Got CS called me to offer loan which is 85% of my credit limit, interest rate is 5.99% pa. For unsecured loan, i think it is reasonable

Need a quick feedback, the great eatern auto debit entitle to how many % of cash back?

1%

repeated many many many times already

Thanks for the fast reply and sorry for repeat asking.
Reason of asking cause I just received my bill today and seems like there's zero rebate on my GE auto debit, need to recheck again

Celcom Autodebit 5%
Krispy Kreme Sunway Pyramid 5%

Surest way is call ocbc

Finally get approval for CC application from OCBC bank.

Received SMS saying that my new credit card and pin are on the way, within 7 working days

I have just submitted one month payslip only and try apply, in the end it can be go through... Yeah

5%
SHA-SHA ROLL SDN BHD , Kuchai Lama
WINGS MUSICAFE PJ SS 2

1%
THONEH-AB COUNTER

Can you explain the category type if it's not self-explanatory in the Merchant Name

Victoria Station USJ Taipan, 5% ^^v

i know it's reported before, but i just to report again to give ppl assurance...

woolworths (supermarket) in australia is under 5%. the time of my travel, i manage to exchange AUD for 3.25, statement converted to MYR was 3.28

does that means the extra charges is actually 3%, because of the 0.03 exchange rate diff?

perhaps ronnie can update first post with a section for those oversea transactions that's under 5%? i searched the forum for this information before i went over sydney and it was reported as 5%. that's why i decided to try. if it's in first post, it's easier

This post has been edited by cempedaklife: Apr 13 2013, 05:10 PM

How did you get extra charges is 3%.

Your currency exchange rate was 3.25 and the OCBC statement shown exchange rate of 3.28. The diffrence is 0.03 sen not 3%.
The exchange rate difference in % = 100 x (3.28-3.25)/3.25 = 0.923%

MCC Code used by merchants is STANDARD around the World... We could add Overseas Merchants but the list will be very short (with less updates)

I dunno how to calculate. Hence the question. Thanks. Lol.


That's just a suggestion. Perhaps it's good for ppl like me who doesn't usually use credit card oversea but only use it when someone reported somewhere its 5%. Lol.

This post has been edited by cempedaklife: Apr 13 2013, 10:58 PM

There are a lot of dining places in sg giving 5% rebate too. Just that i pay telco bill at Starhub, only 1% rebate, mcc 4812

Just dine at the curve. Receive rebate SMS before the cashier hand me the credit card and receipt for me to sign. That was really fast. Lol.

This post has been edited by cempedaklife: Apr 14 2013, 08:10 PM

Even before the Transaction SMS Alert ?
Still have chance in the middle of April.... go swipe some more.

Hi, just a quick one.
New on OCBC cc.

(query on online payment)
any rebate pay online for below items?
- TNB
- PBABB
- TM streamyx
(if auto-pay, what's the rebate for each of the above? Any extra benefit?)

And i don't have OCBC saving/current account , can i pay using cc account online transaction?

5% for TNB and TM Streamyx. No idea what is PBABB.

I think there is extra incentive by the respective billers if you auto-debit, find out more from their websites.

Yes, can pay using IBG from another bank's account.

Confirm Saturday got, went for dinner there at Dragon-i =) got the SMS super fast.