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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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cybpsych
post May 16 2021, 09:52 PM

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QUOTE(contestchris @ May 16 2021, 09:50 PM)
Using the condomaster system
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only way to confirm is test yourself with small amount

razer merchant services (razer gateway) is online

This post has been edited by cybpsych: May 16 2021, 09:53 PM
contestchris
post May 16 2021, 09:58 PM

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QUOTE(cybpsych @ May 16 2021, 09:52 PM)
only way to confirm is test yourself with small amount

razer merchant services (razer gateway) is online
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Alright awesome, thanks!

I’m just worried, are the RHB Shell Visa benefit considered too good, in terms of the cash back? And is there a risk of RHB clamping down on the cash back amounts?
Kyan0411
post May 17 2021, 12:30 AM

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QUOTE(contestchris @ May 16 2021, 09:58 PM)
Alright awesome, thanks!

I’m just worried, are the RHB Shell Visa benefit considered too good, in terms of the cash back? And is there a risk of RHB clamping down on the cash back amounts?
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Sooner or later
But given RHB is one of the smaller credit card player, chance are they gonna retain the benefits to keep growing the customer base
cybpsych
post May 17 2021, 06:12 AM

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QUOTE(contestchris @ May 16 2021, 09:58 PM)
Alright awesome, thanks!

I’m just worried, are the RHB Shell Visa benefit considered too good, in terms of the cash back? And is there a risk of RHB clamping down on the cash back amounts?
*
just use and maximize the benefits

one bank reduce benefits, another may sprung up with new benefits too
naruko85
post May 19 2021, 10:29 AM

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hi, want to ask the cashback for RHB Shell Visa Credit Card, is credit automatically or need redeem? and cashback period follow statement date or 1st to 31st of every month? thank you
cybpsych
post May 19 2021, 10:32 AM

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QUOTE(naruko85 @ May 19 2021, 10:29 AM)
hi, want to ask the cashback for RHB Shell Visa Credit Card, is credit automatically or need redeem? and cashback period follow statement date or 1st to 31st of every month? thank you
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auto, credited on statement date

cashback on statement cycle (with txn posting T-1 day)
naruko85
post May 19 2021, 10:35 AM

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QUOTE(cybpsych @ May 19 2021, 10:32 AM)
auto, credited on statement date

cashback on statement cycle (with txn posting T-1 day)
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i see, then similar with pbb quantum cards right? because i m planning to switch from the SCB JOP to RHB shell card
cybpsych
post May 19 2021, 10:36 AM

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QUOTE(naruko85 @ May 19 2021, 10:35 AM)
i see, then similar with pbb quantum cards right? because i m planning to switch from the SCB JOP to RHB shell card
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almost similar to pb quantum except posting can be on statement date, still can get cashback on that statement cycle.

rhb and affin, txn posting must be T-1 day from statement date. it would fall to next statemetn cycle.

This post has been edited by cybpsych: May 19 2021, 10:37 AM
qqbill
post May 19 2021, 11:34 AM

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Would like to check, usually will islamic card share the same statement date as the convention ones?
I had received the conventional cc statement, and I am still waiting for my first islamic cc statement…
naruko85
post May 19 2021, 12:33 PM

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QUOTE(cybpsych @ May 19 2021, 10:36 AM)
almost similar to pb quantum except posting can be on statement date, still can get cashback on that statement cycle.

rhb and affin, txn posting must be T-1 day from statement date. it would fall to next statemetn cycle.
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i see, and want to ask for the supplement card, the spending on supplement card will divide by category? (petrol, grocery etc) or just a lump sum that adds towards the minimum spending
cybpsych
post May 19 2021, 12:40 PM

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QUOTE(naruko85 @ May 19 2021, 12:33 PM)
i see, and want to ask for the supplement card, the spending on supplement card will divide by category? (petrol, grocery etc) or just a lump sum that adds towards the minimum spending
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no idea

i think same, supp spending aggregate together with principal, including txn category
naruko85
post May 19 2021, 01:48 PM

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QUOTE(cybpsych @ May 19 2021, 12:40 PM)
no idea

i think same, supp spending aggregate together with principal, including txn category
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i just ask the CS of SCB, the supplement card spending only adds to total spending without the transaction category
cybpsych
post May 19 2021, 01:53 PM

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QUOTE(naruko85 @ May 19 2021, 01:48 PM)
i just ask the CS of SCB, the supplement card spending only adds to total spending without the transaction category
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errr why call SCB? biggrin.gif j/k

rhb shell t&c

// 4. Subject to the terms herein, the Cardholders shall be eligible for Cash Back rewards pursuant to the following terms and conditions:-

4.1. The principal Cardholder is entitled to earn Cash Back on the selected MCC for purchases made with his/her Co-Brand Card and the supplementary Cardholder's Co-Brand Card (if any)....


