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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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Human Nature
post May 23 2014, 03:24 PM

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QUOTE(ronnie @ May 23 2014, 02:36 PM)
Today, I've received a call from RHB in regards to my Visa Signature cancellation request via Secured Email.

Offer : GST Offset & Annual Fee Waiver with 1 swipe

I said just proceed with Cancellation
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Don't you feel the 1% cashback for overseas transaction is still worth it to keep the card?
TSronnie
post May 23 2014, 03:28 PM

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QUOTE(Human Nature @ May 23 2014, 03:24 PM)
Don't you feel the 1% cashback for overseas transaction is still worth it to keep the card?
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Too little to cover the forex admin charge for RHB ... the PPL access is good though.
guy3288
post May 25 2014, 10:12 AM

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QUOTE(wan7075 @ May 23 2014, 02:43 PM)
online spend including payment to utility bill like water, majlis perbandaran and indah water?
5% for all RHB CC card?
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i think no more 5% CB now, that promo ends long ago, dec 2013 IIANM.
ubuntu
post May 29 2014, 02:19 PM

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QUOTE(cfc @ May 22 2014, 03:18 PM)
wow 2.45 so high, mind to share the loan amount
>350k , > 500k
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>600k
herc
post May 29 2014, 02:28 PM

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QUOTE(MNet @ May 21 2014, 05:30 PM)
what is their mortage rate u got?
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QUOTE(ubuntu @ May 22 2014, 02:38 PM)
I applied their mortgage loan as well, blr-2.45%, but i haven't decide because their loan type is semi-flexi.
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QUOTE(cfc @ May 22 2014, 03:18 PM)
wow 2.45 so high, mind to share the loan amount
>350k , > 500k
*
QUOTE(beyond86 @ May 23 2014, 02:40 PM)
if so high, i think need >500k
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loan 550k, BLR-2.45%
ubuntu
post May 29 2014, 02:39 PM

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QUOTE(herc @ May 29 2014, 02:28 PM)
loan 550k, BLR-2.45%
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Good rates they offered you, so you have taken RHB mortgage loan? I'm still waiting for other banks approval to be compare.
beyond86
post May 29 2014, 02:50 PM

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QUOTE(ubuntu @ May 29 2014, 03:39 PM)
Good rates they offered you, so you have taken RHB mortgage loan? I'm still waiting for other banks approval to be compare.
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just book a house, the developer panel bank is public bank, only public bank is allow
bee993
post May 29 2014, 03:36 PM

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Is this rhb card really bad?

Plan to apply the platinum for BT purpose.


herc
post May 29 2014, 04:14 PM

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QUOTE(ubuntu @ May 29 2014, 02:39 PM)
Good rates they offered you, so you have taken RHB mortgage loan? I'm still waiting for other banks approval to be compare.
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Hong Leong offer the same rate too, I pick RHB because I am using their CASA, easier for loan payment.

Btw, the VS they offer me comes with 5 years free annual fee and GST auto waive, will see how it goes.

I accept just for the BT, never swipe the card at all.

This post has been edited by herc: May 29 2014, 04:15 PM
bearbear
post May 29 2014, 04:16 PM

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QUOTE(bee993 @ May 29 2014, 03:36 PM)
Is this rhb card really bad?

Plan to apply the platinum for BT purpose.
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it is brilliant for BT but current promo ending 30th June? Not sure they will extend or not.

Bonus: 4 entry to Premier Lounge annually

This post has been edited by bearbear: May 29 2014, 04:17 PM
bee993
post May 29 2014, 07:44 PM

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QUOTE(bearbear @ May 29 2014, 04:16 PM)
it is brilliant for BT but current promo ending 30th June? Not sure they will extend or not.

Bonus: 4 entry to Premier Lounge annually
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Maybe apply for the 1 time use BT hehe..

Last time got the travel money n islamic,nvr touch at all.after that statement come for annual fees n gst,I call n said nvr use this card, I dint give consent to apply i ask to cancel.then the next letter came all waive d.

End up the next year I received same charge for gst n AF again, call and said I already ask for cancelation,then they waived again but still dunwan cancel my card.till I call to check and they call to ask me keep the last time only the card is cancel.

Would hv keep it if the AF is not so high.
millenniummonkey
post May 29 2014, 11:55 PM

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Anyone got this email from MyEG?

