QUOTE(CommodoreAmiga @ Jun 16 2023, 11:21 AM)
This one really hardcore boss....Give some face....
Not too high not too low...
15% or 20% just nice enough π
EPF DIVIDEND, EPF
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Jun 16 2023, 11:34 AM
Show posts by this member only | IPv6 | Post
#13941
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All Stars
48,479 posts Joined: Sep 2014 From: REality |
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Jun 16 2023, 02:51 PM
Show posts by this member only | IPv6 | Post
#13942
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Senior Member
5,882 posts Joined: Sep 2009 |
QUOTE(nexona88 @ Jun 16 2023, 11:15 AM) They giving excuses that our healthcare is very highly subsidized... One of the highest in the world they say.... Pay only rm1 or rm5.... Very cheap for everyone.... They also said T20 abusing the healthcare facilities.... Enjoy it at very low cost...... kita jaga kita cukupThis third party thingy I don't really agree.... Would increase the cost.... Like how pharmniaga monopoly of supplies.... They actually not very efficient.... Just okay only... Nothing impressive at all.... Now see they also in trouble because of wrong decisions made on vaccine procurement... Being poor means need to be healthy.... Cannot get sick later on.... Need to pay.... Looks like we going towards like African style.... Poor don't really have access to healthcare????? Now also can see at those small private clinic.... Minimum rm50... Can go till 100+++ if your sickness is more.... make sure we have enough whatever happens let it be |
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Jun 16 2023, 04:35 PM
Show posts by this member only | IPv6 | Post
#13943
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Senior Member
4,665 posts Joined: Jan 2003 |
QUOTE(sjteh @ Jun 16 2023, 07:19 AM) What? Active members only 1M++ and more than 50% is less than 10k inside, wanna support whole country healthcare system? There are close 3 million active members π€¦ββοΈ and not low as you think only close 20% have less than 10k π€¦ββοΈXiao arrr.... https://www.kwsp.gov.my/en/web/guest/w/epf-...-of-member-data QUOTE(nexona88 @ Jun 16 2023, 09:35 AM) Just some suggestions to reduce the government burden on healthcare.... Did you ever realise that is PMX way of bailing out PharmaNiaga π€¦ββοΈ because all medical supplies run through them now π€¦ββοΈ as it is the only way now to wipe their hands clean while passing the losses to EPFActually implemented or not.. different story π The only way fix govt healthcare is to tax foreigners particularly foreign workers in Malaysia through a medical insurance run by private entities π€¦ββοΈ and the blowback would be hated by local SMEs who employs high number of foreign workers This post has been edited by xander2k8: Jun 16 2023, 04:36 PM |
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Jun 16 2023, 07:46 PM
Show posts by this member only | IPv6 | Post
#13944
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Senior Member
1,362 posts Joined: Sep 2013 |
QUOTE(nexona88 @ Jun 16 2023, 11:15 AM) They giving excuses that our healthcare is very highly subsidized... One of the highest in the world they say.... Pay only rm1 or rm5.... Very cheap for everyone.... They also said T20 abusing the healthcare facilities.... Enjoy it at very low cost...... Agree t20 should not get free hospital. After all household got 10k already should be able to afford private I think. maybe retire already no choice have to go govtThis third party thingy I don't really agree.... Would increase the cost.... Like how pharmniaga monopoly of supplies.... They actually not very efficient.... Just okay only... Nothing impressive at all.... Now see they also in trouble because of wrong decisions made on vaccine procurement... Being poor means need to be healthy.... Cannot get sick later on.... Need to pay.... Looks like we going towards like African style.... Poor don't really have access to healthcare????? Now also can see at those small private clinic.... Minimum rm50... Can go till 100+++ if your sickness is more.... |
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Jun 16 2023, 07:58 PM
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Senior Member
4,541 posts Joined: Jan 2003 |
QUOTE(nexona88 @ Jun 15 2023, 11:38 PM) Just some suggestions only.... As usual would be think over later π Meanwhile RON95 since N years ago kept huuhaa wanna remove subs and studying studying studyingAnyway.... EPF seems to be target by both side of the political sides..... One side keep pushing for withdrawal.... Another one give idea to reduce government burden on healthcare cost.... By using EPF contribution.... and test run ewallet for targeted subs until now ada? Even chic & egg also ya ya wanna remove at last 180 degree super sharp U TURN even sharper than initial D |
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Jun 16 2023, 08:01 PM
Show posts by this member only | IPv6 | Post
#13946
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Junior Member
430 posts Joined: Feb 2011 |
QUOTE(batman1172 @ Jun 16 2023, 07:46 PM) Agree t20 should not get free hospital. After all household got 10k already should be able to afford private I think. maybe retire already no choice have to go govt Funny thing is our country's T20 is freaking poor. Imagine after removing all the subsidies from petrol, electricity, healthcare, etc. The total expense will be the same as b40. Why not all the T20 don't work and enjoy the benefits as b40? magika and CommodoreAmiga liked this post
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Jun 16 2023, 08:27 PM
Show posts by this member only | IPv6 | Post
#13947
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All Stars
48,479 posts Joined: Sep 2014 From: REality |
QUOTE(xander2k8 @ Jun 16 2023, 04:35 PM) Did you ever realise that is PMX way of bailing out PharmaNiaga π€¦ββοΈ because all medical supplies run through them now π€¦ββοΈ as it is the only way now to wipe their hands clean while passing the losses to EPF That's why I really dislike the monopoly by them... Really don't know how to business.... That's why got problem with the cash flow & the company operation....The only way fix govt healthcare is to tax foreigners particularly foreign workers in Malaysia through a medical insurance run by private entities π€¦ββοΈ and the blowback would be hated by local SMEs who employs high number of foreign workers Foreigner pays full price right??? Don't tell me they also pay just rm1 in government facilities π€π§ |
