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 EPF DIVIDEND, EPF

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nexona88
post Jun 16 2023, 11:34 AM

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QUOTE(CommodoreAmiga @ Jun 16 2023, 11:21 AM)
I propose 50%. rclxs0.gif
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This one really hardcore boss....

Give some face....

Not too high not too low...

15% or 20% just nice enough πŸ˜‚
guy3288
post Jun 16 2023, 02:51 PM

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QUOTE(nexona88 @ Jun 16 2023, 11:15 AM)
They giving excuses that our healthcare is very highly subsidized... One of the highest in the world they say.... Pay only rm1 or rm5.... Very cheap for everyone.... They also said T20 abusing the healthcare facilities.... Enjoy it at very low cost......

This third party thingy I don't really agree.... Would increase the cost.... Like how pharmniaga monopoly of supplies.... They actually not very efficient.... Just okay only... Nothing impressive at all.... Now see they also in trouble because of wrong decisions made on vaccine procurement...

Being poor means need to be healthy.... Cannot get sick later on.... Need to pay.... Looks like we going towards like African style.... Poor don't really have access to healthcare?????  Now also can see at those small private clinic.... Minimum rm50... Can go till 100+++ if your sickness is more....
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kita jaga kita cukup
make sure we have enough
whatever happens let it be
SUSxander2k8
post Jun 16 2023, 04:35 PM

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QUOTE(sjteh @ Jun 16 2023, 07:19 AM)
What? Active members only 1M++ and more than 50% is less than 10k inside, wanna support whole country healthcare system?
Xiao arrr....
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There are close 3 million active members πŸ€¦β€β™€οΈ and not low as you think only close 20% have less than 10k πŸ€¦β€β™€οΈ

https://www.kwsp.gov.my/en/web/guest/w/epf-...-of-member-data

QUOTE(nexona88 @ Jun 16 2023, 09:35 AM)
Just some suggestions to reduce the government burden on healthcare....

Actually implemented or not.. different story 😁
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Did you ever realise that is PMX way of bailing out PharmaNiaga πŸ€¦β€β™€οΈ because all medical supplies run through them now πŸ€¦β€β™€οΈ as it is the only way now to wipe their hands clean while passing the losses to EPF

The only way fix govt healthcare is to tax foreigners particularly foreign workers in Malaysia through a medical insurance run by private entities πŸ€¦β€β™€οΈ and the blowback would be hated by local SMEs who employs high number of foreign workers

This post has been edited by xander2k8: Jun 16 2023, 04:36 PM
batman1172
post Jun 16 2023, 07:46 PM

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QUOTE(nexona88 @ Jun 16 2023, 11:15 AM)
They giving excuses that our healthcare is very highly subsidized... One of the highest in the world they say.... Pay only rm1 or rm5.... Very cheap for everyone.... They also said T20 abusing the healthcare facilities.... Enjoy it at very low cost......

This third party thingy I don't really agree.... Would increase the cost.... Like how pharmniaga monopoly of supplies.... They actually not very efficient.... Just okay only... Nothing impressive at all.... Now see they also in trouble because of wrong decisions made on vaccine procurement...

Being poor means need to be healthy.... Cannot get sick later on.... Need to pay.... Looks like we going towards like African style.... Poor don't really have access to healthcare?????  Now also can see at those small private clinic.... Minimum rm50... Can go till 100+++ if your sickness is more....
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Agree t20 should not get free hospital. After all household got 10k already should be able to afford private I think. maybe retire already no choice have to go govt

coolguy_0925
post Jun 16 2023, 07:58 PM

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QUOTE(nexona88 @ Jun 15 2023, 11:38 PM)
Just some suggestions only.... As usual would be think over later πŸ˜ƒ

Anyway....
EPF seems to be target by both side of the political sides.....

One side keep pushing for withdrawal.... Another one give idea to reduce government burden on healthcare cost.... By using EPF contribution....
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Meanwhile RON95 since N years ago kept huuhaa wanna remove subs and studying studying studying

and test run ewallet for targeted subs until now ada?

Even chic & egg also ya ya wanna remove at last 180 degree super sharp U TURN even sharper than initial D
koaydarren
post Jun 16 2023, 08:01 PM

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QUOTE(batman1172 @ Jun 16 2023, 07:46 PM)
Agree t20 should not get free hospital.  After all household got 10k already should be able to afford private I think. maybe retire already no choice have to go govt
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Funny thing is our country's T20 is freaking poor. Imagine after removing all the subsidies from petrol, electricity, healthcare, etc. The total expense will be the same as b40. Why not all the T20 don't work and enjoy the benefits as b40?
nexona88
post Jun 16 2023, 08:27 PM

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QUOTE(xander2k8 @ Jun 16 2023, 04:35 PM)
Did you ever realise that is PMX way of bailing out PharmaNiaga πŸ€¦β€β™€οΈ because all medical supplies run through them now πŸ€¦β€β™€οΈ as it is the only way now to wipe their hands clean while passing the losses to EPF

The only way fix govt healthcare is to tax foreigners particularly foreign workers in Malaysia through a medical insurance run by private entities πŸ€¦β€β™€οΈ and the blowback would be hated by local SMEs who employs high number of foreign workers
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That's why I really dislike the monopoly by them... Really don't know how to business.... That's why got problem with the cash flow & the company operation....

Foreigner pays full price right??? Don't tell me they also pay just rm1 in government facilities πŸ€”πŸ§
nexona88
post Jun 16 2023, 08:30 PM

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QUOTE(coolguy_0925 @ Jun 16 2023, 07:58 PM)
Meanwhile RON95 since N years ago kept huuhaa wanna remove subs and studying studying studying

and test run ewallet for targeted subs until now ada?

