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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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Human Nature
post Jul 18 2013, 07:00 PM

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QUOTE(ronnie @ Jul 18 2013, 06:58 PM)
To get the New-To-Bank RM150 cashback, must the FIRST Swipe >RM100 or as long as one swipe >RM100, within 45 days ???
*
SUBJECT to these Terms and Conditions, the Applicant whose application is successfully
approved by RHB on or before 17 August 2013 will receive a RM150 Cash Back upon first swipe
of minimum RM100 within 45 days from card opened date (“Cash Back”) provided that the
completed physical application form is submitted, together with such clear and readable
supporting documents as may be requested by RHB at its absolute discretion.

Better dont take any chance, make sure 1st swipe >RM100
TSronnie
post Jul 18 2013, 10:35 PM

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QUOTE
Upon first swipe of minimum RM100 within 45 days from card opened date
Definitely open to different interpretation.
My first swipe was below RM100 mad.gif vmad.gif but let's hope I get it nevertheless. My 5% unlimited already can cover my GST + more

This post has been edited by ronnie: Jul 18 2013, 10:36 PM
Human Nature
post Jul 18 2013, 11:31 PM

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True, I actually have to read the clause several times and still feel it can go either way.

Anyway, just to check, online booking made through 3rd party (hotelclub) using MYR as currency should be eligible for the 5% cash back right.
TSronnie
post Jul 18 2013, 11:38 PM

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QUOTE(Human Nature @ Jul 18 2013, 11:31 PM)
True, I actually have to read the clause several times and still feel it can go either way.

Anyway, just to check, online booking made through 3rd party (hotelclub) using MYR as currency should be eligible for the 5% cash back right.
*
Try it and report back when your card is approved.
Human Nature
post Jul 18 2013, 11:43 PM

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QUOTE(ronnie @ Jul 18 2013, 11:38 PM)
Try it and report back when your card is approved.
*
Already received my card today. I am waiting feedback from Miles whether the transaction will be done now or after the stay (check out). I compared the rates using Hotelclub (RHB/CIMB) and Agoda (7% MBB AMEX), they are only RM5 difference, but if can get additional 5% without forex fee, then RHB is the winner.
guy3288
post Jul 19 2013, 12:02 AM

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WHich website can we use to do online RHB VS transactions to pay bills eg Telekom, TNB etc?
Human Nature
post Jul 19 2013, 12:12 AM

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QUOTE(guy3288 @ Jul 19 2013, 12:02 AM)
WHich website can we use to do online RHB VS transactions to pay bills eg Telekom, TNB etc?
*
I thought this can be done at RHB online portal? Refer to several pages back for the list, provided by Ronnie. I have not tried it yet.
TSronnie
post Jul 19 2013, 12:24 AM

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QUOTE(Human Nature @ Jul 19 2013, 12:12 AM)
I thought this can be done at RHB online portal? Refer to several pages back for the list, provided by Ronnie. I have not tried it yet.
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But via RHB Portal DOE NOT ENTITLED to 1% Unlimited Cash-Back according to the email response....(BUT again CS could be wrong)
Human Nature
post Jul 19 2013, 12:26 AM

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Hehe yeah, guy3288 use OCBC ti for the 5% utility rebate, or maybe you can try and update us.

p/s the three muskeeters rclxms.gif

This post has been edited by Human Nature: Jul 19 2013, 12:26 AM
guy3288
post Jul 19 2013, 12:35 AM

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thanks for the info,

so which is considered as online transactions to entitle for the 1% or 5% CB.......

The T&C says "all online transactions".. by right RHB should honour all bill payments made online eg:


1) using UOB Payonline website, can use RHB card to pay bills, insurance etc. Is RHB going to honour the 5% CB for that?

2)Similarly using RHB card to pay bills via MB2U website isn't that online transactions ?

guy3288
post Jul 19 2013, 12:37 AM

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QUOTE(Human Nature @ Jul 19 2013, 12:26 AM)
Hehe yeah, guy3288 use OCBC ti for the 5% utility rebate, or maybe you can try and update us.

p/s the three muskeeters  rclxms.gif
*
hah ha cracking our heads how to squeeze and milk alittle more from the filthy rich bankers...........

PS:5% from OCBC Ti already done, remainder now looking for 5%
guy3288
post Jul 19 2013, 08:58 AM

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QUOTE(Human Nature @ Jul 18 2013, 06:50 PM)
The RM150 CB is applicable. Confirmed by CS through email, and posted at RHB facebook.

The 4x access is according to calender year, not your statement cycle.
*
Meaning???

? i received the card in July13, my quoata 4x access will expire in Dec 2013? and not lasting for 1 whole YEAR? till my card anniversary date ie July 2014?

Imagine if someone else received the card on 25.12.2013,that means he only have 5 days to use his free accesss to airport lounges??
Then the rest of the 360 days he got no more benefit to lounge....sigh..
TSronnie
post Jul 19 2013, 09:23 AM

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QUOTE(guy3288 @ Jul 19 2013, 08:58 AM)
Meaning???

? i received the card in July13, my quoata 4x access will expire in Dec 2013? and not lasting for 1 whole YEAR? till my card anniversary date ie July 2014?

Imagine if someone else received the card on 25.12.2013,that means he only have 5 days to use his free accesss to airport lounges??
Then the rest of the 360 days he got no more  benefit to lounge....sigh..
*
The PPL visits validity is up to 4x in one CALENDAR YEAR (1 Jan to 31 Dec).
If you receive the card in Dec, you lose out on the benefit, unless you are a frequent traveller.
Human Nature
post Jul 19 2013, 07:20 PM

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Contacted CS and turns out, I am not eligible for the 0% Finance Charges on Retail Transactions programme. Requested to be enrolled and need 14 days to know the outcome.
guy3288
post Jul 19 2013, 09:13 PM

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Latest RHB Card Promotions:

5% CB max RM100/month till 30.9.2013 -departmental and grocery spend at 5 stores, Aeon, Parkson, Metro etc nationwide.

Just nice for newly arrived RHB VS signature. Must register by SMS first.
guy3288
post Jul 19 2013, 09:15 PM

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Called CS today asking about my 0% Finance facility - he is at a total loss- said currently still no such facility yet????


Really hopeless CS. Email them already, awaiting for their reply.
Human Nature
post Jul 19 2013, 09:19 PM

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QUOTE(guy3288 @ Jul 19 2013, 09:15 PM)
Called CS today asking about my 0% Finance facility - he is at a total loss- said currently still no such facility  yet????
Really hopeless CS. Email them already, awaiting for their reply.
*
Yeah, i am very dismayed with their CS. I already email about this and no reply yet.

This is the info for the 5% departmental promo
http://www.rhb.com.my/Whats_New/cards/cash...k/#.Uek88dKLDoI

*not grocery

This post has been edited by Human Nature: Jul 19 2013, 09:22 PM
TSronnie
post Jul 19 2013, 09:23 PM

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Just register for the 5% cashback via SMS... Though most probably wont use unless all my other CCs hax maxed their respective rebates smile.gif
TSronnie
post Jul 20 2013, 11:03 AM

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My Overseas Cash-back is in !!!!
Creditted on Statement End Date (original date before I changed it) doh.gif doh.gif

AND the amount is not updated as "Payment" to Outstanding Balance sad.gif
Human Nature
post Jul 20 2013, 04:18 PM

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Alright, so it is at the end of the statement date.

By the way, paper statement or e-statement?



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