Hi Roonie,
I'm interested to get the WATAMI card just for the "3% Quarterly Cash Rebate".
After going through this thread twice and checking on the official sites, got a few questions hope you could help.

1. Does the post above apply to WATAMI cc?
2. What do you mean by "Bill Payment via Maybank2U.com"? Do you mean:
(A) You pay AEON cc statement from your fund/acct in MBB via maybank2u; or
(B) You add AEON cc into m2u and use it to pay other bills (e.g. Telekom bill)
3. Saw on the AEON site, it says can pay WATAMI cc statement via maybank2u, is it via IBG > Transfer; or Bill Payment > Payee?
(Since AEON is not a bank, and I found the following in the maybank2u. So it can be paid like a bill?)

Thanks.

This post has been edited by tbheng: Feb 1 2013, 06:09 PM


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I see. So you use the payee named "AEON Credit Service (M) Bhd" to pay for AEON cc? So, cost RM1 each month settling the cc bill.
I presume AEON online allow paying bill and check unbilled transactions. Correct me if I am wrong. (Not an AEON customer currently.)
Planned to apply for WATAMI cc this weekend at Sunway Pyramid.
Thanks.

Hi Ronnie, just applied the WATAMI from Sunway Pyramid branch. Ya, the guy attended to my application don't know much about it. And keep saying it is too new.
As per the brochure, it says 2 swipes within 60 days will get RM50 credited into acct.
Are you referring to AEON card or the WATAMI?

Just collected my Watami card from Aeon Sunway Pyramid. The staff said I am the first card holder in the branch. Seems not popular yet.

As the 3% quarterly CB is based on card approval date, so I asked for mine. The staff said 3rd Feb. But that was the date I submit my application in that branch. Not sure if it is correct or not. Anyone can share their experience?

I went home and registered my Aeon online access, but was disappointed to find out the Aeon portal doesn't support bill payment.
Added it into Maybank2u, it is pending processing now. Not sure how long it will take.
Hope can use it to pay for my insurance via m2u.

This post has been edited by tbheng: Feb 23 2013, 11:54 PM

Hi ronnie, this Aeon reward points thingie is really giving me a good spin of my head...
Appreciate if you could give a few pointers and see if my understandings (after reading all around) are correct.

1. My understaing on the point systems used by AEON
(a) AEON MEMBER Point (AMP)
- I found some inconsistency of term used within Aeon materials, like "AEON Point", "Gift Point", I will use AMP for short.
- Collect via Aeon Member card (J-Card)
- Each RM1 spent in AEON store get 1 AMP.
- Redeem AMP as per AEON gift redemption booklet

(b) Reward Point (RP)
- I found some inconsistency of term used as well, like "AEON Point", "AEON Card Point", "Reward Point", I will use RP for short.
- Collect via Aeon Credit Card
- Each RM1 posted in AEON CC acct get 1 RP (for usage in Watami, RM1 get 2 RP)
- Conversion from RP to AMP = 1:0.25

2. My findings on points values used by AEON:
(a) AEON Gift Redemption booklet (I presume it use AMP, though it just says "points")
- AEON RM5 Gift Voucher requires 800 AMP
- AEON RM10 Gift Voucher requires 1500 AMP
- AEON RM20 Gift Voucher requires 2500 AMP
(b) Watami card privileges booklet
- RM1 spent = 1 RP; RM30 voucher requires 7500 RP. (Not sure what basis it uses.)
© AEON Credit TnC (the white booklet in new card package)
- RM1 spent = 1 RP; If use RP to AMP conversion ration 1:0.25, it translates to:
-> AEON RM5 Gift Voucher requires 3200 RP
-> AEON RM10 Gift Voucher requires 6000 RP
-> AEON RM20 Gift Voucher requires 10000 RP

3. I only hold Aeon Watami card, no J-Card/AEOM MEMBER card. (I have read this thread as well.) Watami card does give 500 bonus points upon card approval. Were your posts above refer to this? You have to link them I suppose. Did you request for transfer or auto? Did they do the conversion of 1:0.25? 500 RP became 125 AMP?

4. If shopping in AEON General Merchandise Store (GMS), I thought of the following payment options:
(a) Pay by cash + swipe AEON MEMBER Card ===> collects AMP
(b) Pay by any CC + swipe AEON MEMBER Card ===> collect AMP, cc points, cc cash rebates (if applicable)
© Pay by MBB2C Amex CC + swipe AEON MEMBER Card ===> collect AMP, MBB 5x TP, MBM2C weekend 5% CB (if applicable)
(d) Pay by AEON Watami CC + swipe AEON MEMBER Card ===> collect AMP, collect RP (Is this possible??)
(e) Pay by AEON Watami Amex CC ===> collect RP

5. If RP to AMP conversion is true and 4.(d) is not possible, using AEON CC alone is a real . Option 4.(a/b/c) is anytime better.

