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Credit Cards AEON Credit Cards, By AEON Credit Services

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victorywp
post Nov 16 2013, 12:12 PM

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QUOTE(ronnie @ Nov 16 2013, 12:09 PM)
Those applying WATAMI at AEON store may get RM10 AEON voucher as sign-up gift. Do ask them... if they say no, pretend to be dissapointed and walk away
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yeah, if they say no, remember ronnie's advice and walk like this... biggrin.gif
user posted image
victorywp
post Nov 16 2013, 12:33 PM

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QUOTE(sj0217 @ Nov 12 2013, 10:34 PM)
Does Anyone can confirm whether the payment can be make in 1u Aeon counter? It will be easy to make payment rather than online transfer.
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QUOTE(tbheng @ Nov 16 2013, 10:20 AM)
I pay my watami cc bill with cheque at 1U AEON counter every month. No problem at all.
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i wonder why paying by internet banking using interbank giro is not easier than paying at the counter? also it only costs rm0.10 per transaction.
cheque cost rm0.15/pc and by 1/4/14, there will be a processing fee of rm0.50 per cheque.
victorywp
post Nov 16 2013, 12:48 PM

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QUOTE(ronnie @ Nov 16 2013, 12:39 PM)
Reason : Read mine & tbheng previous comments and you will know why.
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wow, if paid by mb2u every month, one year rm12 will be deducted from the total rebates earned.
victorywp
post Nov 17 2013, 05:11 PM

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QUOTE(tbheng @ Nov 17 2013, 10:37 AM)
Ya, I gave up on the IBG via m2u option at the meantime until they got it fixed. Hopefully it is fixed by April next year.

Meanwhile, I just make my trip worthwhile, e.g. to use up my cheque books; to buy AEON vouchers (utilising my MB2 Amex 5% 5xTP) in preparation for year end sales (can use on weekdays); to do another back office task. 5 missions in 1 trip. Not bad lah!  cool2.gif  biggrin.gif
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QUOTE(rap7733 @ Nov 17 2013, 11:28 AM)
Received my 1st rebate from AEON Watami Card.

My autodebit from Great Eastern & Prudential is include in the 3% quarterly Rebate.

thumbup.gif  thumbup.gif
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you guys made my hands become so itchy now... rolleyes.gif
feels like signing up aeon watami card now but i already having 5 cc... drool.gif

btw, can we pay aeon cc payment at any aeon outlet? or aeon big outlet?
victorywp
post Nov 17 2013, 05:22 PM

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QUOTE(Human Nature @ Nov 17 2013, 05:14 PM)
Only at Aeon with Aoen Credit Service counter
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noted, thanks.
how about signing up the watami cc? also only at aeon with aeon credit service counter?
victorywp
post Nov 17 2013, 05:50 PM

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QUOTE(Human Nature @ Nov 17 2013, 05:26 PM)
This one depends. Some will have CC agents opening a booth apart from the service counter too.
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oh ya, sometimes some cc agents will approach me for the cc sign up.
but it's always the normal aeon cc and i don't see there's an option for watami aeon cc.

actually what are the features that the normal aeon cc has but the watami aeon cc doesn't have?
victorywp
post Nov 17 2013, 06:22 PM

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QUOTE(Human Nature @ Nov 17 2013, 05:54 PM)
You got to check the website for the details but I am only taking Watami for the cash back feature  biggrin.gif
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yeah, that's what i planned to do too.

that's why i think that the normal aeon cc is totally outclassed by this watami aeon cc. laugh.gif
seems like aeon should just discountinue the normal aeon cc. whistling.gif
victorywp
post Nov 17 2013, 09:26 PM

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QUOTE(sj0217 @ Nov 17 2013, 07:40 PM)
Some more watami cc offer for cash back 3 %, I wondering people will still looking for Aeon normal cc instead of watami CC ??
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i think maybe bcs they are looking for free access to plaza premium lounge in klia?
this one watami aeon cc doesn't offer.
victorywp
post Nov 19 2013, 04:46 PM

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QUOTE(herc @ Nov 19 2013, 04:40 PM)
Hi. If I only swipe 1 time every quarter, amount RM5,000, I am eligible for the cash rebate? 5,000 x 3% = RM150 (max cap)
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yes, but remember that you need to swipe 12 times to waive the annual fee (second year).

This post has been edited by victorywp: Nov 19 2013, 04:48 PM
victorywp
post Nov 22 2013, 09:38 AM

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QUOTE(herc @ Nov 19 2013, 04:50 PM)
Reconfirm again, TNB / Telekom / Maxis all considered retail transaction here right?
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yes
victorywp
post Nov 22 2013, 09:41 AM

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QUOTE(sj0217 @ Nov 22 2013, 07:49 AM)
I have checked with booth at 1u Aeon there, the person said there is no free vouncher currently due to no promotion. Is this true? Or a vouncher wil be given upon approved or sign up?
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you mean watami voucher or aeon voucher?
if you can't get any free voucher from them, always remember ronnie's advice at post #557 or #558.