Dear Customer,

A special pre-launch reward for our valued customers ...

Apply for your MyEG- RHB credit card now and FREE road tax* + 10,000 RHB Reward Points* is yours.

And there's more! The 100th and the 10,000th approved card will bring home a pair of football game entry ticket for 2, happening end of June!

Sign up here for the only card that protects you against fraud** for all MyEG online transactions.


*Terms & condition apply
- For Age 21 and above
- Minimal monthly RM2,000 income
- Only for approved MyEG-RHB credit card holder
- Only applicable for those pre-registered themselves with MyEG before 8th June 2014.
- Free 1 year roadtax for all Malaysia registered cars
- Subject to RHB and BNM approval
- Only the 100th and the 10,000th approved card will be the two winners entitled for 1 pair of football game entry ticket each.
- All flights and accommodations to be borne by winner

**
- All proven fraudulent transactions will be reversed and monies refunded.

From,
My E.G. Services Berhad
potenza10
post May 30 2014, 06:52 PM

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Rhb sent me signature card today. All because i'd applied mortgage loan with them but didn't choose their offer.

This is my 4th cc..i have hsbc and maybank 2 cards..after found out this signature card annual fee is rm600, most likely won't activate this card.

Or this cc has something good to keep it?
Human Nature
post May 30 2014, 07:16 PM

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QUOTE(potenza10 @ May 30 2014, 06:52 PM)
Rhb sent me signature card today. All because i'd applied mortgage loan with them but didn't choose their offer.

This is my 4th cc..i have hsbc and maybank 2 cards..after found out this signature card annual fee is rm600, most likely won't activate this card.

Or this cc has something good to keep it?
*
Just ask them whether the AF is waived. Check out RHB's website for the card's features.
KnightFox
post Jun 1 2014, 01:14 PM

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Hi all,

Has any of you guys know how does the travel insurance coverage works for the signature card?
example:
if i purchase 4 tickets, is all these tickets entitled for travel insurance coverage under signature card from rhb?
Human Nature
post Jun 1 2014, 01:46 PM

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QUOTE(KnightFox @ Jun 1 2014, 01:14 PM)
Hi all,

Has any of you guys know how does the travel insurance coverage works for the signature card?
example:
if i purchase 4 tickets, is all these tickets entitled for travel insurance coverage under signature card from rhb?
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Not necessary. You better check the policy and who is covered.

As for RHB,
COVERED PERSON
A person shall be a Covered Person under Master Policy No. (D13ATCC8690995KL) only if:-
1. He or she is :
a) A cardmember who has a RHB Signature Card issued by RHB Bank Centre in his or her name, or
b) the spouse or dependent children under age of 23 of any eligible person described in a) above; and

2. His or her RHB Signature Card account is billed from
Malaysia.
http://www.rhb.com.my/cards/credit-card/pd...nature-card.pdf

This post has been edited by Human Nature: Jun 1 2014, 01:48 PM
potenza10
post Jun 1 2014, 07:17 PM

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My card is not activated yet but first bill already arrived. So efficient lah RHB
tigaxxx
post Jun 1 2014, 07:45 PM

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QUOTE(Human Nature @ Jun 1 2014, 01:46 PM)
Not necessary. You better check the policy and who is covered.

As for RHB,
COVERED PERSON
A person shall be a Covered Person under Master Policy No. (D13ATCC8690995KL) only if:-
1. He or she is :
a) A cardmember who has a RHB Signature Card issued by RHB Bank Centre in his or her name, or
b) the spouse or dependent children under age of 23 of any eligible person described in a) above; and

2. His or her RHB Signature Card account is billed from
Malaysia.
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Also got to confirm if the insurance will cover only for:

1. full fare ticket
2. oversea trip

any idea? hmm.gif

Human Nature
post Jun 6 2014, 12:28 PM

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Was offered AF waiver and GST offset with 1 swipe. No GST offset for supp. Accepted the offer smile.gif
bearbear
post Jun 6 2014, 01:44 PM

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QUOTE(Human Nature @ Jun 6 2014, 12:28 PM)
Was offered AF waiver and GST offset with 1 swipe. No GST offset for supp. Accepted the offer  smile.gif
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Anything to do with your spending or they are generally offering this to all who called?

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