New to credit card.
I have read the first post.
I hope some of u can brief me throughly.
But I don't really understand what is the benefit of holding two cards. Since American express offers 5x treat points, does it better than the master or visa? Then what's the point of using master or visa since it offers lower treat point?
Or the American express can only be used in oversea?

This post has been edited by Macrusin: Sep 25 2013, 02:14 PM

Thank you, I got what u said d.
But the annual limit is separated equally to both card?
Or stand alone?

Ps, it shall be credit limit