Hi , I am currently looking at OG Heights condo at OUG.
Any banker here able to provide me with bank value for the condo there?

Thanks!

yes u r still entitle

Should be refinance from Cimb and OCBC with loan amount above 500k only entitled for such rate.

yes u r still entitle.. dsr within guidline

Hi guys,

Looking for :

1) Semi-flexi loan
2) Loan amount = RM140k
3) Property type : Apartment (no strata title yet)
4) Prefer public bank / hong leong bank


Pls PM me.

Thanks

I plan to refinance my property, outstanding around 250K & cashout of 300K which I may or may not utilize. Just need it as backup.

Is it better to finance everything as term loan (flexi or non-flexi) or should I convert the cashout portion to OD? I understand with secured OD, rates can be identical to term loan.

This post has been edited by choywm: Sep 9 2014, 10:46 AM

Hi,

Below is my details:

Gross Income: RM 6100 (Basic salary + Fixed allowance)
Nett Income: RM5100
Age: 35
Car Loan: RM580 (still have another 5 years to pay)
-1st Time Buyer
-Plan to loan 90%

I am Planing to buy 2nd hand terrace house with bank value RM410k - RM450K

Please advise am I entitled to get the loan?

Thank you.

Gross Income - RM 9250
Age - 27
Car loan - RM 580
Property Value - RM 824600

Am i entitled to Loan 90% for it? Maybank just able to loan 80% from it only.

If anyone can help me to try out just let me know, i'm rushed on it. Prefer OCBC or Public Bank. Need to sign the S&P on this week.

This post has been edited by jtcs87: Sep 8 2014, 10:06 PM

Hi,

Am i eligible?

Gross Income = 9600
Age = 29
House Loan = 816
Car Loan = 1400

Property Value = 808000
Loan = 90%

Thx.

Hi Choi, refinancing to OD is slightly higher increase than TL, around BLR -2.0 to BLR -2.1. under individual name, however if you have no need for the money currently it is a better choice. Other wise take up a full flexi facility will also help in interest savings. For the OD portion you wont be able to take out such a large portion. Maybe you can work around 450k flexi loan and 100k OD. do PM me for further info.

Cheers,

Hi Banker

im thinking to buy a second house at selling price 500k in JB. Looking for 90% loan

Please whatapps (+65 NINE382 809FIVE)

hi banker, i am planning to refinance my house... please pm me for the best package offer now... thanks...

what is the best home loan rate now? -2.6?

Hi guys,

Gross Income = 5000
Age = 23
No commitment
First property

Property Value =400000
Loan = 90%
35 years repayment

Looking for :
1) Semi-flexi loan
2) Property type : Apartment

Pls PM me or feel free to WhatsApp me 018-9880 one one nine.

Thanks

This post has been edited by Dark Devon: Sep 10 2014, 02:30 AM

Hi all home loan officers,

I'm taking home RM6670 (net after deduction), currently home loan RM1992. Car loan RM560.

How much more home loan can I take on? I'm planning to get a condo for investment.

Kindly advise. Cheers.

Hi,

I have a question to ask here.

I already paid the booking fee and signed the Letter of offer to purchase from Agent. The owner not yet sign because he was at outstation for 2 weeks.

Agent told me that I can proceed to apply housing loan even I don't have copy of title (Owner was at outstation). According to him, OCBC and Standard chartered will accept the application without copy of title.

Need to confirm about this.

Thank you.

Looking for UOB home loan agent. Any here ? Thanks

Hi, Affin Banker here.
Currently base in Taman Tun Dr Ismail and I'm doing mobile mortgage. Any enquiries, kindly whatsapp me at 017-2726557 (liyana)

Thank you.

im looking for mortgage loan agent for my new property.
kindly whatsapp me 0174144314 or pm me.
thx

Any RHB and CIMB banker here? pm me