if that's the case, it simply means that if you pay annually then the premium will be cheaper than rm1k/month.

yes, the main issue is the price difference between annually premium vs quarterly/monthly. i'm afraid that it won't be any worth for you if you don't choose to pay annually (meaning that when the quarterly/monthly is more than 3% of annually).

others are just minor issues which i believe you can handle well.

This post has been edited by victorywp: May 27 2014, 05:35 PM

thanks for the advice!

From what i know, if it is an investment link insurance product, the premium is still same.
The premium basically would be higher a little than your require pay amount, and the remaining would be convert to 'cash value' in seperate account. So, when you opt for different payment frequency other than annually, insurance company basically would charge some % when convert to cash value.

It seems no different for us, but our cash value will grow slower for not pay annually
For GE, it was 5% for monthly, 3% for quarterly, 2% for half-yearly and 0% for annually.

correctly if i am wrong.

thanks edward

question about new application: if I submit the form at HQ (menara olympia), is there EPF kiosk there to print out the statement?

i not sure exactly but i believe there is.
why? because everywhere in aeon or aeon big where you can sign up for aeon cc, there surely have one epf kiosk beside their booth. i believe that's a must for them since they don't take your salary slips. anyway, the main concern is whether the epf kiosk is working or not when you are there. lol...

yalor, maybe print at other aeon branch, but submit to HQ.

yes, there is EPF koisk over HQ.
I used to submit my application there

good to know! thanks again!

i just called them they said temporary credit limit increase for aeon card can only be used for medical or travelling overseas otherwise they ask you to send it your 3 months pay slip to increase your permanent credit limit

This post has been edited by DarReNz: May 28 2014, 04:13 PM

yeah, quite standard practice

Went for payment, asked for point redemption. Minimum RM30 Jusco vouncher can be redeem, but not available for RM5/10 Jusco vouncher.

If redeem for cash rebate, 2000 point for RM5

You will be rewarded with One (1) ÆON Reward Point for every RM1 spent on your AEON WATAMI Card locally and outside WATAMI restaurants.

which card is this?

Opps, this is watami point

how many points for rm30 voucher?

For cash credit redemption, try RM20 or above, more worth it than RM5.
E.g. 5000 pt for RM20; 12500 pt for RM50.
For full cash credit redemption list refer HERE.

If no mistaken should be 7000 point

Thanks for sharing ya...

Meaning, we can redeem at the aeon credit service counter?

Yes we can direct redeem from Aeon credit service counter, but if for Aeon new credit card point, this is need process to another counter