Even worse, one of them is less than 2x.

Thanks for the headsup. I will drop an email to them shortly.

This post has been edited by fruitie: Sep 24 2013, 10:44 AM

I never got CL more than 1.5X than my monthly salary. been requesting for CL increase few times already. never got it. Didn't even inform me whether my application approved or not. Other banks are giving me like 5X salary. maybe MBB don't want my business. but i really like MBB2 AMEX ;p

Maybank TP is starting to inflate like RM. Adui

the inflation happened on 1st August 2013

New to credit card.
I have read the first post.
I hope some of u can brief me throughly.
But I don't really understand what is the benefit of holding two cards. Since American express offers 5x treat points, does it better than the master or visa? Then what's the point of using master or visa since it offers lower treat point?
Or the American express can only be used in oversea?

This post has been edited by Macrusin: Sep 25 2013, 02:14 PM

benefit of the Visa/Master is when certain Merchant doesnt accept AMEX, you can use it.
its good for people who only have this 2 cards, but for those who has cards with better benefits, they wont use the Visa/Master that comes with maybank2kard

Thank you, I got what u said d.
But the annual limit is separated equally to both card?
Or stand alone?

Shared credit limit

its always separate, for each individual card. Each card has its own rate.

Hmm, the question is unclear, annual limit. I assume he is asking about the credit limit, which is shared.

what is annual limit? Annual income for application purposes then makes sense.

Indeed. He needs to come and clarify

LOL.....looks like Macrusin need to explain it further.

kalau credit limit, memang shared.

I guess, we have answered for whichever the question it may be?

today just go KLCC maybank branch to apply for this card, but customer service(sit table one) there told me that my basic salary not yet reach 2.5K and require me to bring my degree cert and 6 months bank statement, although my basic salary 2.1K + allowance alrdy exceed 2.5K. And she don't look really friendly when i asking more about it. Anyone can advice on it? I thought i already work 3 years and no more in fresh graduate level but still require to see my degree cert? I alrdy prepare my epf statement to prove i earn more than 2.5K per month but she did not ask for it.

Go to other branch?
Or try with another personnel? Only one person working there?

not yet try other branch, becoz i heard if go maybankcard centre can process faster, but the KLCC one look like branch only, not maybankcard centre. Not one working there only, today i just take the ticket number from counter and wait for my turn.

annual limit?
what do you mean by that?

where is your salary bank in? to maybank? my salary is banked to maybank every month. i just call the customer service and apply for it, and it is done easily last year.

cimb, but i also have a saving account with maybank for 3 years, sometime i just use it for online shopping or pay insurance. When she request me to get 6 months bank statement from cimb, i ask her whether it is free of charge and she say yes

I find that personnel in The Gardens are quite friendly and helpful. Perhaps you can try to go there.