Just wanna get opinions from experts - is this a good deal, or merely chicken-feed & should wait for a better promotional deal? 

Cheers ...

autodebit for U28 will free 500mb data. great combo with OCBC

Even before the Transaction SMS Alert ?
Still have chance in the middle of April.... go swipe some more.

Discontinuance of OCBC Titanium Credit Card 33% Cash Back on Interest Paid starting 27/7/2013 

Source: http://www.ocbc.com.my/personal-banking/Ca...cards_more_info

sometimes i fell wasted

spend rm1800-2k but only get rm50 rebate only

what other card good to pair up with ocbc titanium?
mostly extra shopping in tesco or sometime travelling overseas + flight tickets

Why do you wanna hold duplicate cards from same bank?

That means one can only know what's the % like after the card has been swipe. Unless I make a call before the usage itself.

So what I should do is to just call the CS, tell them the name of the place where the card is use and they'll give me the MCC code?

pretty troublesome. Do you do that?

Yeah. I've been checking out this thread just to see what's in and what's out. I've just gotten this card like 3 weeks ago, so still trying to learn the "art" of using it efficiently. To be honest, I don't even know what's MCC code before this.   Will definitely keep track to identify which is which.

Of course I do keep track of my spending. But to do this "put in what u think is 5% and 1% and compare with the rebate when u get the statement. if there's difference, try to move those transactions around until u get it consistent, then u'll know which is which" ---> a little troublesome. But oh well, if I really would want to know, I have to do it somehow. Thanks btw

How come the staff only call people after 6pm, i thought bank doesnt work that late. got the online forms, but I dont understand how does it hurt my money on 13th month?
peeps, what is this mean? What happen at 13th month? so high interest charge on me?

Payment on time also will get charge that 15% PA?

Anybody knows whether YES (4G Internet) auto-billing qualify for 5% rebate? I would expect this to be under utilities and qualify for 5%. But would just like to confirm before I commit for the long term.

hi all. new to this thread. just got my first statement.
Just want to share some 1% and 5% merchants (in case not available yet)

IKEA (furniture) - 1%
Herbaline Lot 10 - 1%
AEON Taman Maluri (Household items) - 1%
Senjyu Sushi E@Curve - 5%
Agoda Hotel Resevation - 1%
Unifi (paid through OCBC Online) - 5%
The Star newspaper subscription online - 1%

Where did you pay the MPSJ bill ? @ MPSJ booth/counters ?
Only payment via OCBC Online Banking would get 5% under Utilities

Maybankard 2 AMEX gets you 2X TreatsPoints because it's under Government Agency

U can actually pay online using Mbb2card Amex thru mb2u(of course must b on wkends) - 5% rebate + 2X TP (total 5.8%)
Save petrol and stil better than ocbc

How did you make these payments? Direct using credit card or PayPal?