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Credit Cards AEON Credit Cards, By AEON Credit Services

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victorywp
post May 22 2014, 12:21 AM

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QUOTE(DarReNz @ May 22 2014, 12:17 AM)
normally u wait 2 weeks after the transaction done only BT right since it will take 14 days ?
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you can only bt to aeon watami when the transaction is shown in your ocbc statement. means the bt is based on your statement. you can only bt after you receive your statement as you need to submit with your bt form application.

This post has been edited by victorywp: May 22 2014, 12:22 AM
DarReNz
post May 22 2014, 12:27 AM

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QUOTE(victorywp @ May 22 2014, 12:19 AM)
but you need to make sure your watami cc has a credit limit of at least 20% higher than the amount you swipe in your ocbc. and if you are going to swipe your watami cc for other things besides doing bt, then you need to have much higher than 20%.
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may I ask why 20% ?
victorywp
post May 22 2014, 12:31 AM

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QUOTE(DarReNz @ May 22 2014, 12:27 AM)
may I ask why 20% ?
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it's around 20% bcs you can only do bt using 80% of your credit limit.
DarReNz
post May 22 2014, 12:35 AM

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QUOTE(victorywp @ May 22 2014, 12:31 AM)
it's around 20% bcs you can only do bt using 80% of your credit limit.
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hmm I check the amount I wanna charge is about the same as the watami cc limit so I need to increase temporary limit to do this ?
victorywp
post May 22 2014, 12:43 AM

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QUOTE(DarReNz @ May 22 2014, 12:35 AM)
hmm I check the amount I wanna charge is about the same as the watami cc limit so I need to increase temporary limit to do this ?
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i'm afraid you have to do so...
tbheng
post May 22 2014, 08:25 AM

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QUOTE(DarReNz @ May 22 2014, 12:12 AM)
so u can continue to use your watami cc without any charges on it after BT from amex unlike citibank and hsbc ? equal installment means total amount divided by 6 months ? am gonna make a large amount to ocbc titanium then can consider BT to watami next nod.gif
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No charge when you pay full statement balance (swipes + BT monthly) before due date. Never try Citi & HSBC before.
E.g. BT 3k, installment 500 x 6 months.
Yes, done BT ocbc to watami, no problem.

This post has been edited by tbheng: May 22 2014, 08:26 AM
leo_kiatez
post May 22 2014, 09:35 AM

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QUOTE(victorywp @ May 22 2014, 12:43 AM)
i'm afraid you have to do so...
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What is the reason that can be given to temporary increase CL? Can we tell them is due to BT? Or need to give better reasons?? biggrin.gif
victorywp
post May 22 2014, 10:15 AM

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QUOTE(leo_kiatez @ May 22 2014, 09:35 AM)
What is the reason that can be given to temporary increase CL? Can we tell them is due to BT? Or need to give better reasons??  biggrin.gif
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the best reason is for medical or traveling. of course cannot say is for bt. laugh.gif
SUSMNet
post May 22 2014, 04:19 PM

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How to know when is my card approval date?

approval date=activated card date?
victorywp
post May 22 2014, 04:31 PM

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QUOTE(MNet @ May 22 2014, 04:19 PM)
How to know when is my card approval date?

approval date=activated card date?
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the approval date is written in your statement.
leo_kiatez
post May 22 2014, 05:14 PM

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QUOTE(victorywp @ May 22 2014, 10:15 AM)
the best reason is for medical or traveling. of course cannot say is for bt.  laugh.gif
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But will they void the transaction if found out usage is not per mentioned.lol tongue.gif

This post has been edited by leo_kiatez: May 22 2014, 05:14 PM
victorywp
post May 22 2014, 05:18 PM

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QUOTE(leo_kiatez @ May 22 2014, 05:14 PM)
But will they void the transaction if found out usage is not per mentioned.lol tongue.gif
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once they lift up the credit limit, then you can swipe whatever you want... nod.gif
koinibler
post May 22 2014, 09:56 PM

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QUOTE(tbheng @ May 21 2014, 11:55 PM)
Examples, swipe my Amex and BT Amex statement balance to AEON Watami cc. Both are existing cards. 0% interest on 6 month equal installment amount without charges.
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No one time fee for watami BT?
Is this another great feature of watami?

Like maybank they charge upfront one time fee of 3%. Although they always got promotion 0% interest for 6 month, upfront fee is always there.
sj0217
post May 22 2014, 10:15 PM

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QUOTE(koinibler @ May 22 2014, 09:56 PM)
No one time fee for watami BT?
Is this another great feature of watami?

Like maybank they charge upfront  one time fee of 3%. Although they always got promotion 0% interest for 6 month, upfront fee is always there.
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No one time charge or upfront fee for BT to Watami
tbheng
post May 23 2014, 07:51 AM

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QUOTE(koinibler @ May 22 2014, 09:56 PM)
No one time fee for watami BT?
Is this another great feature of watami?

Like maybank they charge upfront  one time fee of 3%. Although they always got promotion 0% interest for 6 month, upfront fee is always there.
*
No one time fee for watami BT. thumbup.gif
beyond86
post May 23 2014, 08:16 AM

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QUOTE(leo_kiatez @ May 22 2014, 06:14 PM)
But will they void the transaction if found out usage is not per mentioned.lol tongue.gif
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normally void do by merchant rolleyes.gif
DarReNz
post May 23 2014, 08:51 AM

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QUOTE(tbheng @ May 22 2014, 08:25 AM)
No charge when you pay full statement balance (swipes + BT monthly) before due date. Never try Citi & HSBC before.
E.g. BT 3k, installment 500 x 6 months.
Yes, done BT ocbc to watami, no problem.
*
when you BT to watami u still get 1% cash back for titanium ?
leo_kiatez
post May 23 2014, 08:55 AM

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QUOTE(victorywp @ May 22 2014, 05:18 PM)
once they lift up the credit limit, then you can swipe whatever you want...  nod.gif
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QUOTE(beyond86 @ May 23 2014, 08:16 AM)
normally void do by merchant  rolleyes.gif
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Haha..That's great thumbup.gif
leo_kiatez
post May 23 2014, 08:56 AM

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QUOTE(DarReNz @ May 23 2014, 08:51 AM)
when you BT to watami u still get 1% cash back for titanium ?
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Definitely, why not.. tongue.gif titanium is titanium, watami is watami..Each "milking" its own benefit. biggrin.gif

This post has been edited by leo_kiatez: May 23 2014, 09:12 AM
DarReNz
post May 23 2014, 09:14 AM

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QUOTE(leo_kiatez @ May 23 2014, 08:56 AM)
Definitely, why not.. tongue.gif titanium is titanium, watami is watami..Each "milking" its own benefit. biggrin.gif
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ok cos I thought u will be transferring the amount to another cc so maybe u have to wait till u receive 1% rebate before BT ?

This post has been edited by DarReNz: May 23 2014, 09:24 AM

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