Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

views
     
onnying88
post Mar 5 2014, 05:04 PM

Look at all my stars!!
*******
Senior Member
2,663 posts

Joined: Feb 2008
QUOTE(supersound @ Mar 5 2014, 09:05 AM)
Is it? When I applied, I choose gold, even my salary are close to 3X of the requirement. Guess you are applying from shopping complex, right?
You need to swipe 10*rm50 to entitle for the cash rebet.
*
if my TNB bill exceed rm500 per month, can i swipe rm50 x 10 at the tnb autopay machine to entitle for the rebate?

victorywp
post Mar 5 2014, 05:08 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart



QUOTE(onnying88 @ Mar 5 2014, 05:04 PM)
if my TNB bill exceed rm500 per month, can i swipe rm50 x 10 at the tnb autopay machine to entitle for the rebate?
*
or you use payonline also can...
onnying88
post Mar 5 2014, 05:13 PM

Look at all my stars!!
*******
Senior Member
2,663 posts

Joined: Feb 2008
QUOTE(victorywp @ Mar 5 2014, 05:08 PM)
or you use payonline also can...
*
Mean it fulfill the requirement to get rebate simply by split it rm50 x 10 times? Does it mean any transaction will do as long you have RM50 x 10 times charged regarding it's pay to same merchant or not? or RM50 x 10 times must be others merchant that is not under the category that give rebate?

This post has been edited by onnying88: Mar 5 2014, 05:16 PM
victorywp
post Mar 5 2014, 05:15 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart



QUOTE(onnying88 @ Mar 5 2014, 05:13 PM)
Mean it fulfill the requirement to get rebate simply by split it rm50 x 10 times? Does it mean any transaction will do as long you have RM50 x 10 times charged regarding it's pay to same merchant or not?
*
yes
SUSsupersound
post Mar 5 2014, 05:34 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(onnying88 @ Mar 5 2014, 05:04 PM)
if my TNB bill exceed rm500 per month, can i swipe rm50 x 10 at the tnb autopay machine to entitle for the rebate?
*
Yes, but I never do this, since I choose others.
onnying88
post Mar 5 2014, 05:49 PM

Look at all my stars!!
*******
Senior Member
2,663 posts

Joined: Feb 2008
QUOTE(supersound @ Mar 5 2014, 05:34 PM)
Yes, but I never do this, since I choose others.
*
May i know the others is?
raul
post Mar 5 2014, 05:55 PM

Look at all my stars!!
*******
Senior Member
3,930 posts

Joined: Jan 2003
From: KL



for mobile category, is prepaid card reload consider yes?
SUSsupersound
post Mar 5 2014, 07:41 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(onnying88 @ Mar 5 2014, 05:49 PM)
May i know the others is?
*
I choose petrol + grocery + mobile(default)
Rest are done by my MBB dual cards.
My total monthly spending are only rm1000 or lesser most of the time.
But all people need to buy grocery, so I fill the quota by buying Top detergent(2.5kg) for rm9.90(after rebet about rm9.10) and sell back at rm9.90 also. So in actual, I'm getting each month rm100(total rm1000 spent) + rm8(sold 10 bags a month) whistling.gif
SnowLady
post Mar 5 2014, 07:50 PM

Getting Started
**
Junior Member
146 posts

Joined: Jul 2013
QUOTE(supersound @ Mar 5 2014, 07:41 PM)
I choose petrol + grocery + mobile(default)
Rest are done by my MBB dual cards.
My total monthly spending are only rm1000 or lesser most of the time.
But all people need to buy grocery, so I fill the quota by buying Top detergent(2.5kg) for rm9.90(after rebet about rm9.10) and sell back at rm9.90 also. So in actual, I'm getting each month rm100(total rm1000 spent) + rm8(sold 10 bags a month) whistling.gif
*
How you sell back?
victorywp
post Mar 5 2014, 08:10 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart



QUOTE(SnowLady @ Mar 5 2014, 07:50 PM)
How you sell back?
*
sell to family members or relatives or friends or pasar malam also can.

This post has been edited by victorywp: Mar 5 2014, 08:10 PM
SUSsupersound
post Mar 5 2014, 09:53 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(SnowLady @ Mar 5 2014, 07:50 PM)
How you sell back?
*
QUOTE(victorywp @ Mar 5 2014, 08:10 PM)
sell to family members or relatives or friends or pasar malam also can.
*
Answered by others rclxms.gif rclxms.gif
And Top detergent 2.5kg(or 2.65kg) when selling at rm9.90, it will be like hot cake. But friends I sell at rm9.90, relatives at rm9.50.
tbheng
post Mar 5 2014, 10:13 PM

Regular
******
Senior Member
1,188 posts

Joined: Sep 2008
QUOTE(supersound @ Mar 5 2014, 07:41 PM)
I choose petrol + grocery + mobile(default)
Rest are done by my MBB dual cards.
My total monthly spending are only rm1000 or lesser most of the time.
But all people need to buy grocery, so I fill the quota by buying Top detergent(2.5kg) for rm9.90(after rebet about rm9.10) and sell back at rm9.90 also. So in actual, I'm getting each month rm100(total rm1000 spent) + rm8(sold 10 bags a month) whistling.gif
*
Sorry, how come it is 9.10? After 10% CB, it should be only 8.90, right? hmm.gif
And how did you get another RM8? Wouldn't all your gain coming from the CB (which is RM100), unless you sell higher than your buying price?
cempedaklife
post Mar 5 2014, 10:15 PM

