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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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victorywp
post Nov 4 2013, 04:43 PM

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QUOTE(peri peri @ Nov 4 2013, 01:59 PM)
is mydin terminal under grocery category?

if yes, i should reload my t&g with wise instead with Amex.
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yes, mydin is under grocery category. and aeon's wet market is under grocery while other parts of aeon under departmental (different from parkson which is fully under departmental). smile.gif
victorywp
post Nov 4 2013, 11:14 PM

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QUOTE(mhspeng @ Nov 4 2013, 11:08 PM)
Hi,

Any idea if there's any annual fee charges or waivers for Wise Card?
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yes, there is annual fee and there is no waiver for it. you may refer back to post #1. nod.gif
victorywp
post Nov 4 2013, 11:25 PM

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QUOTE(mhspeng @ Nov 4 2013, 11:18 PM)
even for the 1st year?
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free for the first year. smile.gif
victorywp
post Nov 4 2013, 11:33 PM

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QUOTE(mhspeng @ Nov 4 2013, 11:32 PM)
already holding maybank2card..  UOB's rebate rate too low ler...
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good for those who travel a lot with car because petrol rebate 5%+2%. drool.gif
victorywp
post Nov 4 2013, 11:42 PM

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QUOTE(mhspeng @ Nov 4 2013, 11:38 PM)
eh?? how did u get 5% +2% ?

but yeah, i do not travel a lot.. instead i'm aiming for telecommunications and utilities..
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5%+2% only applicable in bhp where you will get 5% from uob cash back and 2% rebate from uob smart$ (can be used to deduct your next purchase of petrol). for more information you may refer to the uob thread.

yeah, if you are aiming for telcos and utilities, hong leong wise is the right choice (besides ocbc titanium and maybank amex). thumbup.gif

This post has been edited by victorywp: Nov 4 2013, 11:55 PM
victorywp
post Nov 4 2013, 11:48 PM

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QUOTE(ronnie @ Nov 4 2013, 11:46 PM)
You guys are getting sign0006.gif lah
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sorry boss, i realised it and quickly ended the conversation by asking to refer to the other thread. notworthy.gif
victorywp
post Nov 12 2013, 12:32 PM

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QUOTE(lchee @ Nov 12 2013, 12:30 PM)
Hi, i am planning to apply for HLB wise card. I already have MBB 2 card with AMEX.

My Expenditure monthly where i plan to get rebates from MBB amex and wise card:

1.  TNB electric bill:  RM100+
2.  Maxis handphone about RM 150
3.  Maxis home fibre about RM 150
4.  Petrol about RM400
5.  Grocery about RM300
6.  Restaurant and pubs about RM 500 to RM1000
For wise card i plan to take mobile + dining + either grocery or dept.  Ronnie mention something bout buy aeon voucher to qualify for 10% cash back.  Is that under dept or grocery option?  I very much like that, I like to buy metrojaya/isetan and parkson voucher too.  But grocery i usually shop at either jusco or big c at mid valley, or NSK at kuchai lama or my neighbourhood market Sri Kota mart.  Basically pondering which category should i pick, grocery or dept.  Cause if i pick dept, then for grocery I will use my MBB amex, or if i pick grocery then MBB amex for dept.

Ronnie also mention about paying all maxis bills at the kiosk is best way?  I work in KLCC, so very close to maxis tower.  Since i have like close to RM300 for maxis (150 handphone and 150 home fibre), so i can make like 6x payments of RM50 at the maxis kiosk every month?  The online easypay is not qualified for home fibre rebate right? So kiosk is the way to go?

Why not much ppl choose dining for wise card? I go pub a lot, sometimes dine around restaurant in KLCC for lunch.  I suppose that is best category for me.  Is there only specific restaurants that qualify?  Does pub qualify?  Hope you can help shed some light.

?
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it is better for you to choose departmental since you like metrojaya/parkson/aeon.

yes, you may split the bills and pay at maxis kiosk to easily qualify for the 10% cash back. however, to avoid being suspicious, it is not recommended that you pay rm50 for six times in a row on the same day itself. it is more advisable that you pay with different amount on different days.

not many choosing dining because some other cc offering dining at better discount rate ~25% at selected restaurants. there is no specific restaurants that qualify for the dining option, just as long as they are under mcc 5811 (caterers), mcc 5812 (eating places and restaurants), mcc 5814 (fast food restaurants). pub does not qualify since it is under mcc 5813 (drinking places - alcoholic beverages, bars, taverns, cocktail lounges, nightclubs and discotheques).

since gold and platinum shares the same features of 10% cash back with maximum capped of rm100, it is more recommended that you choose gold since the annual fee is lower.

This post has been edited by victorywp: Nov 12 2013, 12:33 PM
victorywp
post Nov 12 2013, 05:01 PM

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QUOTE(lchee @ Nov 12 2013, 03:40 PM)
Ok, just went to the HLB KL main branch to apply for my wise card.  Found out there's promotion if apply 2 cards can get a free hot water boiling flask (provided you swipe cumulative amount of RM 800 from the approved credit card 60 days within card approval date).  Since got free promo so I just picked that up.  Took Wise Gold and Visa Signature combo.  I was surprised HLB require a lot of document for the application.  They need pay slip, KWSP slip, bank account statement, IC photocopy.  All of them, not just one of them.  I know some banks just require 1 type of document, or even just existing credit card photocopy will be enough.  Anyway, i provided all except for KWSP slip, didn't have any RHB branch nearby where I can pritn them out.  Hopefully it can be processed without my KWSP slip.  The next unpleasant thing is approval takes 1-2 weeks according to the HLB staff who attended to me.  Yesterday I went to maybank to apply for Visa Infinite and I got my card in 2 hours. 