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Jun 16 2023, 08:30 PM
Show posts by this member only | IPv6 | Post
#13948
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All Stars
48,479 posts Joined: Sep 2014 From: REality |
QUOTE(coolguy_0925 @ Jun 16 2023, 07:58 PM) Meanwhile RON95 since N years ago kept huuhaa wanna remove subs and studying studying studying Probably after the state elections πand test run ewallet for targeted subs until now ada? Even chic & egg also ya ya wanna remove at last 180 degree super sharp U TURN even sharper than initial D Must gain brownies points for caring the people Later all full price.... OPR hike too.... And finally Tier dividend for EPF |
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Jun 16 2023, 09:07 PM
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Senior Member
4,541 posts Joined: Jan 2003 |
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Jun 16 2023, 09:09 PM
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Senior Member
1,362 posts Joined: Sep 2013 |
QUOTE(koaydarren @ Jun 16 2023, 08:01 PM) Funny thing is our country's T20 is freaking poor. Imagine after removing all the subsidies from petrol, electricity, healthcare, etc. The total expense will be the same as b40. Why not all the T20 don't work and enjoy the benefits as b40? Agree. I plan to do that. Since itβs based on employment income not passive income or capital gain. |
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Jun 16 2023, 09:17 PM
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3,648 posts Joined: Apr 2019 |
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Jun 16 2023, 10:23 PM
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All Stars
18,426 posts Joined: Oct 2010 |
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Jun 16 2023, 10:28 PM
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Senior Member
3,648 posts Joined: Apr 2019 |
QUOTE(MGM @ Jun 16 2023, 10:23 PM) You mean disposable income doesn't include dividend from epf, ASMx & Sdn Bhd? Only based on LHDN income submission? would think that is the only realistic way? all based on lhdn submission and deduction. i know FD interest are no longer reported to lhdn in any form anymore for individuals. rental income already up to individuals if they wish to come clean. share dividends I don't really know because some firms still send me div vouchers, but always written 0 taxed. |
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Jun 16 2023, 10:41 PM
Show posts by this member only | IPv6 | Post
#13954
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14,909 posts Joined: Mar 2015 |
QUOTE(MGM @ Jun 16 2023, 10:23 PM) You mean disposable income doesn't include dividend from epf, ASMx & Sdn Bhd? Only based on LHDN income submission? Just some info...Previously my unemployed friend applied for brim benefits....he told me that he got rejected bcos he was found to hv 2 registered businesses...registered as director but he is not getting any income from that businesses... No income, no govt assistance, ...deep shit only from his past accumulated saving |
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Jun 16 2023, 10:42 PM
Show posts by this member only | IPv6 | Post
#13955
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48,479 posts Joined: Sep 2014 From: REality |
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Jun 16 2023, 10:52 PM
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Senior Member
4,541 posts Joined: Jan 2003 |
QUOTE(nexona88 @ Jun 16 2023, 10:42 PM) Biggest voter bank π€ͺ Guess you saw another thread asking for withdrawal he he heThey also the one asking for EPF withdrawal.... Who knows... Wish might come true π If you saw their fb: Tu duit aku apa awak susah yang nanti bersara ada rezeki nanti lah This post has been edited by coolguy_0925: Jun 16 2023, 10:52 PM CommodoreAmiga liked this post
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Jun 16 2023, 10:59 PM
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Senior Member
1,362 posts Joined: Sep 2013 |
QUOTE(MGM @ Jun 16 2023, 10:23 PM) You mean disposable income doesn't include dividend from epf, ASMx & Sdn Bhd? Only based on LHDN income submission? Definition of t20 b40 is based on income not disposable income for now. Dividend already subject to corporate tax so need to punish us more by not giving subsidy? Dividend from epf canβt take out so is that income? What is ASM? |
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Jun 16 2023, 11:01 PM
Show posts by this member only | IPv6 | Post
#13958
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All Stars
48,479 posts Joined: Sep 2014 From: REality |
QUOTE(coolguy_0925 @ Jun 16 2023, 10:52 PM) Guess you saw another thread asking for withdrawal he he he This the problem with most...If you saw their fb: Tu duit aku apa awak susah yang nanti bersara ada rezeki nanti lah Always says "ada rezeki nanti"..... It's very bad mentality.... It's like waiting for $$$ to drop from sky without any planning.... God would help for those who help themselves for betterment of life π something like that π€π§ This post has been edited by nexona88: Jun 16 2023, 11:01 PM CommodoreAmiga and coolguy_0925 liked this post
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Jun 16 2023, 11:03 PM
Show posts by this member only | IPv6 | Post
#13959
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All Stars
48,479 posts Joined: Sep 2014 From: REality |
QUOTE(batman1172 @ Jun 16 2023, 10:59 PM) Definition of t20 b40 is based on income not disposable income for now. Dividend already subject to corporate tax so need to punish us more by not giving subsidy? Dividend from epf canβt take out so is that income? What is ASM? Amanah Saham Malaysia πFor more info & tcss https://forum.lowyat.net/topic/4866563 |
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Jun 16 2023, 11:54 PM
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All Stars
18,426 posts Joined: Oct 2010 |
QUOTE(MUM @ Jun 16 2023, 10:41 PM) Just some info... That is what i know too.Previously my unemployed friend applied for brim benefits....he told me that he got rejected bcos he was found to hv 2 registered businesses...registered as director but he is not getting any income from that businesses... No income, no govt assistance, ...deep shit only from his past accumulated saving |
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