Yes, and tenure can get up to 35years

K

This post has been edited by Catoblepas: Apr 15 2017, 06:29 PM

assuming ur age is below 35years n net income is 6k. Base on the details given, ur dsr is abit high.. 79%. However still cn proceed for the loan depends on approval side either comfort in ur casr or not. If included the rental of rm800/month ur dsr will reduce to 69%. To unable, the rental to include into the dsr computation u need to provide a simple tenancy agreement better if stamping. If not, provide the spa n 6 month bank statement crediting. Tq

If u guyz want more details about the refinancing upto-2.60% package can also contact me.. i would gladly assist u guyz.. tq

if i make a new agreement and stamp by this month, work or not ?

yes.. it will work out.

Y

This post has been edited by Catoblepas: Apr 15 2017, 06:30 PM

Looking for housing loan:-

Property price: RM480k
Type: Residential
Loan amount: 85%
Location: Kuching, Sarawak
Loan type: semi-flexi
Years: 25-30 years

Do PM me if you have any. Thanks!

I am looking for a full flexi housing loan (new property). SPA price 710k, loan 90% tenure 35 years

I have got flexi housing loan offer with BLR-2.40 without MRTA, lock in 3 years. No processing fees.

Anyone here can give me a better offer? please PM me. Thanks.

Hi,

I have a first apartment that I'm selling (SNP signed but not yet stamping), a second apartment that I bought with 70 percent LTV (loan not yet disbursed) and now I'm buying a third apartment. Kindly msg me if your bank can provide 90 percent financing.

Thanks

DSR is abit high 74%.. but still can proceed for approval.

Looking for mortgage consultant for penang property. Do mortgage consultants get any incentive for refinancing?
thanks

Hi bro yes you are entitle as new installment would be RM2,963 + existing commitment over the income RM6,800 your debt service ratio is just 69.9%, you can PM me if you need financing!thks

Hi , I am currently looking at main place residence located at USJ, a studio unit of 421sf, however bank valuation currently providing max of 290k only, looking the unit selling price is 310k, is there any loan agent experience in this condo would able to assist on the bank valuation?

Urgently need help, appreciate if anyone can assist

Thanks in advance

Interested too..please pm detail.
thx.

Hi, just wanna know if my nett salary is about 3.4K with no existing loans/debts. Would I be able to quality for a 200K loan for 30 years tenure (currently age 37 plus)? And yes I do have credit cards but it's quite new - been using it for about less than 5 months. I always pay it back full each month.

Was actually interested in that AIA fixed rates home loan. The property I am eyeing is a condo in Selangor area and asking price is about 340K. Please also recommend if you have any other better package to introduce.

Thanks.

My SNP to sell my first apartment was now stamped. Kindly let me know if you cud give 90 percent loan for my apartment. Except for Maybank and Public Bank

Looking for loan. Details as follows:

Vendor's current bank: hong leong
property location: shop apartment at bandar baru ampang.
Title: strata not issued. Liquidator appointed.

Any sales officer here? Please pm me.

Thanks ya.

In this case, look for CIMB. I think they are the only bank can do liquidator cases

Hi Bankers,

I m planing to purchase semi d house in semenyih (RM830k). I would like to check whether i able to obtain 90% of loan. Below are the income and expenses.

Income:-
Myself combined wt husband = RM8300 (after deducation)
Husband secondary income = RM2200 (every month)

Commitments :-
Car loan : RM1550
PL : RM800

Please check and PM me.

Thank you.