Singapore CPF 2.5% ordinary account vs Malaysia EPF 5.7% , since many peoples here always like to compare. CPF special account= ?? https://heartlandboy.com/how-to-optimise-si...-account-early/ After finishing 1x small HDB mortgage, nothing much left in CPF.. Same goes to FD interest rates here are better YIELD.

This post has been edited by netmask8: Feb 19 2017, 11:18 PM

Are you sure chicken Rice cost only SGD 2 ? When is the last time you been to Singapore eat chicken rice at
Kallang, Toa Payoh, Bukit Batok or Geylang? http://www.thebestsingapore.com/eat-and-dr...e-chicken-rice/

Monetary Authority of Singapore objective is to hike SGD, to makes their IMPORT cheaper, as well as to control inflation. If your country
is EXPORTING a lot, lower currency exchg rate is preferred.

Singapore CPF 2.5% ordinary account vs Malaysia EPF 5.7% , since many peoples here always like to compare.
CPF not doing well in ROI ?? Fixed rate also low in Singapore ..

As usual, create and telling good storytelling only . Need to take care Face & Status excellent records.
Perhaps, share records for the past 10 years. Warren Buffet also need special advice too.

Higher Singapore CPF Contribution only got 2.5% yearly DIVIDEND . Employees CPF Contribution 20% and Employers 17% Total = 37% SGD

Malaysia EPF got 5.7% DIVIDEND . Employees EPF Contribution 8% or 11% , while Employers 12 % ( > rm5K) / 13% ( < rm5K) . Total = ? RM

Yet Malaysia EPF (Employee/Employer) contribution is smaller and yet is getting higher YIELD ROI than Singapore CPF higher contribution .

https://www.cpf.gov.sg/employers/employergu...llocation-rates

Fixed Deposit (FD) rate in Singapore is also low. Suppose depositors expect higher YIELD ROI , right ?

This post has been edited by netmask8: Feb 20 2017, 12:39 PM

We are talking % employees/employers contribution and yet getting higher ROI YIELD.

SGD is also dropping against GREENBACK USD too.

Yes, gold and other precious metals were at low on Nov 2015 and peak on Sept 2016, you got 18% ROI. How about your records in year 2012 - 2015? Need to have consistently
Good ROI reports, not only year 2016.

I just started bought some precious metals counters in USA in July 2015.

Always like to compare Singapore. See CPF, FD rate, after retirement no much $$ left in cpf. Thanks to world expensive country.smart Singaporean don't buy property there..Buy here with big landed deal.

Compare with Singapore CPF 2.5% dividend , employee deduction monthly 20%, employer contribute 17%. Total = SGD 37% .

Msia employee deduction 8 or 11% in RM, yet getting better percentage ROI.

How?? Why??

This post has been edited by netmask8: Feb 27 2017, 08:53 AM

Major stock market, Bursa, Nasdaq, DJIA, HK ..etc records high..ROI should be high too..