EPF DIVIDEND, EPF
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 Nov 16 2025, 10:09 AM
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#1
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Junior Member
380 posts Joined: Aug 2010 
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Just to confirm my understanding.
For >55yo conventional saving, no matter how much one withdraws and deposits, dividend is actually calculated daily based on the balance at the end of the day. But all dividend is only credited into account once per year. Am I correct? This post has been edited by Vickyle: Nov 16 2025, 10:11 AM |
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Nov 16 2025, 06:54 PM
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#2
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Junior Member
380 posts Joined: Aug 2010
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QUOTE(virtualgay @ Nov 16 2025, 01:32 PM) Contribute on Nov 16 → 1 day in November + full December onward So it works exactly like asnb then. Any difference between epf and asnb in term of calculation?Contribute on Dec 1 → full 31 days in December + all of next year *contribute here really means when it is reflected in your epf, if you really go and do self contribution on Dec 1 and then reflect on Dec 2 then sorry la... entire month no dividend except for 1 day so please understand the rules and contribute on 27th or 28th of each month that would be the best most of the time the next day the transaction will be reflected but on the safe side better losing 2 to 3 days of interest instead of the entire month of interest   |
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