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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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cybpsych
post Mar 6 2014, 09:41 AM

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QUOTE(jkngo2003 @ Mar 6 2014, 08:18 AM)
i use digi online to reload my prepaid phone. it is considered mobile. i try it before. for other like maxis and celcom, i don know where can buy reload card online. may i know where can reload maxis and celcom online?
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Hotlink here https://www.maxis.com.my/_HTU/1_htu_main.asp

all topup channels for Hotlink https://new.hotlink.com.my/content/hotlink/...-to-top-up.html
SUSsupersound
post Mar 6 2014, 12:33 PM

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QUOTE(aeiou228 @ Mar 5 2014, 10:53 PM)
Not worth the trouble Bro.
But if it is fine with you, don't stock up the physical goods in your storeroom. Instead, just buy the Giant, Tesco.....cash vouchers to hit your quota.
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Emmm, I always keep stocks in storeroom usually, as certain items don't have offer sometimes. It will become handy when you need it. Like Dutchlady UHT milk will be good example. Whenever they give rm4 per pack offer, I'll buy 1 big box since every month I drink about 6 packs. So can last for 2 months. Normal price is rm5-6. Got other stuffs also. When got offer price, I just grab. Then whichever I can use, I use, else just sell it back at normal price.

QUOTE(tbheng @ Mar 5 2014, 11:11 PM)
Thanks for clarification.
But my simple calculation is... you buy @ 9.90, you swipe 9.90 and you sell @ 9.90. So there is no gain in this re-sell.
You only gain from the CB. So the RM8 gain is not existence. (Unless you sell it > 9.90, then will have gain.)
Besides, check those earlier posts, AF is waivable from those reported.

EDIT: The RM8 gain is a double counting. You either count the gain from the CB or from the re-sell (and then deduct from the CB). Hence you won't get (RM100 CB + RM8 gain) as in your original post.
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Yes and no.
Yes as I still get back physical money(rm82.50 a month) and rm8.
As I calculate based on rm12000(1 year) usage, I'm getting back rm990 after the rm210.
No will be like you said.
Is all depend how we see it.
cybpsych
post Mar 6 2014, 01:32 PM

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QUOTE(supersound @ Mar 6 2014, 12:33 PM)
Emmm, I always keep stocks in storeroom usually, as certain items don't have offer sometimes. It will become handy when you need it. Like Dutchlady UHT milk will be good example. Whenever they give rm4 per pack offer, I'll buy 1 big box since every month I drink about 6 packs. So can last for 2 months. Normal price is rm5-6. Got other stuffs also. When got offer price, I just grab. Then whichever I can use, I use, else just sell it back at normal price.
Yes and no.
Yes as I still get back physical money(rm82.50 a month) and rm8.
As I calculate based on rm12000(1 year) usage, I'm getting back rm990 after the rm210.
No will be like you said.
Is all depend how we see it.
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walaoehhh you can be our Malaysian ambassador for "Extreme Couponing" show tongue.gif

http://www.tlc.com/tv-shows/extreme-couponing


you can "earn" more in the states than here in Malaysia cuz we dont practice couponing. thumbup.gif
onnying88
post Mar 6 2014, 02:09 PM

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That's great, would like it apply it now.

Any place got promotion for applying this card now? Last 2 month saw from groupon.my free RM150 credit if apply through them. Any others place got similar promo now?
SUSsupersound
post Mar 6 2014, 04:46 PM

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QUOTE(cybpsych @ Mar 6 2014, 01:32 PM)
walaoehhh you can be our Malaysian ambassador for "Extreme Couponing" show tongue.gif

http://www.tlc.com/tv-shows/extreme-couponing
you can "earn" more in the states than here in Malaysia cuz we dont practice couponing.  thumbup.gif
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Spend wisely, this is my concept. Our money are getiing smaller, so have to look for ways to keep it big.
andrekua2
post Mar 7 2014, 01:15 AM

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Crazy calculations all around. Honestly speaking, I really wonder why have to purposely go and buy things that you don't need for the 10% CB. No need factor in petrol and time?

Theres no need to be obsess with the numbers game. Just take it as someone gave you extra RM1150 to buy more groceries each year.

Unless you actually spent 3-4k each month on credit card, otherwise just a waste of time getting few cards to maximize the CB because after deduct GST, not much gain.
victorywp
post Mar 7 2014, 02:16 AM

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QUOTE(andrekua2 @ Mar 7 2014, 01:15 AM)
Crazy calculations all around. Honestly speaking, I really wonder why have to purposely go and buy things that you don't need for the 10% CB. No need factor in petrol and time?

Theres no need to be obsess with the numbers game. Just take it as someone gave you extra RM1150 to buy more groceries each year.

Unless you actually spent 3-4k each month on credit card, otherwise just a waste of time getting few cards to maximize the CB because after deduct GST, not much gain.
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maybe he just buy extra when he goes shopping. so no additional petrol and time wasted. nod.gif
lloveyou
post Mar 7 2014, 12:34 PM

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Hi i am new to wise card,

Regarding the UOB Payonline, when adding payment info for TNB,
The "Bill No" is referring to? i cant find any "Bill No" in the TNB Bill.

