if you are thinking of investing in UTs
try read post #166, page# 9
https://forum.lowyat.net/topic/3580942/+160
but read also post# 203, page# 11

they still have many more properties to sell

Malaysia's state pension fund, the Employee Provident Fund (EPF), has sold its property at One Sheldon Square in London's Paddington Central to British Land Company Plc for £210 million.
The deal also marks EPF's first property disposal in the U.K. EPF, the world's sixth-largest pension pool, also owns real estate in Germany and France.

http://www.reuters.com/article/malaysia-ep...N0XB3ED20150414

The London deal is the first one in UK....more to follows??

NOT same as......

This post has been edited by MUM: May 26 2016, 09:07 PM

previously, for election year at what rate?

e-Pengeluaran through i-AKAUN for withdrawal:
Education
Housing

https://secure.kwsp.gov.my/epengeluaran/index.html

googled and found this.....

"Members who have made a lump sum withdrawal of all savings such as the Age 55/60 Years (opted to withdraw all savings), Incapacitation and Death (by the beneficiary) Withdrawals, will be paid based on the following two conditions:
The withdrawal is made before the dividend is declared (period from 1 January to the date the dividend is declared). Members will receive:
All savings; AND
Dividend at the rate of 2.5% will be paid first.
The balance of the dividend will be paid when the dividend rate for the year is declared.

http://www.kwsp.gov.my/portal/en/web/kwsp/...for-withdrawals

No idea when the expected recession is gonna hit....
but you can check back the historical KWSP dividend rate since 1952 till 2017 and then tally in your corresponding "recession" year to see the past results to determine if EPF interest rate did drop during your "recession" period and by how much too.....

Historical Employees Provident Funds (EPF / KWSP) Dividend Rate
https://1-million-dollar-blog.com/dividends...rovident-funds/

Berapa dividen boleh diharapkan dari KWSP untuk 2018?

https://www.msn.com/en-my/news/national/ber...ocid=spartanntp


"......ketua bahagian penyelidikan di Inter Pacific Securities Sdn Bhd menjangkakan bayaran dividen KWSP pada 2018 kurang daripada 5%......"



This post has been edited by MUM: Feb 8 2019, 01:13 PM

yes, until it is officially announce....but these kind of speculations never hurts...that is fun of it....

yet no one speculates that it will be 6.5% or more ...thus it is mere guess work or have some basis in it?

This post has been edited by MUM: Feb 8 2019, 03:12 PM

if i am not mistake,...sometime ago, I read in the forum thread....
try payment option....

latest found this on the net....

How to Pay EPF Self Contribution Online
Updated: January 8, 2019

Step By Step Pay EPF Online
1. Login to Maybank2U, click “Investment” > “EPF”.

click to follow...
http://www.misterleaf.com/9782/epf-self-contribution-online/




This post has been edited by MUM: Feb 11 2019, 05:18 PM

while waiting for his response,.....
this forumer (Tham) exactly last year, provided a lot of good reasons.
try read this lyn thread for info.

EPF SELF-CONTRIBUTION
https://forum.lowyat.net/topic/4524749/all

anyway his many good reasons may not be agreeable to some others

most importantly is what is yours? be it pros or cons....

while waiting for more value added responses to your queries,
I found this...

"If a member has nominated more than one beneficiary and one of them dies, only the portion that was bequeathed to the deceased beneficiary will be invalid.
If the member later dies without updating his/her nomination, the surviving beneficiaries will receive their portion accordingly.

Only the portion that was bequeathed to the deceased beneficiary will subject to procedures under the “EPF savings without nomination” in which case priority for the right to claim
the deceased member’s savings shall go to next of kin or appointed administrator of the deceased member’s estate.

If the member has less than RM25,000 in his/her EPF Account, the initial sum of RM2,500 will be paid to his/her next of kin.
The balance will be paid two months after the member’s death

If the member has more than RM25,000 in his/her EPF Account, the initial sum of RM2,500 will be paid to his/her next of kin.
The second payment (not more than RM17,500) will be paid to the next of kin two months after date of death.
The balance of the savings will be paid upon submitting the Letter of Administration/Grant of Probate/Distribution Order/Faraid Certificate from estate administrators such as Amanah Raya Berhad or the Court or the Land Office.

The EPF wishes to remind that obtaining these documents can be time-consuming and fees may be imposed by the issuing authorities"

http://www.kwsp.gov.my/portal/documents/10...sion_-clean.pdf

looking at that PDF file....it seems like that condition depended on the amount in EPF too

I missed out the word "have will" in your earlier post....
what I meant was, according the PDF...the initial few Ks will be given to the next of kins...the balance will be according to the will
thus it meant,...if the amount in EPF is not much (see the condition for amount in that link) ...


This post has been edited by MUM: Feb 14 2019, 09:18 AM

yes,.....but I thought, EPF and insurance nomination "overights" the will....
just not sure in this case...

Dividend Payment for Retirement And Other Withdrawals

Members who have made a lump sum withdrawal of all savings such as the Age 55/60 Years (opted to withdraw all savings), Incapacitation and Death (by the beneficiary) Withdrawals, will be paid based on the following two conditions:
........

http://www.kwsp.gov.my/portal/en/member/me...for-withdrawals

most probably NOT...(unless approved prearranged agreement...(not sure if there is this type of arrangement too))

same question like ASNB FP funds...they had been known to having kept "some" for the raining days......

PAID?...bcos we got not choice must pay....
those that got choice by their own free will, are PAYING their money to be managed like the ASNB FP funds should be asking those ...right?

but judging form the responses so far...I think the EPF board are happy to be paying the about the same rate +/-1% year after year
(this I think same for FP fund too)