Excellent!

Mind taking me as a hardworking student? Ha.

In shares, ETF, bonds, commodities, RE, etc etc?

I also want to learn.

How much capital is needed ? Measurable risk ?

This post has been edited by puchongite: Feb 20 2017, 11:44 AM

Not sure where I saw the 9 bill figure...
But now I see the star stated 8b figure

Wah quite impressive figure...
EPF should take u as their investment officers

As usual, create and telling good storytelling only . Need to take care Face & Status excellent records.
Perhaps, share records for the past 10 years. Warren Buffet also need special advice too.

Hmm maybe before that negative returns
For any investment, there always ups & downs... No investment have been up up / positive forever unless there's some "smoother" income thingy ie. C/fwd income to bad years...

In order to reap the most out of self contribution of RM 60000/year , would it make any difference to deposit that money in December rather than in January?

Definitely yes.

Why?

The div is calculated on daily basis. You start getting the div the day you put it in. So the earlier you put it in, the more div you will get.

Higher Singapore CPF Contribution only got 2.5% yearly DIVIDEND . Employees CPF Contribution 20% and Employers 17% Total = 37% SGD

Malaysia EPF got 5.7% DIVIDEND . Employees EPF Contribution 8% or 11% , while Employers 12 % ( > rm5K) / 13% ( < rm5K) . Total = ? RM

Yet Malaysia EPF (Employee/Employer) contribution is smaller and yet is getting higher YIELD ROI than Singapore CPF higher contribution .

https://www.cpf.gov.sg/employers/employergu...llocation-rates

Fixed Deposit (FD) rate in Singapore is also low. Suppose depositors expect higher YIELD ROI , right ?

This post has been edited by netmask8: Feb 20 2017, 12:39 PM

Let's not forget RM is dropping yearly against SGD

We are talking % employees/employers contribution and yet getting higher ROI YIELD.

SGD is also dropping against GREENBACK USD too.

Everyone is dropping against the USD. But if you compare SGD or RM drop more, the answer is clear.

Bro,... since rupart asked, challenging if we can do better than EPF,... ... my percentage is higher than yours, bro,... after forex,...

Yeah,... bro Ramjade put in a good debate,... salute you, bro,...

Great. Something to consider then this month.

I have a spread of assets. But last year the biggest generator of the returns were gold /silver mining stocks.

Maybe out of their risk profile !

Doesn't mean my methods will work for all. Neither does WB methods. It's all individualistic.
Did ANYONE invest in gold in 2002? I did........

Yes, gold and other precious metals were at low on Nov 2015 and peak on Sept 2016, you got 18% ROI. How about your records in year 2012 - 2015? Need to have consistently
Good ROI reports, not only year 2016.

I just started bought some precious metals counters in USA in July 2015.

I gave 2016 because of the EPF returns............

Some earlier years, I had as high as 300% returns on my mining stocks!