Last year I've spent <20k (for the 5% cash back), including this year I think total is roughly <25k. But I've not using it since March until now.

thanks. my spending is only around 2k let's see whether they will waive the AF and offset the GST for me

but will be sharing my current credit limit right .

for maybank, conventional credit card vs islamic credit card different credit limit

CC from RHB Bank and CC RHB Islamic Bank has separate Credit Limit... cos 2 different bank entity

anybody's RHB VS card's anniversary coming or over? Did you guys get AF waiver (RM600!) and or GST RM50.00 offset with spend conditions?

I called to cancel, waiting for their reply, hopefully they will offer the above.....

Try to read the posts from ubuntu above. You didn't get the answer straight away when you requested it? Do share with us if you managed to get yours.

I've submitted my request to cancel via RHB Online Banking Portal... let's see what's the response.
I'll still cancel RHB Visa Signature unless get FREE Cash (which I doubt)

This post has been edited by ronnie: May 21 2014, 10:16 AM

Bro, if they are willing to waive your AF and GST, do jot down the officer name who call you to avoid any trouble in future.

It happened November last year, a RHB marketing officer called me and offered 0% interest free for 6 months, I accepted, enroll immediately and pay the minimum amount. To my surprise the next month statement come out they charged me interest for late payment. I was like WTF and raise a complaint to RHB. I end up paying the late interest charge as they couldn't find 'the proof' my call record in their system. It was my fault too as I didn't take note of the officer name who called me!

This time I pandai-pandai send a secure note to RHB, this is what they replied.



They won't provide assurance whether it is waive or not, but very generic reply. I have a phobia with RHB since then...

thanks for the tips bro

I were given VS for enrol in their home loan, the officer told me it's 5 years free annual fee and GST, never physically swipe it before, but signup for BT hehe

what is their mortage rate u got?

i called to cancel on 19.5.14 and today received a call back offering AF waiver and RM50 credit with 1 condition ->swipe the card once within 30D, any amount. Checked my usage record, used quite a bit becos there was the 5% CB for online spend and also becos of the 6m zero interest. End of the 6m, I BT 32+k to PBB.

This offers come at the right time since i am running out of credit for more zero fee BTs.......

nice and thanks for sharing

I applied their mortgage loan as well, blr-2.45%, but i haven't decide because their loan type is semi-flexi.

wow 2.45 so high, mind to share the loan amount
>350k , > 500k

Today, I've received a call from RHB in regards to my Visa Signature cancellation request via Secured Email.

Offer : GST Offset & Annual Fee Waiver with 1 swipe

I said just proceed with Cancellation

if so high, i think need >500k

you already have better card, no meaning to hold this anymore

online spend including payment to utility bill like water, majlis perbandaran and indah water?
5% for all RHB CC card?