4.6. Both principal and supplementary Cardholder’s Cash Back will be accumulated to a maximum limit of the respective MCC categories capping per principal Card account per month.

5. Cash Back accumulated by supplementary Cardholders of Co-Brand Card will be credited into the principal Cardholders of Co-Brand Card. The total Cash Back accumulated by the supplementary Cardholder will be reflected in the principal Cardholders monthly credit card billing statement. //


This post has been edited by cybpsych: May 19 2021, 01:56 PM
naruko85
post May 19 2021, 02:05 PM

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QUOTE(cybpsych @ May 19 2021, 01:53 PM)
errr why call SCB? biggrin.gif j/k

rhb shell t&c

// 4. Subject to the terms herein, the Cardholders shall be eligible for Cash Back rewards pursuant to the following terms and conditions:-

4.1. The principal Cardholder is entitled to earn Cash Back on the selected MCC for purchases made with his/her Co-Brand Card and the supplementary Cardholder's Co-Brand Card (if any)....
4.6. Both principal and supplementary Cardholder’s Cash Back will be accumulated to a maximum limit of the respective MCC categories capping per principal Card account per month.

5. Cash Back accumulated by supplementary Cardholders of Co-Brand Card will be credited into the principal Cardholders of Co-Brand Card. The total Cash Back accumulated by the supplementary Cardholder will be reflected in the principal Cardholders monthly credit card billing statement. //

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because SCB got online chat, and rhb CS really bad... more urge to switch to RHB shell card
cybpsych
post May 19 2021, 03:02 PM

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just gotten this

// RM0 Congrats! You've earned RM30.00 cashback from RHB Credit Card/i Spend Campaign. Info@ rhbgroup.com/s/JR7. Continue to spend with us for more rewards! //
lifekiat
post May 19 2021, 03:03 PM

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QUOTE(cybpsych @ May 19 2021, 03:02 PM)
just gotten this

// RM0 Congrats! You've earned RM30.00 cashback from RHB Credit Card/i Spend Campaign. Info@ rhbgroup.com/s/JR7. Continue to spend with us for more rewards! //
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RM0 Congrats! You've earned RM100 cashback from RHB Credit Card/i Spend Campaign. Info@ rhbgroup.com/s/JR7. Continue to spend with us for more rewards!
Got this lol icon_idea.gif
stevenkkh
post May 19 2021, 05:07 PM

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Is TNB app consider online for shell card?
cybpsych
post May 19 2021, 05:09 PM

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QUOTE(stevenkkh @ May 19 2021, 05:07 PM)
Is TNB app consider online for shell card?
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can be both Utilities and Online
cucikaki
post May 19 2021, 05:57 PM

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RM0 Congrats! You've earned RM85.5 cashback from RHB Credit Card/i Spend Campaign. Info@ rhbgroup.com/s/JR7. Continue to spend with us for more rewards!

How do i even get 85.5 lol.


MGM
post May 19 2021, 06:28 PM

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QUOTE(cybpsych @ May 19 2021, 03:02 PM)
just gotten this

// RM0 Congrats! You've earned RM30.00 cashback from RHB Credit Card/i Spend Campaign. Info@ rhbgroup.com/s/JR7. Continue to spend with us for more rewards! //
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QUOTE(lifekiat @ May 19 2021, 03:03 PM)
RM0 Congrats! You've earned RM100 cashback from RHB Credit Card/i Spend Campaign. Info@ rhbgroup.com/s/JR7. Continue to spend with us for more rewards!
Got this lol  icon_idea.gif
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QUOTE(cucikaki @ May 19 2021, 05:57 PM)
RM0 Congrats! You've earned RM85.5 cashback from RHB Credit Card/i Spend Campaign. Info@ rhbgroup.com/s/JR7. Continue to spend with us for more rewards!

How do i even get 85.5 lol.
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Congrats, I am not aware of this campaign, but then ewallet is excluded so not easy for me.
Does bill payment eligible?
BTW same transaction can win both the daily and weekly cb?

This post has been edited by MGM: May 19 2021, 08:54 PM

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