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Loans & Scholarships PTPTN Thread, Face problem or queries? Head here

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ayrez
post Apr 22 2007, 04:11 PM

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anyone please ans my ques...
can i add on 1 more?if i manage to get a scholarship offered from the college...but mayb only 35%...can i still apply for PTPTN Loan for the rest?will they approve it?thx
Dennos
post Apr 22 2007, 05:57 PM

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can loan from SHARK. No need any credit
Vint
post Apr 22 2007, 11:32 PM

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[quote=ken_zie,Apr 18 2007, 01:56 PM]
ya, i think i got read about that as well in the star not long ago... but that will only start next year...
and from next year onwards, amout of the loans given will be based on the course taken, total credit hour and the institute's lacation to prevent students from getting more money than they needed. wondering if this is a good idea or not? sweat.gif
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Alrite...thanks ya so where can my parents save their money?I mean which party to ask?Can go any bank and ask straight away?
fruitie
post Apr 23 2007, 03:48 AM

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QUOTE(ayrez @ Apr 22 2007, 04:11 PM)
anyone please ans my ques...
can i add on 1 more?if i manage to get a scholarship offered from the college...but mayb only 35%...can i still apply for PTPTN Loan for the rest?will they approve it?thx
*
Unfortunately the answer is cannot. smile.gif
You can only be holding either one scholarship or loan. You will be sued by both parties with legal law, both the scholarship's organization and PTPTN.
This statement is stated in the agreement clearly. smile.gif
jaejoongie
post Apr 23 2007, 03:00 PM

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QUOTE(Dennos @ Apr 22 2007, 05:57 PM)
can loan from SHARK. No need any credit
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not funny.
sweat.gif
lilballa
post Apr 23 2007, 03:03 PM

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i need some help on this ptptn, what certs that i should prepare and photostat? can some1 list it for me, coz i dun wan to face lots of trouble when outstation...
ayrez
post Apr 23 2007, 04:02 PM

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QUOTE(fruitie @ Apr 23 2007, 03:48 AM)
Unfortunately the answer is cannot. smile.gif
You can only be holding either one scholarship or loan. You will be sued by both parties with legal law, both the scholarship's organization and PTPTN.
This statement is stated in the agreement clearly. smile.gif
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sorry....i know already now..
Dagashi
post May 4 2007, 12:54 PM

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QUOTE(cks2k2 @ Apr 9 2007, 12:56 AM)
Cannot be. Those who took engineering course max payback is RM300+ for 20 years from what I know.
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300 + is barely enough to pay back the principal+interest...
i loaned rm 40.5k, and if i pay back in 14 years time, I have to pay a whopping rm 52k.

QUOTE(doinkz_gaara @ Apr 17 2007, 01:35 PM)
I was just wondering,
Exactly how is the payment back, the formula they put at the website is confusing me. laugh.gif

3% every year, and another 3% the next year? In total 6% in two years?
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the formula contains several mistake and typo...i entered the formula into an excel sheet and it doesnt tally..lol sleep.gif

This post has been edited by Dagashi: May 4 2007, 01:02 PM
Vint
post May 4 2007, 01:38 PM

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Alrite...thanks ya so where can my parents save their money?I mean which party to ask?Can go to any bank and ask straight away?

Irzani
post May 9 2007, 09:04 PM

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Anyone reply the letter from PTPTN to update our profile including our parents info? I didn't .. hehehe ...
macho
post Jun 6 2007, 07:45 PM

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QUOTE(Irzani @ May 9 2007, 09:04 PM)
Anyone reply the letter from PTPTN to update our profile including our parents info? I didn't .. hehehe ...
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me 2.. sweat.gif
Rayckl
post Jun 6 2007, 08:33 PM

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din reply too.....
damn stupid la... last time they call me to pay back my foundation money whereas i've not finish my studies yet. I appealed but then they claim they did not receive the letter, so i went all the way to PTPTN office only to settle it. =/
alpha_mid
post Jun 7 2007, 02:06 AM

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now even u get dean list or CGPA 4.0 u must pay ur ptptn loan.. tongue.gif
ante5k
post Jun 7 2007, 05:26 PM

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QUOTE(Dagashi @ May 4 2007, 12:54 PM)
300 + is barely enough to pay back the principal+interest...
i loaned rm 40.5k, and if i pay back in 14 years time, I have to pay a whopping rm 52k.
the formula contains several mistake and typo...i entered the formula into an excel sheet and it doesnt tally..lol sleep.gif
*
the formula displayed is indeed incorrect. The one that they used for the loan calculator is

Interest per month = loan amount x 0.03/12

Note:
For engineering stream, there's a RM500 interest free loan per year.

Based from what I know from my friends, the interest are only based on your principle amount, so no interest on interest.
eehtsitna
post Jun 7 2007, 08:41 PM

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Anyone know of any hotline that i can actually use to contact PTPTN?
macho
post Jun 8 2007, 04:48 PM

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QUOTE(eehtsitna @ Jun 7 2007, 08:41 PM)
Anyone know of any hotline that i can actually use to contact PTPTN?
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here u go 03 - 2092 7788


btw though of sending the ptptn update form,
Should i need to send the part A 'pengesahan baki' too?

This post has been edited by macho: Jun 8 2007, 04:50 PM
Darkmage12
post Jun 9 2007, 11:00 AM

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QUOTE(fruitie @ Apr 23 2007, 03:48 AM)
Unfortunately the answer is cannot. smile.gif
You can only be holding either one scholarship or loan. You will be sued by both parties with legal law, both the scholarship's organization and PTPTN.
This statement is stated in the agreement clearly. smile.gif
*
means if i get a scholarship after loaning from PTPTN how? if the scholarship if from a foundation would i get sued?
eehtsitna
post Jun 12 2007, 11:47 AM

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QUOTE(Darkmage12 @ Jun 9 2007, 12:00 PM)
means if i get a scholarship after loaning from PTPTN how? if the scholarship if from a foundation would i get sued?
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No i dont think u will get sued. In that scenario PTPTN will just take back the loan that they offer to you. It is not your fault to be given a scholarship in the first place.
Darkmage12
post Jun 18 2007, 03:32 PM

shhhhhhhhh come i tell you something hehe
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hey ptptn loan can be done online now anyone knows how to do it?
ken_zie
post Jun 18 2007, 03:55 PM

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QUOTE(Darkmage12 @ Jun 18 2007, 03:32 PM)
hey ptptn loan can be done online now anyone knows how to do it?
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i tried to log in to ptptn website but can't get it. there's a guide and FAQ that will tell you how to fill in the details, document needed, etc.

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