Yes, UOB have this feature, for both semi flexi (iHL) and full flexi. The extra money you put in for prepayment will automatically deduct from principle so you can save on interest. Do PM me to discuss further.

Hi, yes, you can.

But as reminder, some of bank does not allow 100% pay off the loan portion for certain period.
Refer to letter offer to clarify it.

HSBC allowed to pay off 100% at anytime.

Thank you

Actually not only HSBC, a few other banks products also allows this. But always clarify before signing the letter

HI,

RHB , HSBC and Alliance Banker needed for valuation of an Agriculture Land Located at Klang.

Kindly pm me here. Would give you my contact .

TQ

yes, not only HSBC.

So clarify before sign the letter offer. it really happened for some bank does not allowed to pay off the outstanding amount.

Just sharing

Hi,

HSBC does not finance land. you may try pbb or ocbc

Hi, I would like to ask a question.
My father and I planned to get a property together under joint name and joint loan. This will be my first property and my father's 3rd property.
How much will the margin be? at 70%? or 90%?

Please do PM me.
Thank you.

If gross salary is rm3500 with no other commitments,how much housing loan can get?

if you father's 1st and 2nd property both still finance by bank,then is 70%.
If 1st/2nd property is free for encumbrance,then can up to 90%.

Up to max RM450K,30 years.

My first house is having bank loan but second house I join name with sister . The s&p is both nane but loan is under my sister name only.

I plan to buy third house , is my third house can get loan with 90% or 70 %.

Please advice

I already pay deposit for 507k subsales house. I require loan around 470k. Need morgage loan assist .
Any public bank ,hong leong ,maybank ,cimb and hsbc please pm the detail. I prefer thr flexi loan . Highest -blr u can offer and let me know if the package is include loan lawyer or must buy mrta .

Please advice

This post has been edited by bluecoat: Jul 28 2014, 11:58 AM

if this is your father's 3rd loan, then cap at 70%

90% as the second property loan is not under your name

Looking for home loan for 200k property.
Prefer FULL flexi package, where withdrawal/deposit can be done anytime.

Pls PM me.

thanks.

hi, I will like to ask my current gross salary is 6900, commitment for car loan rm 700 will be finished in May 2015.
currently holding share margin finance loan 100k(contract) used up to 60k currently.
credit card every month clear.
May I know how much loan I can get?
If I will like to buy a house in Setia Alam, is it possible? and how much is the valuation for the house?
Type of house is Glorisa, at Setia Indah 12, basic unit, current asking price let say 780k?

Dear all,

I was wondering whether there is such thing for us to take out / extra mortgage (cash) from the housing loan, if you don't have extra cash in the account (for eg: flexi housing loan)?

Thank you.

Can we buy a house with following condition?

1) Property Name is under my wife.
2) Loan is joint name between myself and my sister.

Are you referring to cash out portion after refinance or withdraw from current loan?

More likely a top-up loan or refinance.

Hi would like to ask, with Gross Salary 4k and PTPTN monthly commitment RM250. How much loan can I get?

Thank you in advance.

Just bought a subsale condo for 520k and looking for 320k loan. Loan agents (any bank) please PM me the current loan package. Thanks!
Other than this, I have a question regarding public bank loan. Please PM me if you are from public bank.

Hi,

I got question regarding home loan.

Applicant age : 31 yrs old.
House type: 2 storey (20x70).
Tenure : Leasehold (remaining 68 years).
1st house : Yes.

Can I get a 90% loan although the remaining leased years is below 70 years?

Hi guys, got a question regarding home loan.

1. If I were to purchase the property and to take the bank loan with my mom, what is the maximum tenure that I can take?

2. Say the S&P is signed by 1st Sep 2014, and I understand the bank disbursement will happen within 3 months from then (if all good)....if the bank is ready to release the loan by 15th Oct 2014 - can I extend this until the permitted range of the S&P...which is the end of Nov 2014.