T20 in Malaysia is a joke. Because too many hardcore poorfags, those who just made it a bit more, considered T20 already. Might as well go to Zimbabwe to become T20. Heard only need $20k to become top 1% there.

wealth is relative

Health is wealth and happiness too

Nonsense because healthcare is human right 🤦‍♀️ as long as you are citizen then you are entitled

Admission and ward fees is full price but however medication are subsidised 🤦‍♀️ which cost more than admission and ward fees so why do you think govt hospital are lacking in funds

Won’t happen because it will cause hyperinflation when they can’t even control rising inflation now 🤦‍♀️ and it will cause riot because many will become more hungry

That is why they need to plan long term to get rid of subsidy and implement UBI and targetted subsidies through taxation

Not suprising as govt think that every businesses is making money and becoming director is rich 🤦‍♀️ which is why one have to be careful not just lending names to registered as a director

Anyway your friend is rejected in BRIM due LHDN records which previously shows he has income as BRIM will take past year record which showing still acruing income

T20 contributing higher tax money to the government. Something very wrong if T20 are not allowed to use the government hospital. Logically, they should be treated as VIP rather than blocked from using government hospitals.

Btw, 10k is not much. Private hospitals are vampires, i have no idea how they can set the charges to be so crazily high.

what is not relative?
Health?
Happiness?

you are absolutely healthy?
absolutely happy?
no one more healthy than you?
more happy than you?

regard the 40k extra self deposit, if i deposit now or before 30 (end of this month) the interest will be the same? let say if you deposit 2nd or 30th of that month, the interest will only start calculate for next month.

based on search i had read that it may given 1 day interest only on the deposit month. the interest is not daily and monthly compounding, the calculation more like FD.

any 1 can share the own tabulated calculation excel sheet which previously check on the EPF interest?

i guess most of the time we go private only when got insurance coverage...else also go gomen hospital...
dun play play...private hospital charges...when kena...can pengsan...even if you are T20...

Any contributions during the month only start earnings dividend/interest on the last day of that month.
Irrespective the actual day the monthly contribution is deposited.
Thereon, dividend earning/interest is calculated daily based on your account balances.

For withdrawal, dividend for the withdrawal sum is only eligible up to the day prior to withdrawal day. No dividend will be given on the withdrawal day.

In a way, dividend/interest calculation is similar like a normal banking saving account for the withdrawal part.
But for deposit, the balance is only effective at the end of the month of deposit. Thereon, it is calculated based on daily based on your balances.

At the end of the calendar year, the dividend earned will be credited to your account balance and will be parted of your next year dividend/interest calculation.

Due to insurance 🤦‍♀️ because the private hospital upfront will buy insurance to cover their costs before passing it down to the patients who used their insurance for their bills

Hmmm... people who earn more get lesser return, and people who earn lesser get more return.
Isn't this whole 'Tier' thing is similar to Communisms?

Funny thing is...certain group of people Hari Hari scream Komunis...but don't even understand what is Komunis. Then demand same benefits as Komunis. Really top kek Komunis.

Shouldn't punish t20 for earning more. It is bcoz b40 and m40 cant earn extra due to certain reasons... Lolz..

Not all can't earn. Some choose not to earn even if possible.
In a small business for example, some choose to open from morning till night but some choose to open only during breakfast time then close shop. And yet some choose to open only when need money, otherwise don't open shop for few days.
In corporate world, some choose to push them self hard. some just want to remain doing repetiative jobs even with a degree/diploma. I've seen a lot.
Those no hand, no leg I can understand but still some are owners of listed company better than with hand and leg

thank for justification, i had checked the interest on my 2022 which the amount is match upto a split cent.

bruh if you dont know you can try keep silent for once
no need simply hantam on everything

Worse came out with some incoherent reasoning insurance paying patients have higher bills
because hospital bought upfront insurance cover costs for them. when they come load it to their bills!
Ridiculous.

There is no such thing as hospitals buying insurance to cover their costs at all.

Hospitals buy equipment with warranty, just pay a little extra get extended warranty.
No such thing as buying insurance to cover its cost.

Hospitals buy fire insurance for fire protection,

indemnity insurance cover for litigations.

So what rubbish insurance to cover costs are you talking there?

Private hospital bills are high because every damn thing you pay, the nice environment, the redundant staffs etc
sometimes things you didnt use also pay full or even more, no subsidy. most things disposable no need wash you pay lah.
Doing more tests just to be safe not missing out something etc.
complication arises refer to every consultant do more tests you pay lah.

.

Malay has saying called kais pagi, makan pagi. kais petang makan petang

If they strive to work harder, everyone will be prosper.

Do you know what is managed healthcare 🤦‍♀️ most private hospitals in the world buys it 🤦‍♀️ so don’t simply talk when don’t you even know that hospitals buy such insurance to manage their business risks if anything goes wrong particularly lawsuits from patient 🤦‍♀️

ini betul

Rubbish!!

With managed healthcare, hospitals dont buy, hospitals are paid to treat patients

With managed care you dont pay hospitals,
hospitals also dont charge into your private insurance

hospitals are paid by MHO a fixed amount for that treatment.

In Malaysia, tell me which private hospital charge your private insurance lower than its costs?

Bodoh!
Buy what rubbish insurance to cover cost?

you dont talk lawsuit with incoherent thoughts like that,



just stop your pathological facepalm addiction 🤦‍♀️

and stop that urge to comment on every post. 🤦‍♀️