i wouldn't consider it a disadvantage at all. there is always the payment option through cimbclicks and M2U.

I think what edwardccg meant is that there is still no RM0.10-only charge for the IBG payment.

Celebrate Mother's Day at your favourite restaurant and get 1,000 extra points! Visit www.aeonmalaysia.com.my for Terms & Conditions apply.

This promo is valid until tomorrow only.

yes, it's stated clearly on the image and for mother's day celebration.

Hi victoryywp, which pbb new cc 6% do you referrring to? can you share us more info? Didnt notice any new cc promo under their PBE website..

you may refer to this link for more information: https://forum.lowyat.net/topic/3219080

IBG would be the cheapest payment method theseday, but watami not support


yes, you are correct. payment charge would be rm0.50 - rm1.50 depend on different portal.
even want to pay cash on counter also troublesome as ATM per transaction maximum only rm1500, will need to withdraw multiple times

This post has been edited by edwardccg: May 11 2014, 12:37 AM

Currently paying RM1 for payment for Watami card every month through Public Bank online portal.
But that's a small price to pay for getting RM50 cash back every month.

Yes, new to forum & blog.


Currently 200 for medical and 300 for saving. Recently considering getting another saving plan about this HLB "ever gain" but not sure will it charge under retail insurance and get the 3%.

ur current saving plan is pay monthly or annually?

Wow, your insurance is only RM500 per YEAR?
Not sure how old you are, but that seems rather too low and probably inadequate, especially for your medical insurance?

i think everyone is shocked with your insurance. is it really rm500 per year? my own insurance (not including provided by company and not including my wife's or children's) is already more than rm10k per year.

This post has been edited by victorywp: May 11 2014, 11:32 PM

You didn't read the "per yr" part ?

Haha.. Sorry for the confusion. The amount I posted was per month, did miss out the "pr yr"
Was paying 200 per month hence 2.4k for medical/life (in the annual statement said not full 2.4k in medical so I can't claim all on my tax, so considering top up after research on LYN)
and 3600 per annual (current pay by annual but if getting this watami card will recalculate see if quarterly payment cost me more than the rebate)

Also plan to invest 500-1k per month for this HLB "ever gain", which smth like buying fund at a certain price and promise when maturity pay at peak price in history of their price and free 6+years life insurance.

But still wonder is this consider fund or insurance or retail spending ? Anyone Please help clarify ? Thanks in advance~

Not 500 per year.. 500 per month.. Sorry rushing to reply and did not check back.. Haha
Was considering top up in medical too. To cover tax.


There's a lot rich, kind, willing to share/teach Senpai over here

I apply for Aeon Watami card since month ago at Sunway Pyramid.
Went to the Aeon Card Centre at SP, they told me they just submit to HQ today.

Bad service

I heard that they will send it to HQ by certain time (perhaps one week or two weeks to be collection), not send by every application.

you are most longer time to be send to HQ, my application took two weeks

Yeah, sounds about right......same here.
My own insurance is around RM10k per year.

Honestly, I don't know what category this would fall under, but, from my own personal experience, I'd say don't mix up your insurance and investments in the same vehicle.
Insurance companies are good at what they do, and so are investment companies, but I wouldn't trust either of them to do both.
Make sure that you are adequately and properly insured, then educate yourself in financial knowledge and do your investments yourself, separately.
Just my 2 cents.