I think he can appeal for the loan amount.

yes, that is before the new rules are out early this year.That is due to some factor that need to be considerate as well.

They can appeal, but with relevant reason/proof. PTPTN would not give extra money if you could not provide things that they needed.

is there anyone studying in mmu that get the ptptn loan... one of my friend studying in mmu said it's not difficult and the forumer in mmu thread also said the same thing... i'm just scared if i really enter mmu then can't get the loan, how am i going to pay for the fees? the ptptn loan include living cost or not?

living cost not included la~ hehe

It is 16k per year if not mistaken. And I think 95 out of 100 applicant can get the loan.

i tot is depends on the course fees?

Last time easier to get full loan, now I think most of us can only get half loan, about 13K. But still enough to cover the fees.

13k per year or the whole duration?

13k per annum.

Yes, RM 16K per year if get the full loan.

I think PTPTN will give RM 16K (full loan) for each student regardless any degree course in MMU because it's the duration of the course that counts in.
If the degree course is 3 years, then the loan will get is RM 48K, if 4 years degree course is RM 64K.
Not depend on the tuition fees, at least for MMU's case.

Hi. The reason PTPTN still pumps money into your account is that the college failed or is late in reporting your grades to PTPTN. They could also lie about your failure to ensure that they are paid.

You are free to apply for scholarships. If you get it, just inform PTPTN and they will terminate your loan. You may pay off the loan.

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Added on April 2, 2007, 11:13 pmWhether living cost is included or not depends on the individual college's LAN TC-01 document submission. Under the fees category, colleges should ideally list down living expenses, allowances and transportation as part of the fees.

What PTPTN does is refer to the LAN document. If it's listed there, they will cover that part (subject to the maximum allowed under the category o studies).

Many colleges don't do this. They merely list tuition fees. Therefore other expenses are not covered by PTPTN.

In any case, most tuition fees at reputable IPTS are above what is allowed by PTPTN i.e. RM15-16K per year for degree and RM8K for diploma.

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Added on April 2, 2007, 11:16 pmPTPTN provides loans for both degree and diploma.

If you are an SPM school leaver, they will only cover your diploma.

PTPTN does not cover foundation, a-levels, etc...as these are considered certificate level courses.

They do however, provide loans for degrees.

This post has been edited by Teong: Apr 2 2007, 11:16 PM

PTPTN does cover part of our Foundation studies in MMU, RM 5K each and our full amount of tuition fees for Foundation is RM 8K+.
Few years back, the senior got around RM 12K for only their Foundation studies. However, it was reduced to RM 5K after that.


typo, just realised after a day

This post has been edited by fruitie: Apr 4 2007, 02:58 AM

when can i apply for ptptn?
im going to finish my foundation soon..
where can i get the form?
how if my degree started but i haven apply for ptptn yet?

^
get the form from your college lor.

anyways,
they will transfer the money straight to your college?
or into your account?
for INTI.

The form costs RM6. Some colleges will sponsor the form.

There is a choice to either transfer money directly to the student or into the college account. Some colleges are getting smarter, by working with PTPTN to ensure that monies are paid directly to them.

This will ensure that students do not spend their loan money on other things when they see a significant amount of money in their account.

On the flipside, we hear tales of colleges that refuse to refund PTPTN money (which rightfully belong to students) when they overpay.

Speak to the college and find out exactly what the arrangement is before you take the plunge.

If I gotten a scholarship in other college; my previous college's PTPTN will be terminated?

Do I have to pay at once?

Yes, you need to declare this matter to them. It's because if they found out, you will be sued with legal law.
And yes, you need to pay them back one shot.

One shot. O_O
Cannot pay in ansurance?

Nope, one shot. No installment...
Last time I had problems with my PTPTN and I needed to pay them back one shot but then the case resolved already. Thank God.
I did talk to them to nego but they said can't.

For e.g.: My friends in MMU were taking PTPTN loan but later were offered with Yayasan Telekom Malaysia (YTM) loan. And, they were asked to pay back the amount loaned to them by PTPTN, luckily YTM helped them to pay back to PTPTN.
Maybe the scholarship can help in this matter too? I'm not so sure. Nevertheless, as far as I'm concern, they required us to pay back one shot.

If I do not want to stop the PTPTN for my new college, do I have to reapply?
But will I need to pay back the original amount they gave me first?

Sorry for these never ending questions >.<

This post has been edited by doinkz_gaara: Apr 6 2007, 09:51 PM