Well, everyone has his/her own opinion. I'm not a finance person and your terms are too chim for me.

The reason why i don't consider that is because i prefer to take charge of my own money that comes to my bank account rather than EPF (aka government) where i don't know if i can even make it to that withdrawal age or whether our agency still have money to return to us X years later.

dude... u missed out income tax, that's a huge deduction..

lies

bkt there might be malaysian version but it freaking sucks.

Compromise abit la. The soup is not thick enough, portion too small but this is the price to pay to taste Malaysian version (don't dig the Singapore version one, too peppery).

But I think Malaysia Boleh in Jurong Point offers better BKT.

Wanna work in SG, got an offer from Msia company to go down there, but when ask for more details like tax rate etc, they are not providing, ask me to direct ask the supervisor over SG during my first day there. This is dangerous.

Also, if I am to apply for a job in SG, wonder what is my expected salary range.
3 years working exp in Management (Business development)
Degree in Marketing.

Haha... Thank you very much for the reply all. I thought no one will entertain me. Haha...

The epf just for some extra info. Actually I'm not in a comfort zone. Just think to move to another environment and try to learn new stuff. Base on the interview, I felt that I might will get in to comfort zone if I go to SG company instead of staying.

I've speak with many of my friends and family. And get a conclusion that, if I want to work in SG better just stay there forever coz the afford that I given out will all gone when I back to Malaysia.

What I'm afraid is, lets say I can save few hundreds thousand after 5 years and back to Malaysia, I might see some of the people like me (Automation Engineer) become senior engineer, getting higher pay and the few hundreds thousands savings in SG is just for compensate back the salary difference in Malaysia.

Both advantages I can get in the offer is really close to each other regardless of just talk about money. When I asked my friends, most of they come out with a answer "arrrr... erm... well... this.... this is really difficult to choose"...

Haha...

I think I will keep staying in Penang since I personally think that the Penang company is good in future. Writing a email to turn down SG's offer... Wish me good luck. And I also wish you all good luck who is working in Singapore and Malaysia. ^^

This post has been edited by c_f_lambda: Jun 12 2013, 12:34 PM

You're so damn right. But too bad I missed out the chances of negotiate coz I already agree with the salary for both company. I would definitely remember this lesson if I got another chance in future.

hi guys, am new here.

I would like to check if anyone knows can I get a low cost apartment/hdb or any kind of single living whole unit with a budget of $1000-1500?

Ask them for what? It's your personal income tax. Just surf to Internal Revenue Authority of Singapore (IRAS)'s website and look at the tax rates.

Your salary is not determined by your experience nor your degree. It is determined by your job.

What field, level and which company is the job in SG? That will tell you the salary.

This post has been edited by seantang: Jun 12 2013, 01:48 PM

I HIGHLY DOUBT any company - that doesn't even have an email domain and uses yahoo freemail to receive job applications - can offer anything worth looking at.

yeah so agree with u

quite UN-proffessional ...

hi everyone ,

basically i am working in a premiums company in singapore curently.
Think of a better future prospect, i am thinking of changing a job.

Btw, what do you guys think of company selling premiums?

Of course salary is not determined by exp and education, it depends on job. But your job depends on exp and education level. So it definitely relates.
Not just tax, what about things like epf etc, I've came to understand that some company promises a salary before the tax deduction (charged to employer), this is not suppose to be the case as that cost is supposed to be taken care of by the company. They should inform you of the real salary (not sure if you get what I mean).

Unable to give me an answer regarding the above is rather intriguing to me as my previous jobs has no problem sharing these details with me before joining.

Lastly they should be able to clearly inform me of my take home etc, but they don't even want to tell the limitations etc to the allowance given (they only said 50% deduction in one of the allowance if we are not able to achieve KPI, when I probe further, no answer was given)


This I agree and looking at the 91, I can only assume its his birth year.

This post has been edited by JohnJon82: Jun 12 2013, 03:04 PM

Yes, I do understand this. But when probing on tax, what I want to know is just the tax that is enforced unto the employer, I just need to know that the salary offered is really the salary given, don't want SGD 3000 offered, but end of the day, they say SGD700 paid for tax etc.
The reason why I want to clear this is after checking with some friends over there, they say they have seen similar cases and adviced me to be sure that I won't end up in that situation. Proper management will tell that the salary is SGD2300, and not SGD3000.

If ur salary is 3k, the tax won't be as high as 700
plus, SG tax u the following year
so ur salary will still be 3k
the following year, u can choose to pay lump sum or installment

Relates... ya lah... but only as a "ticket to play". At the end of the day, it's the job itself. I sometimes meet my uni-mates in SG. We all have the same years of experience and the exact same degree, but our incomes range from a $70K per annum for a SME accountant to $750K per year for a SGX listed company CFO.

3 years generic experience and a bachelor's degree is like having good eyesight and a minimum height of 165cm to join the army. It gets you into the army but doesn't determine whether your job is a trench digger or officer's school candidate.

Your friends must be mistaken. No tax is payable by your employer as a deduction from an employee's salary.

Now,.. having said that, there might be a tax deduction on an employee's monthly salary if they have not become a tax resident yet by working in Singapore for at least 183 days... (iinm, it's 15%). But this is directly remitted to IRAS by the employer, and it is a personal taxation matter between you and IRAS. If you work past 183 days, you can get it back from IRAS... but as mentioned, it's between you and IRAS.

So as far as the employer is concerned, your salary is 100%. If IRAS orders them to remit 15% of it to them on your behalf, your salary is still 100%. If I'm the employer, your "take home" (ie. your "take out" of my payroll bank account) is 100%. The 15% is what you need to lodge temporarily with IRAS after you've taken the 100% home.

This post has been edited by seantang: Jun 12 2013, 10:42 PM

Yes, I know my personal tax won't be that high.

Because this is what I've learnt from my friends in SG, one of them was actually in this situation before, and due to contract, can't resign within 2 years. There is a tax/fees that the employer is charged, but they include it into your total salary, so they can say they are offering SGD3000 instead of SGD2300. My friend's case and some of their friends faced these issue. I just want to clarify this with the company that is offering me, and they have been avoiding some of my question leading me to be a little worried.

This post has been edited by NoiZy: Jun 12 2013, 03:42 PM

This is con case de. I think this is valid for a police report. lol!
can escalate the matter to MOM
cos if i'm not mistaken, the IPA will state how much you are paid
use that as ur argument