Gains in term of FD interest : keeping the cash in FD instead of paying cc one shot.
Only doing 0% BT.

online how to check the statement due date?

statement due date is always on 2nd of every month and it cannot be changed.

it mean every one is same?

yes, and statement date is 10th every month for everyone.

ok great I was thinking when u BT to watami u are locked in for 6 months looks like u can BT to others as well

Statement Date is 10th of every month
Payment Due Date is 2nd of the next month

Hi Ronnie and fellow friends,
Just want to confirm, is the email cc_cad@aeonmalaysia.com.my correct?
I email my balance transfer request to this email address last Friday 11am, but I still do not received any verification call from AEON yet.
I tried to call them just now, they said they do not use this email, and ask me to send to customer.service@aeonmalaysia.com
But now they said they do not received anything yet...
Any other way to submit the request other than email, is it FAX works too?
Thank you for your reply

Both emails are correct.
Just wait until Monday.... else just drop them another email. Fax is also another method.

Ok...btw I fax to them also just now
I just worried do they received my request, because the customer service officer seems do not know what is balance transfer...
Anyway thanks for your swift response, will keep waiting for their reply...

Sorry for noob question,
1) May I know is the transfer amount for Balance Transfer must be exact amount from the transfer Bank A?
i.e. Current balance from Bank A = RM1023.44, transfer amount must be = RM1023.44?
Can I put the transfer amount = RM1100?
2) From your experience, when you received the payment to Bank A, after AEON approved the Balance Transfer? As I know 15 business days, will it take more/less than the day?
i.e. BT Approve on 26/5/2014, payment will be made to Bank A on 13/6/2014 OR earlier OR later?
Appreciate your sharing, thank you!

1) No... AEON will NOT allow BT more than the Statement Balance

2) AEON issues cheque to pay the other bank. So they will courier the cheque. At most 5 working days after the cheque is issued.

This post has been edited by ronnie: May 26 2014, 12:57 PM

1) The will call and ask you to round up. RM 1024
2) Mine is 10 days (included holidays)

Last time got free voucher due to GRR scheme for Sunway Hotel Resort. But sad to say, nothing to do in Sunway lagoon. Round round 2 hours come out and go pyramid shopping and aircond

Thinking to apply this card to use their BT service.

Mind to tell roughly how long it takes to proceed the application?

depends where and when you submit your application. average still around 2 weeks.

just back from talking with Prudential agent (a friend), he recommended a quite decent coverage with premium of RM1k/month.

finallly now i have a reason to use Aeon Watami card: new insurance policy.

seeking some suggestion: would it be best to pay the premium on quarterly or monthly basis...using Watami card?

Monthly premium payment:

My plan is to get the card first (~2 weeks), then get the insurance (another 2 weeks). hope the 1st premium charge is within 1st month of watami card too, so that i can sync the RM3k/quarter spending.

Advantage: RM1k/mth charge, extra fund and breathing room for ad-hoc use.
Disadvantage: I need to pay extra RM1x3 months for bill payment from M2U -> Aeon.

Quarterly premium payment:

Basically no need to worry if the particular quarter has hit RM3k, cuz once the premium kicked in, it'll automatically entitle me the 3% cashback.

Advantage: I only need to pay RM1 for bill payment. (assuming i dont have other spending on other months).
Disadvantage: One lump sum of RM3k/quarter.


any suggestions? much thanks!

This post has been edited by cybpsych: May 27 2014, 05:19 PM

did your prudential agent friend calculated the price difference of the premium based on annually/quarterly/monthly? some insurance company charges 7% higher than the annual amount if you choose to pay quarterly or monthly.

ah didnt know there's a difference, if any.

When i mentioned the possibility of paying quarterly (Aeon Watami! ), he mentioned to pay RM3k, so i think it's same between monthly or quarterly.

I'll ask again. Also wanted to know from him what is the auto-debit schedule for monthly/quarterly payment. If it's based on specific date, then at least i can plan out the card's registration.