Dont think it's an Add.

Consider redo.... can do it in the app, under Profile/ Nomination/ Register or View

Yeah. I did not take the offer, but just want to share that employers usually already account for that EPF payment as part of our pay. I think some people will prefer own because they can directly spend the money. But for me I'm looking for more of a permanent role at that time.

This is obvious,... hence, I expressed my frank words,...

Someone need to re-audit their maths in school.

Everyone knows employers contribution comes from "employee paycheck".

HR manager already took care of the calculation before making salary offer to any employee.

If the HR manager didn't include it, most likely, the boss won't keep him there very long

Bro... have you been a hiring manager of a firm or an employer?

I have been a hiring manager... trust me... if can get away with underpaying the new hire, the firm would and all is fair....

can i ask for epf ,if my mum max self contribute herself ,her quota is consider full and if i max contribute from my side to her epf account ,is it based on my quota or her quota?

Nope... The quota is based on each member's respective account.
No transferable.

One side people maximize their 100k yearly limit, and keep asking for higher....

Another side, saying I'm not enough $$$ to survive monthly.... So seeking more withdrawal from EPF account....

One more side, why EPF shifting goal post.... Making those with 1mil above cannot withdraw their $$$....

Finally.... Another group of people keep saying why EPF giving so low dividend.... I want to withdraw & invest elsewhere that can outperform everything.....

Basically No one for all solutions.... Different people different opinions & objectives.....

btw... Still no news on Q3 2025 EPF results as for now....

i see thanks

i can give u my account - my account is not full
gov not that stupid to have such loophole

remember post here once it is out
most likely next monday lo

Despite all the noises

Come to the end we still see strong confidence in EPF from the spike in voluntary contribution

yeah cuz in certain aspects EPF > all other investment forms

just saja trying. this loophole BNM sure jump geh with AML keke

There are a lot of rich Malaysian that we all don't know saja

not talking about wealth

moreover if compared the number of individual with high deposit in EPF over Malaysian population is still very low

the influx is more on trust despite all the rumours and also recent decent payout vs other similar risk vehicles like another member mentioned above

Because of the 2% exemption for those div > 100K?

vs FD

vs ASM

but at the cost of liquidity if below 55yo and RM1m+ balance

Just to confirm my understanding.

For >55yo conventional saving, no matter how much one withdraws and deposits, dividend is actually calculated daily based on the balance at the end of the day. But all dividend is only credited into account once per year.
Am I correct?

This post has been edited by Vickyle: Nov 16 2025, 10:11 AM

While waiting for value added responses, I googled and found this.
https://www.kwsp.gov.my/en/member/overview/benefits

Hope it can provides you with some info while you wait

This post has been edited by MUM: Nov 16 2025, 11:53 AM


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