If not mistaken, 2018 is the new intake...

Malaysia household debt is among the highest in asia... meaning malaysian families take too many loans like car loans, persona loans, credit card debt etc... talking to financial planner friends, many malaysians have high income (5 figures and above) but still cannot buy a house

This post has been edited by martian13A: Feb 3 2017, 09:28 PM

Not even surprised. Astro and the latest smart phone also seem a higher priority to many...

Well for Malaysian..
Buy car is first priority. CC too. Not forgetting IP7+
House? Most say can rent, why buy!

I think nobody got loan yet. Unit selection will be on 18th Feb. At same time, will submit loan I think

Mr Codroy i think you in the second batch. My session for unit selection was on January 2017.

owhhh i see...so they make it in batches..

Yup,
During my session, they offer block A lvl 1 - lvl 11. Maybe during your session they open until lvl 21.

If someone has already secured 100% financing worth RM 270k to buy PR1MA @ Cyberjaya Lakefront, can he / she still withdraw money from EPF account and just keep the money?

if im not mistaken yes.

You can withdraw all of your account 2 with condition is not more than 10% of your house purchase price.

You can withdraw from your EPF account, and that sum will go towards repaying (part of) your loan principal. You can't cash it in.

If he just purchased the house he can withdraw the cash. Its like EPF refund back the personal cash he se to pay the downpayment, legal fee and stamp duty of the house.

But if its already quite some time purchased then yes. He can only iwithdraw monthly loan amount to subsidize hes loan payment or he can withdraw all to reduce the principle amount on his bank loan.

Thank you for your reply.

However, I didn't pay a single cent for downpayment as it's 100% financing for PR1MA. Secondly, the SPA, legal fees and stamp duty have all been priced in the RM 270k by MCT.

SO will I still get to withdraw from my EPF Account 2 Sir / Madam?

Yes you can.

Does anyone from here already get bank loan offer for prima unit?

No received any call from them yet.

Hi pr1ma_owner, regards to your second sentences, does that mean we do not require to fork out additional money to cover disbursements such as stamp duties, searches fees, registration fees, printing charges, purchase of documents costs and etc?

Mine also still no news yet

i got feedback from BSN banker, my loan 90% approve.

other banker, maybank cimb rhb and ambank said they still not get EF yet.

The loan not 110 percent meh ?

khir_titanium, What's the rate that BSN is offering to u? Is it standard for everyone?