Sorry for long post. Appreciate for your comments.

This post has been edited by tbheng: Feb 24 2013, 02:02 PM

Thanks for reply, ronnie.
It was that "conversion ratio" couple with different terms used and different points needed for the same AEON Gift Voucher that driving me

I re-read AEON material over and over again and figure they are best to be kept separated.
I saw both point systems are redeemable to AEON Gift Voucher.

So you are saying I can collect both points by giving both cards (Watami Visa and AEON MEMBER card) for a single purchase?
Hmm, that is not bad. Combining both, it will give 1.2% of total rebates for purchases in AEON GMS!
- AEON MEMBER Point : 2500 pt for RM20 AEON Gift Voucher ==> RM20/RM2500 = 0.8% rebates
- AEON CREDIT Point : 7500 pt for RM30 AEON Gift Voucher ==> RM30/RM7500 = 0.4% rebates
Anyway, most CC will yield minimally 0.5% equivalent rebates. With MBB2 Amex it gives 5%+2.5%+0.8%=8.3% equivalent rebates on weekend.

Coming back to Watami, I'll use it for the 3% quarterly rebates. With this extra, it gives 3.4% rebates. Cool!

Thanks again for clearing my doubt.

Just curious why Citibank? Is AEON Watami credit card backed by Citibank?
In Maybank2u, I was understood to use bill payment under payee corporation="AEON Credit Service (M) Bhd" with statement amount + RM1 (for charges imposed by AEON side).
I have yet to receive my first statement yet.

Hi ronnie, speaking of paying AEON cc statement via maybank2u...
The instruction provided by AEON is to do a "Make a one-off payment" as specified here.
I tired today to add it as a "Favorite Payee" and got a Reject code 0087.
Called CS also no help.
Do you use "Make a one-off payment" or set it as "Favorite Payee"?
Thanks.

This post has been edited by tbheng: Mar 3 2013, 11:59 AM

Thanks for reply.
I called AEON CS, she confirmed cannot add as Favorite Payee, must enter card number every time when make payment to AEON cc.

Last week, I also tried add AEON Watami as a non-Maybank cc for my other bill payment (TNB, Unifi, etc), also got declined. I guess AEON just does not support these 2 features of maybank2u.

This post has been edited by tbheng: Mar 3 2013, 04:59 PM

My statement date also 10. Just got sms said e-statement sent to my mail box. But didn't received.
Online also cannot see the e-statement, both Chrome and IE...invalid PDF.

Have you gotten your e-statement?
Just called, but the agent say he cannot do it, he has to request from another department that can do it only tomorrow.

Okay....got my e-statement via email @ 9.01am today. (I called them 11:22pm last night).
It's my first statement, received RM50 CB, can use to contra the GST charge. Cool.
Received 2000 bonus point too. Not sure for what? Thought it was stated 500 for new card.
2000 point should worth RM8 (0.4% equivalent value).

I worked out that if I max out the 3% Quarterly CB of RM150 out of RM5k spending in 1Q and get 5k points...
I will get (RM150*4)+(5k*4*0.4%) = RM680/year worth of CB. ~ 3.4% or equivalent rewards.
Or as simple as 3% from the Quarterly CB and 0.4% from the point value.
Not bad at all for spendings that do not get good CB from most CC.

No, didn't and no plan to dine in Watami restaurant yet. Getting the cc for the quarterly CB...
The RM50 CB should be the one in TnC as shown below.

Hmmm, after re-red the TnC, maybe I'll try to go for this RM50 dining CB also... Thanks for reminding.


This post has been edited by tbheng: Mar 16 2013, 11:33 AM

Hi ronnie,
Sorry, I think I misunderstood from TnC that the RM50 dining rebate is given only when 2 swipes in Watami restaurants.
The rebate I got now is stated as "Cash Rebate". The other one maybe called "Dining Rebate" in statement (which I din get).
I will monitor and report back.
Please report yours too when you get your statement. Thanks.

Ok...just off the phone with AEON CS.
The Dining Rebate will be there to knock off your spending in Watami restaurant bill.
I din spent there hence no dining rebate.

Ya, got the same problem also.
Did you manage to figure out why?

I see. Now I know why i got 2000 points.
Thanks.

Okay...Just paid my first Watami cc bill at Aeon Credit counter using personal cheque.
Asked why can't pay via maybank2u? They said Watami is too new... there is no announcement... depends on HQ.
Will try again the next statement.

I called up last night. Got an very experienced and helpful agent.
She helped to send my e-statement to my mailbox within 5 minutes.