Hi, just wanna know if my nett salary is about 3.4K with no existing loans/debts. Would I be able to quality for a 200K loan for 30 years tenure (currently age 37 plus)? And yes I do have credit cards but it's quite new - been using it for about less than 5 months. I always pay it back full each month.

Was actually interested in that AIA fixed rates home loan. The property I am eyeing is a condo in Selangor area and asking price is about 340K. Please also recommend if you have any other better package to introduce.

Thanks.