Hong Leong islamic can. But rate abit higher and lock in many years

Hi bankers,

I would like to refinance my current house loan and I would like to know what are the documents needed, cost for legal fee, valuation fee ?

purpose: to lower down my current interest rates & to have some extra cash

Current remaining loan amount is 220k.
I do have restrictions that I need to soak up my sister's house loan in near future.
A couple of personal loans (that will be fully settled very soon).

Please PM me with details.

Any mortgage banker from Affin? Please PM me.

Got lawyer will do that 70% discount. called Ah Beng & Associates! and 1989 buy a property cost 1.25mil? you must be dato or datin son!

Hi, any valuer or banker in JB area.
I have a investment team that is investing in subsale market around JB.
Need a constant banker that can do lotsa property valuation.
If your valuation is good, we will go for it.
This is long term partnership. not one time business.
PM me if interested to be our banker.

To all those in the home loan refinancing business,

I wish to refinance my housing loan. Reasons
- Better market rates
- Cash out.

Outstanding amt 200k, refinancing to 350k or 400k.

Prefer full flexi loans that is not yet bound by the bnm cashout rule at 10yrs.

Pm me,

Thx

Maybe he is top real estate agent,pilot, doctor, engineer, top sales agent or doing very well in his career.

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hi, i plan to buy a sub sale property cost about 390k. ask the agent said the house valued by bank only 360k. how can i get more than 90% loan margin ? or can i get more more loan? i m just lack some first capital for that property. Thanks

planning to refinance my home loan around 360K....
please advice the fee involve

Hi, any Public Bank bankers here? Can intro to me? PM me please.

Hi, I am looking to purchase a condo in Selangor area.

Purchase Price: RM 450,000 - 500,000 depending on nego
Downpayment: Ard 10% or more depending on loan amount

Current Age: 25
Gross Income: 4900
Nett Income: Ard 4100 after tax
Commitment: None (no car loan, no personal loan)

1. What is the normal tenure that I can get? I am aware max is 35 years, but I do know some banks do not give full tenure.

2. Also, what is the normal nett income to commitment ratio your bank allows?

Please offer me your package with details.

Thank you very much.

Any Hong Leong Islamic agent here? Would like to know Hong Leong's DSR. Thanks.

update: Received the answer. Thanks.

This post has been edited by nursarahlam: Dec 20 2013, 12:09 PM

Hi, Guys ... Need some advice on Housing loan .. As I am interested on getting a house around 480K.

My net income is around 4.9K with 3K ++ of credit card debts and not other debt. (Have reaching credit limit quite often previously, 6K++)

Have been paying monthly in time. ( do have 1 or 2 time missed a day or two).

Am I having any risk on securing a housing of 90%.

Looking for housing loan. Prefer islamic. First home buyer.

Preferably mortgage consultant direct from bank - cimb, ambank, public bank, uob bank.

Price 350k, will complete sept 2015
Area ampang

Please pm me. Thanks.

Dear Mortgage agents,

I'm looking to apply loan for my first property, kindly PM me your FULL FLEXI loan package (eg. BLR rate, penalty, lock in period, 90+5%). Details as below :-

Salary: RM3,600nett
Property price: RM265,000
Tenure: 35years
Age: 23years old
Commitment: RM0 (Credit card)

From KL, many thanks

This post has been edited by andrewc720: Dec 24 2013, 10:28 AM

Hi Guys,

I need to ask whether 90% + 10% housing loan for under construction properties is available or not

Hi, I am getting my first house (subsale) rm428k at Pandan Perdana, Cheras, KL. Plan to get 90% semi flexi/full flexi type house loan, pls email me doc required and rate: ohchin87@yahoo.com. Thanks

This post has been edited by ohchin: Dec 26 2013, 11:08 AM

looking to top up existing loan which currently with cimb

its for a landed property where balance only 140k balance for another 13 years

looking for additional 70-80k with loan tenor extension by 5 year

any good package out the on offer

please assist

I like to know, after signing the offer letter from the bank for house loan. It's confirm the loan is secure right?

thanks