u mean the GST u will pay 1st

then 2 month later, it will credit rm50 to ur statement?

the 3% cash rebate can use to offset the bill?

let say for 1 quater spend 3k, cash rebate is rm90.

3000-90, so i need to pay rm2910 only?

Cardmember has to make a minimum payment of 5% of the monthly installment due to the balance transfer account(s). In the event the Cardmember pays an amount less than the monthly installment amount due or fails to pay the minimum monthly installment amount of 5% of the monthly installment due on the payment due date as specified in the statement for payment or if the payment is not received by the AEON Credit in full or before payment due date as specified in the aforesaid statement, then the prevailing finance charge (Tiered Interest Rate Structure) shall be levied on the outstanding balance of the monthly installment amount from the due date until the date of full settlement.

Just to reconfirm the following:

Printed on statement my Watami card anniversary month : 15 NOVEMBER 2014.
My statement is on the 10th of the month.

For my case, are the exact dates for the quarters below  correct?

1st quarter = 15-11-13 until 14-02-14.
2nd quarter =15-02-14 until 14-05-14.
3rd quarter = 15-05-14 until 14-08-14.
4th quarter = 15-08-14 until 14-11-14.

So far I have swiped in the 2nd quarter  rm500 only, so would like to swipe on the 10/5/14 for rm4200 but the date could be on the borderline. BTW transaction date  or posting date is used to decide which quarters a transaction falls on?

how to request?

i email them ask them can email them my application they keep giving me same answer

You may complete and send the application form and relevant documents via the following channel:
i. Our nearest branch/service counter OR
ii. Mail to AEON Credit Service (M) Berhad, Level 29, Menara Olympia, No. 8, Jalan Raja Chulan, 50200 Kuala Lumpur OR
iii. Fax to 03-27810700

Please do take note your application will be subjected approval.
For more information and further assistance, kindly contact our 24-hour AEON Credit Customer Care at 03-27199999 or please visit our nearest branch.

request for the person in charge of watami card to respond to your question. he is GOOD.

Yes...for features of Watami card you need to talk to the guys who handle watami card...in my early days of using this card, I talked to one specific guy. Though initially he was not having immediate answers but at least he understand/aware of the unique features of Watami cc.
I got him to help answering about IBG to to pay statement, quarterly CB, anniversary cycle, dinning CB, birthday voucher, etc.
Until he recognize me when I call to follow up my cases...    Have not talked to him for many months since.
He should be even more knowledgeable by now after handling all the Watami card users from lyn.... 

anyone know is there any minimum amount for using credit card in watami?

No company, have to dine alone to utilize my rm30 birthday rebate.
i guess would be around rm30-40, want to know if can use credit card for this figure.