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Credit Cards Maybankard 2 Gold & Platinum Cards V7, Pls use Search Topic b4 ask question

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shahzane
post Aug 26 2013, 06:52 PM

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hi guys. first time posting here eventho i've using this card for more than 2 years already. just wanna check if any of u guys know if MBB have any ceiling for the credit limit of this card?

the reason i'm asking is because i've requested for increase in CL several time and most of the time it is rejected without any reason given. don't think i have any issues with payment. other banks happily grant memore than 3x the CL of this card. just that I prefer to use this card as it suits me very well. any help is appreciated smile.gif
shahzane
post Sep 9 2013, 10:26 AM

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QUOTE(dominic8819 @ Sep 9 2013, 10:19 AM)
I just study through with the MAYBANKARD WORLD MASTERCARD... I am in the mid of reading the term and condition of getting this credit card. I am kind of confuse over the charges on interest rate stated as image below:-
For example if I have 30 retail transactions within a year (12 month), I only request to pay up 12 transactions promptly to enjoy lower interests rate which is 1.25%?  or I have to prompt my payment every month in order to enjoy lower interest rate?

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those repayments are for the 5% minimum monthly repayments. so,let say that you have RM1000 in your monthly statement every month and you pay the minimum 5% (RM50) every month, for 12 months, then you will get the lowest interest rates, so on and so forth.
shahzane
post Sep 9 2013, 10:42 AM

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QUOTE(koinibler @ Sep 9 2013, 10:36 AM)
I though paying full statement balance doesn't got charge any interest?
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I concur. If you pay in full and don't have statement balance, you'll get the BEST rate= 0% biggrin.gif
shahzane
post Sep 24 2013, 03:18 PM

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I never got CL more than 1.5X than my monthly salary. been requesting for CL increase few times already. never got it. Didn't even inform me whether my application approved or not. Other banks are giving me like 5X salary. maybe MBB don't want my business. but i really like MBB2 AMEX ;p

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