This post has been edited by victorywp: Nov 22 2013, 09:50 AM
victorywp
post Nov 28 2013, 11:43 PM

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QUOTE(codeiki @ Nov 28 2013, 11:30 PM)
Hi. You working in Melaka as well, bro?  smile.gif
I applied at AEON Bandaraya Melaka.
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and Human Nature applied at aeon ayer keroh! wrong channel! tongue.gif

just kidding! biggrin.gif
victorywp
post Dec 3 2013, 12:21 PM

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QUOTE(hcstwb @ Dec 3 2013, 11:49 AM)
I have no prob. Though it took like 2 weeks time. Got my watami card last weekend, pump petrol and suddenly an sms said I have spent RM200 on petrol. Well, after clarified with CS, seem it is normal. I do not have this when I use Maybankard 2 cards and OCBC Titanium.
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normally for petrol transaction, once your card is approved at the terminal, rm200 will be blocked for the petrol pumping even though if you just want to pump rm10. but after your transaction finalised at rm10, only that rm10 will be charged.

other cards may not sms you about it but it's the same procedure that rm200 will be blocked first. so, let's say you have used your cc credit limit until left rm190, you won't be able to pump petrol at petrol terminal anymore (bcs minimum is rm200). but you still can pump through payment at the counter (pay any amount below rm190).

This post has been edited by victorywp: Dec 3 2013, 12:22 PM
victorywp
post Dec 10 2013, 07:32 PM

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QUOTE(Human Nature @ Dec 10 2013, 06:06 PM)
If it is not because I want that 3%, I will cancel my application already. My application is going to be 1 month soon and still under processing  doh.gif
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wow so long.. i have been reading your post since you applied. how come aeon melaka took so long?

This post has been edited by victorywp: Dec 10 2013, 07:32 PM
victorywp
post Dec 12 2013, 04:25 PM

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luckily aeon is not a bank but just a company that provides financial or credit services (on top of their retail store). maybe this is one of the reason why they are still lack behind in terms of cc services.
victorywp
post Dec 12 2013, 05:16 PM

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QUOTE(Human Nature @ Dec 12 2013, 05:05 PM)
Just to confirm, the quarterly rebate is according to the approval date right? So if my card is approved on 15 Aug (example), the rebate quarter calculation is for the following period:

15 Aug - 14 Nov?

Thank you
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yes, you are right in your understanding.
victorywp
post Dec 18 2013, 11:30 AM

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QUOTE(Human Nature @ Dec 18 2013, 11:01 AM)
Just realize that petrol is not considered as retail transaction. This means there will be no 3% for petrol, but will it contribute to the required minimum RM3000 accumulation over 3 months?
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the question is why do you want to use aeon watami just to contribute to the required rm3k accumulation?
because there are so many other cc with petrol rebate. laugh.gif

also, if you mean you are short of certain amount in the last month of your quarter to attain to rm3k, petrol's contribution is still very small, don't you think so? smile.gif

perhaps you go shopping or dining would help you to reach faster. biggrin.gif
victorywp
post Dec 18 2013, 04:15 PM

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QUOTE(w19 @ Dec 18 2013, 11:57 AM)
Im using before Aeon Watami CC to pump petrol. Statement receive. 101% no rebate.
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we all know about this...
but the question is whether it contribute to the required minimum RM3000 accumulation over 3 months?
for example, if you spent only rm2950 in a quarter, but on top of that, you also spent rm50 for petrol. so is the rm2950 (spent on others excluding the rm50 petrol) qualified for the 3% or not qualified? that's the question. nod.gif
victorywp
post Dec 18 2013, 04:24 PM

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QUOTE(cfa28 @ Dec 18 2013, 04:18 PM)
IMHO, petrol will be excluded from Retail spending that makes up the min RM3K accumulated spending.  Refer to this link
". The following shall NOT be considered as retail transactions:

• Annual fee
• Late Payment Fee
• Finance Charge
• Cash Advance
• Any handling fee
• 0% Card Easy Payment and the installment paid
• Flexi Payment Plan and the installment paid
• Petrol transactions
• Balance Transfer transactions

http://www.aeonmalaysia.com.my/acs/af/kona...814#page=page-1
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yup, that's what i think so too. biggrin.gif

besides, my answer to the person who asked the question (as below) was that it's not worth to do that (even if it really counts). laugh.gif

QUOTE(victorywp @ Dec 18 2013, 11:30 AM)
the question is why do you want to use aeon watami just to contribute to the required rm3k accumulation?
because there are so many other cc with petrol rebate.  laugh.gif

also, if you mean you are short of certain amount in the last month of your quarter to attain to rm3k, petrol's contribution is still very small, don't you think so?  smile.gif

perhaps you go shopping or dining would help you to reach faster.  biggrin.gif
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victorywp
post Dec 29 2013, 06:12 PM

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QUOTE(laymank @ Dec 29 2013, 11:11 AM)
Usually petrol transactions done more than once at the same station within the same day will likely to get declined due to suspicion of fraud. So this probably won't work. biggrin.gif
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usually the maximum time to use for petrol (no matter if you go to different petrol stations) per day is 3 times. smile.gif

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