Thx for the help smile.gif
herc
post Mar 7 2014, 03:41 PM

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QUOTE(lloveyou @ Mar 7 2014, 12:34 PM)
Hi i am new to wise card,

Regarding the UOB Payonline, when adding payment info for TNB,
The "Bill No" is referring to? i cant find any "Bill No" in the TNB Bill.

Thx for the help smile.gif
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On the bottom of ur TNB bill, there is a long barcode:

First 15 digit is ur account no.
Following 8 digit is the bill no.
Last 11 digit is the amount.

TSronnie
post Mar 7 2014, 10:52 PM

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HLB Connect going to get a fresh make-over come 8 March (3pm onwards).
Let's hope we get eStatement option for CC smile.gif
drewgtan
post Mar 7 2014, 11:17 PM

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QUOTE(ronnie @ Mar 7 2014, 10:52 PM)
HLB Connect going to get a fresh make-over come 8 March (3pm onwards).
Let's hope we get eStatement option for CC smile.gif
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sure am hoping so rclxms.gif rclxms.gif
blueskylim
post Mar 8 2014, 09:20 AM

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why I fail to apply wise card ? this is first time to apply.i work as consultant engineer my basic 2.9k plus allowance .I work about one year , but this is newly join for four monts. I gave offer confirmation letter , epf , bank statement and last three montj pay slips. why still fail ?
DarReNz
post Mar 8 2014, 10:58 AM

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QUOTE(blueskylim @ Mar 8 2014, 09:20 AM)
why I fail to apply wise card ? this is first time to apply.i work as consultant engineer my basic 2.9k plus allowance .I work about one year , but this is newly join for four monts. I gave offer confirmation letter , epf , bank statement and last three montj pay slips. why still fail ?
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u have other cards ?
winter-X
post Mar 8 2014, 03:26 PM

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Hi guys, my mom just get her wise credit card yesterday~
I'm trying to register an online account for her at https://s.hongleongconnect.my/rib/app/fo/login
But to register using Credit Card,
You will need :
Credit Card Number
Credit Card ATM PIN
TAC
How to get ATM PIN and TAC?

adam1190
post Mar 8 2014, 05:35 PM

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QUOTE(winter-X @ Mar 8 2014, 03:26 PM)
Hi guys, my mom just get her wise credit card yesterday~
I'm trying to register an online account for her at https://s.hongleongconnect.my/rib/app/fo/login
But to register using Credit Card,
You will need :
Credit Card Number
Credit Card ATM PIN
TAC
How to get ATM PIN and TAC?
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Hi there, a letter containing atm pin number will be sent to ur mum. As for tac (known as transaction authorisation code), it is a unqiue number sent to the registered handphone (which is ur mum HP number) each time she make a transaction.
winter-X
post Mar 8 2014, 09:14 PM

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QUOTE(jianwei90 @ Mar 8 2014, 05:35 PM)
Hi there, a letter containing atm pin number will be sent to ur mum. As for tac (known as transaction authorisation code), it is a unqiue number sent to the registered handphone (which is ur mum HP number) each time she make a transaction.
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Thanks for the help notworthy.gif ...Is it the same if my mom direct redeem the credit card from the branch? The letter still will be sent directly to my house address right?
I guess I will just have to wait few more days...
lloveyou
post Mar 9 2014, 01:15 AM

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QUOTE(herc @ Mar 7 2014, 03:41 PM)
On the bottom of ur TNB bill, there is a long barcode:

First 15 digit is ur account no.
Following 8 digit is the bill no.
Last 11 digit is the amount.
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Hi,
The "Bill No" is it different every month?
to double confirm b4 payment is done... Thx smile.gif
quidnuncs
post Mar 9 2014, 01:17 AM

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QUOTE(victorywp @ Jan 20 2014, 12:52 PM)
why you totally sounds like quidnuncs?
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that bugger copy my words, and he has no idea what was he talking about
fly126
post Mar 9 2014, 01:30 AM

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QUOTE(blueskylim @ Mar 8 2014, 09:20 AM)
why I fail to apply wise card ? this is first time to apply.i work as consultant engineer my basic 2.9k plus allowance .I work about one year , but this is newly join for four monts. I gave offer confirmation letter , epf , bank statement and last three montj pay slips. why still fail ?
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The Reason Why the Banks Have Reject Your Apps: You Don't Have a Stable Job Yet, due to You Baru Tukar Kerja... sweat.gif

This post has been edited by fly126: Mar 9 2014, 01:32 AM
tbheng
post Mar 9 2014, 02:27 AM

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QUOTE(ronnie @ Mar 7 2014, 10:52 PM)
HLB Connect going to get a fresh make-over come 8 March (3pm onwards).
Let's hope we get eStatement option for CC smile.gif
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The new HL Connect does look refreshing. cool2.gif
But....still don't have the long waited cc e-statement. Sigh! HLB... doh.gif
On the other hand, it does show un-statemented transactions for supp cards now.
You get some, you lose some... tongue.gif

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