i've applied OCBC titanium in Mid of January , got rejected eventhough im qualified with per annum salary and i have clean record. i appealed again then got reject end of Jan 13. then i send one nasty email saying " im not happy with your services , i will cancel my saving account with OCBC and i think OCBC only want to give Credit card for pay monthly installment but not to a good pay master. so your bank only want to make money " After that CC called me , and say will review my application again . First week of Feb 13 got approved and got my card the following week

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