I got my WISE card on Feb 14, want to know when I will receive Annual Fee and GST after 1 year ?
Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month
Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month
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Mar 4 2014, 10:31 AM
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Junior Member
63 posts Joined: Oct 2011 |
I got my WISE card on Feb 14, want to know when I will receive Annual Fee and GST after 1 year ?
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Mar 4 2014, 10:52 AM
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Senior Member
1,150 posts Joined: Mar 2013 |
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Mar 4 2014, 02:23 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(ronnie @ Mar 4 2014, 08:38 AM) based on this info, the most minimum amount to spend in order to get rm100 cash rebate is rm750.1) rm55 x 10 times = rm550 = rm60 cash back (rm6 x 10 times) 2) rm5 x 40 times = rm200 = rm40 cash back (rm1 x 40 times) total = rm750 = rm100 cash back super kiasu counting! extra work but save rm250 monthly (rm750 instead of rm1000). This post has been edited by victorywp: Mar 4 2014, 02:25 PM |
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Mar 4 2014, 02:25 PM
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Senior Member
6,617 posts Joined: Jun 2009 |
QUOTE(victorywp @ Mar 4 2014, 02:23 PM) based on this info, the most minimum amount to spend in order to get rm100 cash rebate is rm750. It wont happen lah, how can spend just $5?1) rm55 x 10 times = rm550 = rm60 cash back (rm6 x 10 times) 2) rm5 x 40 times = rm200 = rm40 cash back (rm1 x 40 times) total = rm750 = rm100 cash back super kiasu counting! extra work but save rm250 monthly. |
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Mar 4 2014, 02:28 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Mar 4 2014, 02:29 PM
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Senior Member
6,617 posts Joined: Jun 2009 |
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Mar 4 2014, 02:30 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(DM3 @ Mar 4 2014, 02:29 PM) once you attain to the minimum rm50 x 10 times, then the rest you can go as low as you can.which is why... 1) rm55 x 10 times = rm550 = rm60 cash back (rm6 x 10 times) 2) rm5 x 40 times = rm200 = rm40 cash back (rm1 x 40 times) |
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Mar 4 2014, 02:34 PM
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Senior Member
6,617 posts Joined: Jun 2009 |
QUOTE(victorywp @ Mar 4 2014, 02:30 PM) once you attain to the minimum rm50 x 10 times, then the rest you can go as low as you can. U tried it before?which is why... 1) rm55 x 10 times = rm550 = rm60 cash back (rm6 x 10 times) 2) rm5 x 40 times = rm200 = rm40 cash back (rm1 x 40 times) usually i just round up myself to get the categories to reach max but above 50 |
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Mar 4 2014, 02:36 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(DM3 @ Mar 4 2014, 02:34 PM) yes, i tried before...but not so kiasu until swipe 50 times... i tried some grocery purchase (below rm50) at hero supermarket and econsave previously and all counted as well once rm50 x 10 times is reached. |
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Mar 4 2014, 02:41 PM
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Senior Member
6,617 posts Joined: Jun 2009 |
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Mar 4 2014, 02:44 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Mar 4 2014, 02:55 PM
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Senior Member
1,188 posts Joined: Sep 2008 |
QUOTE(victorywp @ Mar 4 2014, 02:23 PM) based on this info, the most minimum amount to spend in order to get rm100 cash rebate is rm750. I did a check on my historical records. I believe the CB is round up at category level and not per transaction basis.1) rm55 x 10 times = rm550 = rm60 cash back (rm6 x 10 times) 2) rm5 x 40 times = rm200 = rm40 cash back (rm1 x 40 times) total = rm750 = rm100 cash back super kiasu counting! extra work but save rm250 monthly (rm750 instead of rm1000). Based on the above examples: Category 1 : total spend = RM550, CB = RM55 Category 2 : total spend = RM200, CB = RM20 Based on my observation, the highest effective CB is 10.15%, where spend RM985 to get max CB of RM100. e.g. Category 1 : total spend = RM325, CB = RM33 Category 2 : total spend = RM325, CB = RM33 Category 3 : total spend = RM335, CB = RM34 => Total spend = RM985, CB = RM100, effective 10.15%. I tried that in Jan (just for fun lah), spent RM985.10 and max out CB at RM100. |
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Mar 4 2014, 03:07 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(tbheng @ Mar 4 2014, 02:55 PM) I did a check on my historical records. I believe the CB is round up at category level and not per transaction basis. i see... yes, now i notice clearly that it's based on total in category level and not per transaction basis. Based on the above examples: Category 1 : total spend = RM550, CB = RM55 Category 2 : total spend = RM200, CB = RM20 Based on my observation, the highest effective CB is 10.15%, where spend RM985 to get max CB of RM100. e.g. Category 1 : total spend = RM325, CB = RM33 Category 2 : total spend = RM325, CB = RM33 Category 3 : total spend = RM335, CB = RM34 => Total spend = RM985, CB = RM100, effective 10.15%. I tried that in Jan (just for fun lah), spent RM985.10 and max out CB at RM100. so the minimum is rm985 for rm100 cb. |
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Mar 4 2014, 05:12 PM
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Junior Member
24 posts Joined: Aug 2013 |
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Mar 4 2014, 05:33 PM
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2,243 posts Joined: Nov 2005 |
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Mar 4 2014, 05:34 PM
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All Stars
13,469 posts Joined: Jan 2012 |
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Mar 4 2014, 05:38 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Mar 4 2014, 06:46 PM
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Junior Member
97 posts Joined: Sep 2010 |
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Mar 4 2014, 06:50 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Mar 4 2014, 09:02 PM
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Junior Member
162 posts Joined: Oct 2006 |
hello, anyone know how to pay SAJ water bill online?
UOB payonline can't make payment to SAJ. |
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