use the system to check your application status

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