Master Decoy
*******
Senior Member
4,350 posts

Joined: Oct 2010
From: KL


QUOTE(raul @ Mar 5 2014, 05:55 PM)
for mobile category, is prepaid card reload consider yes?
*
are you using maxis? if u use pay maxis, i believe u can get it under mobile category, i saw pay maxis can use to topup hotlink
SUSsupersound
post Mar 5 2014, 10:38 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(tbheng @ Mar 5 2014, 10:13 PM)
Sorry, how come it is 9.10? After 10% CB, it should be only 8.90, right?  hmm.gif
And how did you get another RM8? Wouldn't all your gain coming from the CB (which is RM100), unless you sell higher than your buying price?
*
You see, most people(including you) will have a wrong preception that WISE offers 10% of cash back. In actual, you need to pay annual fee(rm160 for gold)+GST of rm50. So make up to rm210. Assuming you swipe rm1000 sharp every month and get back rm100, it will be rm1200(max cash back).
Deduct the rm210, cash back you get is rm82.50 a month only. So in actual, you are getting 8.25%. So for rm9.90 Top detergent, it is ~rm9.10 actually.
That rm8 I get is from the Top detergent I sell to my friends/relatives. With this rm8(or more if I can sell more), I can use it to pay my water bill.
Lots of people asking why I need to spend so much a month? Now my house's storeroom are full of Top detergent. icon_rolleyes.gif
I just give them an answer : I spend rm1000 a month, I'm only paying rm9++, so my ringgit is slightly bigger than your ringgit.
aeiou228
post Mar 5 2014, 10:53 PM

Look at all my stars!!
*******
Senior Member
5,867 posts

Joined: Feb 2006
QUOTE(supersound @ Mar 5 2014, 10:38 PM)
You see, most people(including you) will have a wrong preception that WISE offers 10% of cash back. In actual, you need to pay annual fee(rm160 for gold)+GST of rm50. So make up to rm210. Assuming you swipe rm1000 sharp every month and get back rm100, it will be rm1200(max cash back).
Deduct the rm210, cash back you get is rm82.50 a month only. So in actual, you are getting 8.25%. So for rm9.90 Top detergent, it is ~rm9.10 actually.
That rm8 I get is from the Top detergent I sell to my friends/relatives. With this rm8(or more if I can sell more), I can use it to pay my water bill.
Lots of people asking why I need to spend so much a month? Now my house's storeroom are full of Top detergent. icon_rolleyes.gif
I just give them an answer : I spend rm1000 a month, I'm only paying rm9++, so my ringgit is slightly bigger than your ringgit.
*
Not worth the trouble Bro.
But if it is fine with you, don't stock up the physical goods in your storeroom. Instead, just buy the Giant, Tesco.....cash vouchers to hit your quota.

tbheng
post Mar 5 2014, 11:11 PM

Regular
******
Senior Member
1,188 posts

Joined: Sep 2008
QUOTE(supersound @ Mar 5 2014, 10:38 PM)
You see, most people(including you) will have a wrong preception that WISE offers 10% of cash back. In actual, you need to pay annual fee(rm160 for gold)+GST of rm50. So make up to rm210. Assuming you swipe rm1000 sharp every month and get back rm100, it will be rm1200(max cash back).
Deduct the rm210, cash back you get is rm82.50 a month only. So in actual, you are getting 8.25%. So for rm9.90 Top detergent, it is ~rm9.10 actually.
That rm8 I get is from the Top detergent I sell to my friends/relatives. With this rm8(or more if I can sell more), I can use it to pay my water bill.
Lots of people asking why I need to spend so much a month? Now my house's storeroom are full of Top detergent. icon_rolleyes.gif
I just give them an answer : I spend rm1000 a month, I'm only paying rm9++, so my ringgit is slightly bigger than your ringgit.
*
Thanks for clarification.
But my simple calculation is... you buy @ 9.90, you swipe 9.90 and you sell @ 9.90. So there is no gain in this re-sell.
You only gain from the CB. So the RM8 gain is not existence. (Unless you sell it > 9.90, then will have gain.)
Besides, check those earlier posts, AF is waivable from those reported.

EDIT: The RM8 gain is a double counting. You either count the gain from the CB or from the re-sell (and then deduct from the CB). Hence you won't get (RM100 CB + RM8 gain) as in your original post.

This post has been edited by tbheng: Mar 5 2014, 11:21 PM
TSronnie
post Mar 5 2014, 11:16 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



tbheng Has your GST & AF charged yet ?
tbheng
post Mar 5 2014, 11:27 PM

Regular
******
Senior Member
1,188 posts

Joined: Sep 2008
QUOTE(ronnie @ Mar 5 2014, 11:16 PM)
tbheng Has your GST & AF charged yet ?
*
GST charged. Called, can't waive. sad.gif Reported here earlier.
AF not yet. Am checking online every other day. Should be in by next week. Will call then. rolleyes.gif
drewgtan
post Mar 5 2014, 11:48 PM

New Member
*
Junior Member
24 posts

Joined: Aug 2013


Do eBay purchases count as groceries too? Anyone tried before? wink.gif
jkngo2003
post Mar 6 2014, 08:18 AM

Regular
******
Senior Member
1,150 posts

Joined: Mar 2013


QUOTE(raul @ Mar 5 2014, 05:55 PM)
for mobile category, is prepaid card reload consider yes?
*
i use digi online to reload my prepaid phone. it is considered mobile. i try it before. for other like maxis and celcom, i don know where can buy reload card online. may i know where can reload maxis and celcom online?

125 Pages « < 121 122 123 124 125 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0295sec    1.13    6 queries    GZIP Disabled
Time is now: 1st December 2025 - 10:27 AM