khir_titanium, What's the rate that BSN is offering to u? Is it standard for everyone?

Leahcim,

1st, if you apply for Skim Rumah Pertamaku u should get maximum 105% financing. That means 100% loan for your house and other 5% for insurance, mrta,mrtt etc.

Bsn don't have the product of skim rumah pertamaku. So i apply Islamic home loan n bsn offer 2 type of home financing. 4.65% n 5.05% interest.

For 4.65% you have to pay:
1. Legal fee
2. Stamp duty
3. Disbursement fee.

For 5.05% all 1,2 n 3 will be waived, bsn will cover (not include in loan)

I choose 5.05% option and bsn approve 90% financing for home loan and mrta include in loan.

Hope u get it.

Note: yesterday i got info from maybank, they can approve 80% financing not 100% for skim rumah pertamaku, she said my income not strong enough.

Thanks for sharing the info. Just want to further clarify. Any idea if the legal fee, stamp duty and disbursement fee are not waive. Are we the one whom would be appointing the lawyer ourself or the bank would help us to find one?

leahcim,

1. i think you can find one yourself, better this way.
2. if you ask the banker, he can provide also, since their circle of work related to lawyer.
3. if you ask the developer banker do it also can.

Well, that's a very subjective choice. I ended up going for the Type F unit because of its flexibility: it's a 3 bedrooms, 2 bathrooms with an attached studio. It gives me options in the event I wish/need to rent the unit. My initial thought when I booked the unit was to use it as a retirement investment (rent than sell it after 15-20yrs), but the more I thought about it and Cyberjaya the more I realized the place is much better than where I currently live, so it'll become my home instead. The layout still works for me. Rooms are on the smaller side, but I like having a spare bedroom for guests and an office room to do my work in peace. I'll be using the studio as my master bedroom.

As for being worth it, well, either units were within my budget and expectations. I like the location, the concept, the amenities. It works for me.

Ok, noted. Thanks.

Just follow-up with the bankers today on my loan and they said still waiting for end financing.

But one of the banker told me that delay was due to Pr1ma and the developer sorting out some Pr1ma issue. Not sure anyone know more detail on this.

UOB also told me wait for end financing from Developer.

Thank you for your reply.

However, I didn't pay a single cent for downpayment as it's 100% financing for PR1MA. Secondly, the SPA, legal fees and stamp duty have all been priced in the RM 270k by MCT.

SO will I still get to withdraw from my EPF Account 2 Sir / Madam?

Hi, Anyone know how prima lakefront will be maintained? Fee and etc. Just a bit concern on how to manage almost 2k of tenants . Currently living in a low density apt, if failed to pay, they just locked the meter air 😂

Hi, Anyone know how prima lakefront will be maintained? Fee and etc. Just a bit concern on how to manage almost 2k of residents . Currently living in a low density apt, if failed to pay, they just locked the meter air 😂

Went for unit selection on sunday. As per SA mention. 0.11 psf + 10% sinking fund

Went for unit selection on sunday. As per SA mention. 0.11 psf + 10% sinking fund

nevergiveup5351, thanks for sharing the info. May I know what floor did they open for booking last Sunday?

When i left mct gallery around 4pm. I saw the screen they are open until tower B level 1 and 2.

I shall share the info/brochure once i have to chance to snap a photo. Prima website info is very limited..

Hi. I've got balloted one unit for prima lakfront cyberjaya units. But still doesn't receive letter from developer for selecting unit. I heard that a lot ballot winners is already been to select units. How come I still don't receive any letter yet T^T
Some info would like to get from here. Is this the golden part of cyberjaya? It's better for own stay or investment? My friend has been to selected unit last week. She told me Majority units is hold by bumi.