hi..

I'm planning to refinance to islamic homeloan.. prefer ocbc al -amin

est. 400 k MV/leasehold/malay reserve status

pls pm me current package n other option

Hi,this is Isaac Yap from Hong Leong,feel free to contact me for further information.

100-199k : BLR-2.0 TO BLR-2.1
200-499K : BLR-2.35 TO BLR-2.4
500-999K :BLR-2.4 TO BLR-2.45
>1MIL : BLR-2.45 TO BLR-2.5

Thank you.

Isaac Yap
0149303327

You mean interest for OD is around BLR - 2.1? How about the TL portion?

Greetings,

im intend to buy a low cost flat from my aunty,

details of the property are as below.



Type Of Property : 5 storey flat with 3 bed rooms (1st floor)
Size : 650 sq feet
Area : Seksyen 4, Kota Damansara
market value : 125k
loan : 90%
Year of completion: 2009


basic income : 3300
comitment : currently free from comitment


Kindly please provide me the best packages of home loan.

should there have any enquiries, please do not hesitate to contact at : 0162333578/ezry84@gmail.com/PM

Thank you

Regards,
Ezry

Hi Choy, TL portion we still offer up to -2.45 however depending on your final loan amount. Can pm me your contact i can discuss more in detail over the phone.

How come most other loan officers here say OD is at BLR - 0%. Maybe just want easier job.

Can any bankers advise if my sister & myself joint name for bank loan of property, RM900k with instalment RM4k/mth. Let say, if she wants to buy a house @ RM600k with her name alone. This is her 2nd house.
What is her DSR?
Will the 1st housing loan of RM4k/mth calculate as full or half as her commitment since we joint name for bank loan?
Still entitle of 90% margin?
Thanks

Im not sure where they quote the sources. Do pm me if you are interested to reply

Usually commitment divide by half, unless you can get strong supporting documents that the installment is made by yourself only.

Greetings.

Looking for 2nd housing loan to finance a sub-sale apartment.

My details: -

1. Monthly gross income - RM 8,530
2. Age - 34
3. Current commitment (1st housing loan, 35 years) - RM 3,650

Property details: -
1. Selling price - RM 210,000
2. Built-up - 750 square feet
3. Tenure - Leasehold
3. Location and - 5-storey apartment located at Jalan 8/133, Taman Sri Sentosa, Selangor

Possible to get a 90% Loan? If anyone can help me to try out just let me know, URGENT. Need to sign the S&P by this week.

Please call/ whatsapp 012-322 1480

Any public bank agent here? I am currently have a home loan with public bank and am looking to explore refinancing/cash-out options as my house property value has increased.

Please PM me, thanks!

hi, how about mortgage refinance? currently i own a property at kota damansara with purchase price of 830k..ocbc home loan of 713k..what is the procedure? can gave me some picture how it work?

Hi All,
I m looking for housing loan, FYI, the condo's developer is under bankruptcy and the unit still under master title, is this still manage to get the loan ?



This post has been edited by leoykl: Oct 7 2014, 11:26 AM

Seeking sincere banker, preferable PJ branch if possible.
Please PM me and I will give u my contact details & property details.

Need to Sign S&P within 7 days....... I am too late to prepare my documents and that's why I am applying in rush now

Seeking for banker whom can assist in preparing documents.

Having own business but less than 2 years, is it better if pay for EPF and apply for loan? How long need to pay for EPF to proof sufficient income to purchase property?

Plan to buy property below 400k , new development, investment purpose. Contact me via whatsapp 018-9880119. CIMB banker or banker from easy approve loan bank. Thanks.

This post has been edited by Dark Devon: Sep 28 2014, 04:40 PM

May I know any OCBC and HSBC bankers here? pls pm me.tks

did you pay income tax？

Hi. I'm not sure if this is the right place to ask. I would like to apply for loan to buy an apartment. Is it possible to do so with my record working with 3 company, each company for 1 year. Meaning I have been working for 3 years. Do bank accept application like this?

Not yet, thats why insufficient document,

as long as can provide proper income doc,then should be no problem.