I was struggling what to choose for the 2 options.  I know dining is one of them.  The choice was between grocery and dept.  I was thinking either to use MBB Amex for grocery then HLB Wise for dept or MBB for dept then HLB for grocery.

Eventually I pick grocery.  Reason being every month I am sure to spend on grocery which will help to meet the RM100 rebate monthly quota which in essence shoudl save me more money compared to MBB Amex only have RM50 rebate quota.  Second consideration being not all grocery accept AMEX so shopping for grocery with HLB wise will be more universally accepted (I gonna try it at Sri Kota mart and NSK once I got it).

Well now, it's just time to wait for the card and try it out.
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i wish you the best in your card approval. icon_rolleyes.gif
with your qualification as informed to us earlier, you should have no problem to get approved. thumbup.gif
do update us when you received your wise card. nod.gif
victorywp
post Nov 12 2013, 05:45 PM

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QUOTE(lchee @ Nov 12 2013, 05:41 PM)
By the way, just wondering, which option will enable me to get 10% rebate is I were to purchase a new mattress?  Or if I were to buy a new Laptop/PC or apple ipad?
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may try to buy from places like tesco...
victorywp
post Nov 16 2013, 12:06 PM

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QUOTE(yujin86 @ Nov 16 2013, 11:39 AM)
how can i check for the application status for tis cc?
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how long have you been waiting after your submission?
victorywp
post Nov 16 2013, 12:34 PM

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QUOTE(yujin86 @ Nov 16 2013, 12:22 PM)
1 week only....
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as per ronnie's reply above, typical waiting time is 2 weeks. smile.gif
victorywp
post Nov 19 2013, 03:10 PM

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QUOTE(lamode @ Nov 19 2013, 02:42 PM)
i applied this card yesterday and got a call to my office phone number today, asking me if i am working here as if I was the HR  doh.gif
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they want to check whether you really work in the company which you fill up in your hlb cc application form.
victorywp
post Nov 21 2013, 11:55 AM

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QUOTE(aeiou228 @ Nov 21 2013, 11:35 AM)
If your TNB bill is huge say rm1k, then I think it is worth to pay a visit to TNB kiosk in the evening to pay RM100 x 10 times. After that can keep the WISE card in the drawer till next calender month.  tongue.gif
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QUOTE(stevenlee1989 @ Nov 21 2013, 11:43 AM)
its oni 200 ++ , oni TNB kiosk we can use the WISE Card to pay? how bout pos office malaysia? can we?
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if paying through tnb kisok, if possible, remember to pay on separate days (not 10 times in a row) and in different amount to avoid suspicion. biggrin.gif
victorywp
post Nov 21 2013, 11:57 AM

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QUOTE(stevenlee1989 @ Nov 21 2013, 11:52 AM)
sad case lor.. how to accumulate 10x transaction wf minimum of 50 each times??
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if you really want to attain to the 10x transaction of rm50 but can't think of anything to buy for rm50 in that month, just buy a rm50 voucher first for your use later on. choose to buy the rm50 voucher either from grocery (like tesco or others) or departmental (like parkson or others) depending which category you chose.

but seems like you chose petrol and utilities... too bad... shakehead.gif
victorywp
post Nov 21 2013, 12:15 PM

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QUOTE(stevenlee1989 @ Nov 21 2013, 12:13 PM)
yeah.. im f***ed up..  =.=||
so y should they come out with the category of utilities whereby we cant even entitled for it?
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otherwise you just pay a one-time rm10 to change category instead of being stucked like this for the whole year. hmm.gif
victorywp
post Nov 21 2013, 02:05 PM

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QUOTE(barlogteoh @ Nov 21 2013, 01:05 PM)
You mean avoid suspicion from HLB?
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yes, just for precaution only.
victorywp
post Nov 22 2013, 09:27 AM

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QUOTE(guy3288 @ Nov 22 2013, 09:08 AM)
sorry, need confirmation from you guys.

THis HL wise card gives 10% for mobile celcom. Anybody knows how to get the 10% with Celcom Prepaid top up?

Any online site to do prepaid top up and get the 10%?

Thank you
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if your chosen category is grocery, you may buy your celcom top up from tesco or other grocery hypermarket.

This post has been edited by victorywp: Nov 22 2013, 09:28 AM
victorywp
post Nov 22 2013, 09:34 AM

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QUOTE(laymank @ Nov 22 2013, 09:30 AM)
buying grocery vouchers is the best idea, I would say.
New Year is coming soon, every household will spend more than usual, it's time to stock up now for January CNY shopping.  smile.gif
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yes, you may purchase your grocery vouchers separately rm50 x 10 times to qualify for the 10% easily. then use the vouchers to spend during cny shopping. rclxms.gif
victorywp
post Nov 25 2013, 12:25 AM

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QUOTE(aeiou228 @ Nov 23 2013, 12:05 AM)
Aeon supermarket is never categorize under grocery. Earlier this year,  HLB even broadcast SMS to pioneer card members and put up notice on their web site informing card members aeon supermarket is not under grocery due to confusion with aeon big.
As for permai jaya outlet, good for you then. No aeon supermarket in klang valley is categorized under grocery.
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i think aeon supermarket at ioi mall puchong is under grocery. prove is bcs ocbc titanium give 5% for the all the purchase i paid in that section. other sections of the aeon were not entitled for the 5% cash back bcs not under grocery.
victorywp
post Nov 25 2013, 09:49 AM

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QUOTE(aeiou228 @ Nov 25 2013, 08:39 AM)
Can you test it with your wise card and update us ?
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i did not set grocery so unable to test it.
but normally ocbc/hlb/etc. they follow mcc code, so the mcc in aeon supermarket section is under grocery, i suppose (as tested with ocbc titanium).

This post has been edited by victorywp: Nov 25 2013, 09:53 AM

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