Even chic & egg also ya ya wanna remove at last 180 degree super sharp U TURN even sharper than initial D
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Probably after the state elections 😁

Must gain brownies points for caring the people

Later all full price.... OPR hike too....

And finally Tier dividend for EPF devil.gif muahagahahaha
coolguy_0925
post Jun 16 2023, 09:07 PM

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QUOTE(nexona88 @ Jun 16 2023, 08:30 PM)
Probably after the state elections 😁

Must gain brownies points for caring the people

Later all full price.... OPR hike too....

And finally Tier dividend for EPF devil.gif muahagahahaha
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wow all in for b40?! brows.gif
batman1172
post Jun 16 2023, 09:09 PM

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QUOTE(koaydarren @ Jun 16 2023, 08:01 PM)
Funny thing is our country's T20 is freaking poor. Imagine after removing all the subsidies from petrol, electricity, healthcare, etc. The total expense will be the same as b40. Why not all the T20 don't work and enjoy the benefits as b40?
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Agree. I plan to do that. Since it’s based on employment income not passive income or capital gain.
Wedchar2912
post Jun 16 2023, 09:17 PM

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QUOTE(batman1172 @ Jun 16 2023, 09:09 PM)
Agree. I plan to do that. Since it’s based on employment income not passive income or capital gain.
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hehehe... bruce, don't lar go share share this top secret.... hehe tongue.gif
MGM
post Jun 16 2023, 10:23 PM

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QUOTE(batman1172 @ Jun 16 2023, 09:09 PM)
Agree. I plan to do that. Since it’s based on employment income not passive income or capital gain.
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You mean disposable income doesn't include dividend from epf, ASMx & Sdn Bhd? Only based on LHDN income submission?
Wedchar2912
post Jun 16 2023, 10:28 PM

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QUOTE(MGM @ Jun 16 2023, 10:23 PM)
You mean disposable income doesn't include dividend from epf, ASMx & Sdn Bhd? Only based on LHDN income submission?
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would think that is the only realistic way? all based on lhdn submission and deduction.

i know FD interest are no longer reported to lhdn in any form anymore for individuals. rental income already up to individuals if they wish to come clean. share dividends I don't really know because some firms still send me div vouchers, but always written 0 taxed.
MUM
post Jun 16 2023, 10:41 PM

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QUOTE(MGM @ Jun 16 2023, 10:23 PM)
You mean disposable income doesn't include dividend from epf, ASMx & Sdn Bhd? Only based on LHDN income submission?
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Just some info...
Previously my unemployed friend applied for brim benefits....he told me that he got rejected bcos he was found to hv 2 registered businesses...registered as director but he is not getting any income from that businesses...
No income, no govt assistance, ...deep shit only from his past accumulated saving
nexona88
post Jun 16 2023, 10:42 PM

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QUOTE(coolguy_0925 @ Jun 16 2023, 09:07 PM)
wow all in for b40?! brows.gif
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Biggest voter bank πŸ€ͺ

They also the one asking for EPF withdrawal.... Who knows... Wish might come true 😁
coolguy_0925
post Jun 16 2023, 10:52 PM

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QUOTE(nexona88 @ Jun 16 2023, 10:42 PM)
Biggest voter bank πŸ€ͺ

They also the one asking for EPF withdrawal.... Who knows... Wish might come true 😁
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Guess you saw another thread asking for withdrawal he he he

If you saw their fb:

Tu duit aku apa awak susah yang nanti bersara ada rezeki nanti lah

brows.gif

This post has been edited by coolguy_0925: Jun 16 2023, 10:52 PM
batman1172
post Jun 16 2023, 10:59 PM

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QUOTE(MGM @ Jun 16 2023, 10:23 PM)
You mean disposable income doesn't include dividend from epf, ASMx & Sdn Bhd? Only based on LHDN income submission?
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Definition of t20 b40 is based on income not disposable income for now. Dividend already subject to corporate tax so need to punish us more by not giving subsidy? Dividend from epf can’t take out so is that income? What is ASM?
nexona88
post Jun 16 2023, 11:01 PM

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QUOTE(coolguy_0925 @ Jun 16 2023, 10:52 PM)
Guess you saw another thread asking for withdrawal he he he

If you saw their fb:

Tu duit aku apa awak susah yang nanti bersara ada rezeki nanti lah

brows.gif
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This the problem with most...

Always says "ada rezeki nanti"..... It's very bad mentality.... It's like waiting for $$$ to drop from sky without any planning....

God would help for those who help themselves for betterment of life πŸ™ something like that πŸ€”πŸ§

This post has been edited by nexona88: Jun 16 2023, 11:01 PM
nexona88
post Jun 16 2023, 11:03 PM

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QUOTE(batman1172 @ Jun 16 2023, 10:59 PM)
Definition of t20 b40 is based on income not disposable income for now. Dividend already subject to corporate tax so need to punish us more by not giving subsidy? Dividend from epf can’t take out so is that income? What is ASM?
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Amanah Saham Malaysia 😁

For more info & tcss
https://forum.lowyat.net/topic/4866563
MGM
post Jun 16 2023, 11:54 PM

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QUOTE(MUM @ Jun 16 2023, 10:41 PM)
Just some info...
Previously my unemployed friend applied for brim benefits....he told me that he got rejected bcos he was found  to hv 2 registered businesses...registered as director but he is not getting any income from that businesses...
No income, no govt assistance, ...deep shit only from his past accumulated saving
*
That is what i know too.

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