Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards AEON Credit Cards, By AEON Credit Services
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 May 10 2014, 03:19 AM
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#1
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Junior Member
22 posts Joined: Sep 2013 
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How could I never hear this watami voucher + 3% rebate card !? Almost miss out if wasn't victorywp mention it in m2card thread (huge thanks)
Gonna get one to get rebate for my insurance ! Current combo HLB Wise + HSBC Mvisa power Gonna replace HSBC with this watami ! |
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May 11 2014, 09:18 AM
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#2
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Junior Member
22 posts Joined: Sep 2013
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QUOTE(victorywp @ May 10 2014, 09:00 AM) you are welcome... maybe bcs you seldom come to this forum? Yes, new to forum & blog. anyway, just another news to you that pbb launched a new cc with 6% on grocery, dining, and online transaction. also has free complimentary ppl with conditions.  QUOTE(MNet @ May 10 2014, 09:28 AM) ur insurance how much per yr? Currently 200 for medical and 300 for saving. Recently considering getting another saving plan about this HLB "ever gain" but not sure will it charge under retail insurance and get the 3%. |
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May 12 2014, 02:31 AM
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#3
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Junior Member
22 posts Joined: Sep 2013
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Haha.. Sorry for the confusion. The amount I posted was per month, did miss out the "pr yr"
Was paying 200 per month hence 2.4k for medical/life (in the annual statement said not full 2.4k in medical so I can't claim all on my tax, so considering top up after research on LYN) and 3600 per annual (current pay by annual but if getting this watami card will recalculate see if quarterly payment cost me more than the rebate) Also plan to invest 500-1k per month for this HLB "ever gain", which smth like buying fund at a certain price and promise when maturity pay at peak price in history of their price and free 6+years life insurance. But still wonder is this consider fund or insurance or retail spending ? Anyone Please help clarify ? Thanks in advance~ |
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May 12 2014, 03:01 AM
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#4
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Junior Member
22 posts Joined: Sep 2013
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QUOTE(wengherng @ May 11 2014, 11:24 PM) Wow, your insurance is only RM500 per YEAR? Not 500 per year.. 500 per month.. Sorry rushing to reply and did not check back.. HahaNot sure how old you are, but that seems rather too low and probably inadequate, especially for your medical insurance? Was considering top up in medical too. To cover tax.   QUOTE(victorywp @ May 11 2014, 11:31 PM) i think everyone is shocked with your insurance. is it really rm500 per year? my own insurance (not including provided by company and not including my wife's or children's) is already more than rm10k per year. There's a lot rich, kind, willing to share/teach Senpai over here     |
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May 12 2014, 10:15 PM
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#5
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Junior Member
22 posts Joined: Sep 2013
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QUOTE(wengherng @ May 12 2014, 01:10 PM) Honestly, I don't know what category this would fall under, but, from my own personal experience, I'd say don't mix up your insurance and investments in the same vehicle. Thanks for the advise. Will survey and upgrade my knowledge more on this and share among others the next time.Insurance companies are good at what they do, and so are investment companies, but I wouldn't trust either of them to do both. Make sure that you are adequately and properly insured, then educate yourself in financial knowledge and do your investments yourself, separately. Just my 2 cents.  QUOTE(jwyong001 @ May 12 2014, 02:06 PM) all under retail transaction Thanks for clarification.I guess all insurance, gov, education fee will charge under retails spending for watami card since they only exclude certain things » Click to show Spoiler - click again to hide... « |
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May 19 2014, 09:51 PM
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#6
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Junior Member
22 posts Joined: Sep 2013
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QUOTE(tbheng @ May 16 2014, 02:36 PM) Been making full payments every month to every cc in the past 10++ years... Can share how u benefited from using BT ?Have the same mindset that BT is not something I want to get into... Only lately found out that even for card users like me can be benefited from using BT. Cool.. |
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